NOT LISTED FOR SALE

406 E Filer St Ludington, MI 49431

Estimated Value: $266,000 - $351,000

3 Beds
1 Bath
1,327 Sq Ft
$232/Sq Ft Est. Value

Last Sold April 19, 2023

Last sale price $265,000 $200 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,047/month

5 Days on Market

Highlights

  • Wood Flooring
  • Mud Room
  • 1 Car Detached Garage
  • Lakeview Elementary School Rated A-
  • Breakfast Area or Nook
  • Patio

About This Home

As of April 2023

This beautifully updated 3 bedroom, 1 bath home in the City of Ludington is within walking distance to Lake Michigan, Marinas, Stearns Park, downtown shopping and restaurants. There's so much character throughout with hardwood floors, a built-in desk with bookshelves, a cedar closet in the primary bedroom and a tongue and groove ceiling in the bathroom. The backyard patio and pergola is perfect for grilling and entertaining. Updates include, whole house, interior and exterior paint, a new hot water heater and new kitchen appliances. This home can also be a vacation rental and currently has a strong client base and consistent rental income. Call agent for more information. Don't miss out on seeing everything this home has to offer!

Last Agent to Sell the Property

Tammy Fulcher

Five Star Real Estate (Ada) License #6501415447 Listed on: 03/16/2023

Five Star Real Estate (Ada)

Last Buyer's Agent

Don Bradley

LIGHTHOUSE REALTY-Ludington License #6501324725

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,363

Year Built

  • Built in 1890

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 60x140
  • Level Lot
  • Back Yard Fenced
  • Property is zoned R2A, R2A

Parking

  • 1 Car Detached Garage

Home Design

  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,327 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Mud Room
  • Wood Flooring
  • Partial Basement

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Phone Connected
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,363

Year Built

Built in 1890

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1890
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 192.16
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 60x140
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1327.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 4363.12
  • Tax Info:Zoning3: R2A
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • General Property Info:SqFt Above Grade: 1327.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Fencing:Fenced Back: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Partial
  • LivingArea: 1327.0
  • Window Features: Replacement
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 332.0
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Aluminum Siding, Other
  • Fencing: Fenced Back
  • List Price: 255000.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Connected, Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 60x140
  • Lot Size Sq Ft: 8276.0
  • Zoning Description: R2A

Tax Info

  • Tax Annual Amount: 4363.12
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2023
Closed on
Apr 19, 2023
Sold by
Mackenzie Heather Marie
Bought by
Seymour Robin A and Seymour Jared
Seller's Agent
Tammy Fulcher
Five Star Real Estate (Ada)
Buyer's Agent
Don Bradley
LIGHTHOUSE REALTY-Ludington
List Price
$255,000
Sold Price
$265,000
Premium/Discount to List
$10,000
3.92%
Views
96
Current Estimated Value
$308,426

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,426
Avg. Annual Appreciation
5.63%

Purchase Details

Listed on
May 19, 2021
Closed on
Jul 8, 2021
Sold by
Calder Dena B and Calder Douglas J
Bought by
Mackenzie Heather M
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Tammy Fulcher
Five Star Real Estate (Ada)
List Price
$249,000
Sold Price
$231,500
Premium/Discount to List
-$17,500
-7.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.89%
Original Mortgage
$208,350
Interest Rate
2.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Feb 27, 2015
Closed on
Apr 24, 2015
Sold by
Laird William J and Laird David B
Bought by
Fulton Kelly
Seller's Agent
Jackie Makowicki
GREENRIDGE Realty Ludington
Buyer's Agent
Rhonda Foley
Coldwell Banker Professionals ALM Ludington
List Price
$74,900
Sold Price
$56,000
Premium/Discount to List
-$18,900
-25.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.68%
Original Mortgage
$44,800
Interest Rate
3.68%

Purchase Details

Closed on
Jul 24, 1981
Sold by
Laird William J and Laird Rose
Bought by
Laird William J and Laird Rose
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Seymour Robin A $265,000 None Listed On Document
Mackenzie Heather M $231,500 Chicago Title Of Michigan
Fulton Kelly $56,000 Lighthouse Title Inc
Laird William J -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mackenzie Heather M $208,350
Previous Owner Fulton Kelly $44,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/19/2023 04/19/23 Sold $265,000 +3.9% $200 / Sq Ft
03/21/2023 03/21/23 Pending -- -- --
03/16/2023 03/16/23 For Sale $255,000 +10.2% $192 / Sq Ft
07/09/2021 07/09/21 Sold $231,500 -7.0% $174 / Sq Ft View Prior Sale
06/04/2021 06/04/21 Pending -- -- --
05/19/2021 05/19/21 For Sale $249,000 +215.2% $188 / Sq Ft
08/16/2017 08/16/17 Sold $79,000 -5.8% $60 / Sq Ft View Prior Sale
08/07/2017 08/07/17 Pending -- -- --
07/22/2017 07/22/17 For Sale $83,900 +49.8% $63 / Sq Ft
04/24/2015 04/24/15 Sold $56,000 -25.2% $42 / Sq Ft View Prior Sale
04/13/2015 04/13/15 Pending -- -- --
02/27/2015 02/27/15 For Sale $74,900 -- $56 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,920 $119,500 $119,500 $0
2024 -- $118,500 $118,500 $0
2023 -- $89,400 $89,400 $0
2022 -- $73,300 $0 $0
2020 $3,041 $47,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 23007598

MichRIC

APN: 051-510-003-00