Ben Walling
Cahill Real Estate Services
(513) 586-6760
91 Total Sales
1 in West Latonia
$206,500 Price
406 E 38th St Covington, KY 41015
West Latonia NeighborhoodEstimated Value: $175,000 - $204,000
3
Beds
2
Baths
1,600
Sq Ft
$122/Sq Ft
Est. Value
Highlights
- 0.26 Acre Lot
- Window Unit Cooling System
- Hot Water Heating System
- Fireplace
- Forced Air Heating System
About This Home
As of March 2026Turnkey Duplex Opportunity Discover the perfect addition to your portfolio. This duplex offers a rare blend of suburban tranquility and immediate urban access. Tucked away on a quiet lot, this property features two move-in-ready units: a spacious 2BR/1BA and a cozy 1BR/1BA. Truly Turnkey: Freshly painted and professionally cleaned, ready for immediate occupancy and cash flow. The Location: Enjoy a peaceful setting just minutes from I-75/I-71, and the vibrant Cincinnati skyline. Designated parking!!! A high-demand amenity that significantly boosts tenant retention and rental value. Perfect for owner-occupants! This property may qualify for Down payment assistance through KHC (Kentucky Housing Corporation) programs. Whether you're looking to build your real estate empire or live in one unit while the other pays your mortgage, this is the opportunity you've been waiting for. Schedule your showing today!
Last Agent to Sell the Property
Keller Williams Realty Service License #282200 Listed on: 01/27/2026
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Property Details
Home Type
- Multi-Family
Year Built
- Built in 1949
Lot Details
- 11,326 Sq Ft Lot
Home Design
- Duplex
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- 1,600 Sq Ft Home
- Fireplace
- Vinyl Clad Windows
- Basement Fills Entire Space Under The House
- Gas Range
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- 2 Parking Spaces
- Assigned Parking
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- Hot Water Heating System
Community Details
- 2 Units
Listing and Financial Details
- Tenant pays for electricity, gas
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 27, 2026
Closed on
Mar 4, 2026
Sold by
Bought by
Seller's Agent
Cami Diodonet
Keller Williams Realty Service
Buyer's Agent
Stacy Art
RE/MAX Victory + Affiliates
List Price
$199,000
Sold Price
$200,000
Premium/Discount to List
$1,000
0.5%
Views
46
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,265
Avg. Annual Appreciation
-6.15%
Original Mortgage
$196,377
Outstanding Balance
$195,551
Interest Rate
5.75%
Mortgage Type
FHA
Estimated Equity
-$816
Purchase Details
Listed on
Oct 1, 2025
Closed on
Oct 2, 2025
Sold by
Bought by
Seller's Agent
Outside Agent
Outside Sales
Buyer's Agent
Cami Diodonet
Keller Williams Realty Service
List Price
$120,000
Sold Price
$120,000
Views
1
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
237.45%
Purchase Details
Closed on
Apr 20, 2020
Sold by
Bought by
Purchase Details
Closed on
Oct 13, 2016
Sold by
Bought by
Purchase Details
Closed on
May 6, 2009
Sold by
Bought by
Purchase Details
Closed on
Nov 10, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,100
Interest Rate
6.04%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Nov 9, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,100
Interest Rate
6.04%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Oct 25, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,100
Interest Rate
6.04%
Mortgage Type
Credit Line Revolving
Home Values in the Area
Average Home Value in this Area
Agents Specializing in West Latonia, KY
-
Ben Walling
-
Cherish Jessup
Cherish Jessup
Responds QuicklyeXp Realty
(859) 279-4286
72 Total Sales
1 in West Latonia
$145,000 Price
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
206 Total Sales
6 in West Latonia
$120K - $305K Price Range
-
Shane Reno
Shane Reno
Huff Realty - Florence
(859) 600-0793
73 Total Sales
3 in West Latonia
$181K - $245K Price Range
-
Richard Hubbard
Richard Hubbard
RE/MAX Victory + Affiliates
(859) 955-4553
186 Total Sales
2 in West Latonia
$159K - $190K Price Range
-
Sandra Wethington
Sandra Wethington
eXp Realty, LLC
(513) 586-2852
301 Total Sales
1 in West Latonia
$203,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $200,000 | Bluegrass Land Title | ||
| $120,000 | Northwest Title | ||
| $1,000,000 | None Available | ||
| -- | Attorney | ||
| -- | None Available | ||
| -- | None Available | ||
| $59,500 | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $196,377 | ||
| Previous Owner | $25,100 | ||
| Previous Owner | $53,550 | ||
| Previous Owner | $53,550 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/04/2026 03/04/26 | Sold | $200,000 | +0.5% | $125 / Sq Ft | |
| 01/29/2026 01/29/26 | Pending | -- | -- | -- | |
| 01/27/2026 01/27/26 | For Sale | $199,000 | +65.8% | $124 / Sq Ft | |
| 10/02/2025 10/02/25 | Sold | $120,000 | 0.0% | $75 / Sq Ft | View Prior Sale |
| 10/02/2025 10/02/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $120,000 | -- | $75 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $914 | $69,000 | $10,000 | $59,000 |
| 2024 | $907 | $69,000 | $10,000 | $59,000 |
| 2023 | $919 | $69,000 | $10,000 | $59,000 |
| 2022 | $968 | $69,000 | $10,000 | $59,000 |
| 2021 | $1,107 | $69,000 | $10,000 | $59,000 |
| 2020 | $967 | $60,000 | $10,000 | $50,000 |
| 2019 | $978 | $60,000 | $10,000 | $50,000 |
| 2018 | $997 | $60,000 | $10,000 | $50,000 |
| 2017 | $933 | $55,000 | $10,000 | $45,000 |
| 2015 | $1,702 | $80,000 | $10,000 | $70,000 |
| 2014 | $1,562 | $80,000 | $10,000 | $70,000 |
Source: Public Records
Agents Affiliated with this Home
-
Cami Diodonet
Seller's Agent in 2026
Cami Diodonet
Keller Williams Realty Service
(859) 391-8843
4 in this area
79 Total Sales
-
Stacy Art
Buyer's Agent in 2026
Stacy Art
RE/MAX
(859) 462-2097
1 in this area
104 Total Sales
-
O
Seller's Agent in 2025
Outside Agent
Outside Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639506
APN: 056-32-27-021.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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