406 Laguna Mill Dr Ruskin, FL 33570
Estimated payment $2,139/month
Total Views
80,033
3
Beds
2
Baths
1,305
Sq Ft
$252
Price per Sq Ft
Highlights
- Very Popular Property
- High Ceiling
- 2 Car Attached Garage
- Pond View
- Stone Countertops
- Solid Wood Cabinet
About This Home
POND VIEWS! LOW HOA / NO CDD - ASSUMABLE FHA LOAN at 5.388% with a 300k +/- loan balance. Discover this charming oasis tucked within a friendly community that blends comfort, style, and convenience. This beautifully maintained home with pond views features soaring 9-foot ceilings and abundant natural light, enhanced by transom windows in both the primary bedroom and living area.
An open-concept layout creates the perfect space for entertaining or relaxing with family, while the kitchen offers stainless steel appliances, ample cabinetry, and a convenient breakfast bar. Step outside to a screened-in patio and enjoy peaceful views of the pond under the shade of a majestic oak tree.
The additional bedrooms are spacious and versatile—ideal for guests, a home office, or a growing family. Located in a quiet neighborhood close to schools, shopping, dining, parks, and major highways, this home offers the perfect balance of suburban serenity and urban accessibility.
Newer roof (2021) and A/C unit (2022) adds value and peace of mind. Schedule your private showing today!
Reduced interest rate or down payment incentives available when using preferred lender. Appraisal will be paid for with preferred lender + up to 4,000 dollars in closing costs. Seller to pay for buyers inspection with locally licensed Home Inspector.
Listing Agent
REALTY ONE GROUP SUNSHINE Brokerage Phone: 727-325-5843 License #3497918 Listed on: 06/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,757
Year Built
- Built in 2006
Lot Details
- 4,400 Sq Ft Lot
- East Facing Home
- Property is zoned PD
HOA Fees
- $47 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,305 Sq Ft Home
- High Ceiling
- Sliding Doors
- Living Room
- Pond Views
- Laundry in Garage
Kitchen
- Range
- Microwave
- Stone Countertops
- Solid Wood Cabinet
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Schools
- Thompson Elementary School
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Fiber Optics Available
Community Details
- Arkham Services Management Association
- Wellington South At Bay Park Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 20 / 3
- Assessor Parcel Number U-04-32-19-85J-000003-00020.0
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,757 | $204,665 | $71,725 | $132,940 |
| 2023 | $3,721 | $204,386 | $69,069 | $135,317 |
| 2022 | $3,543 | $177,843 | $47,817 | $130,026 |
| 2021 | $3,210 | $139,491 | $37,191 | $102,300 |
| 2020 | $2,910 | $121,260 | $34,535 | $86,725 |
| 2019 | $2,885 | $121,732 | $31,878 | $89,854 |
| 2018 | $2,815 | $118,026 | $0 | $0 |
| 2017 | $2,647 | $108,031 | $0 | $0 |
| 2016 | $2,753 | $112,739 | $0 | $0 |
| 2015 | $2,485 | $99,361 | $0 | $0 |
| 2014 | $2,281 | $86,668 | $0 | $0 |
| 2013 | -- | $72,316 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Price Changed | $329,000 | -1.8% | $252 / Sq Ft |
| 07/18/2025 07/18/25 | Price Changed | $335,000 | -1.5% | $257 / Sq Ft |
| 06/19/2025 06/19/25 | For Sale | $340,000 | +6.3% | $261 / Sq Ft |
| 09/27/2022 09/27/22 | Sold | $320,000 | +1.3% | $245 / Sq Ft |
| 08/30/2022 08/30/22 | Pending | -- | -- | -- |
| 08/27/2022 08/27/22 | For Sale | $316,000 | 0.0% | $242 / Sq Ft |
| 07/24/2020 07/24/20 | Rented | $1,400 | 0.0% | -- |
| 07/08/2020 07/08/20 | Under Contract | -- | -- | -- |
| 07/03/2020 07/03/20 | For Rent | $1,400 | 0.0% | -- |
| 06/17/2020 06/17/20 | Off Market | $1,400 | -- | -- |
| 06/15/2020 06/15/20 | For Rent | $1,400 | 0.0% | -- |
| 06/16/2014 06/16/14 | Off Market | $77,900 | -- | -- |
| 10/18/2013 10/18/13 | Sold | $77,900 | -2.5% | $60 / Sq Ft |
| 10/09/2013 10/09/13 | Pending | -- | -- | -- |
| 09/20/2013 09/20/13 | For Sale | $79,900 | +2.6% | $61 / Sq Ft |
| 09/16/2013 09/16/13 | Off Market | $77,900 | -- | -- |
| 08/07/2013 08/07/13 | Price Changed | $84,900 | -5.6% | $65 / Sq Ft |
| 07/03/2013 07/03/13 | Price Changed | $89,900 | -10.0% | $69 / Sq Ft |
| 05/28/2013 05/28/13 | For Sale | $99,900 | -- | $77 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $320,000 | First American Title | |
| Warranty Deed | $130,000 | Westchase Title Llc | |
| Special Warranty Deed | $77,900 | Stewart Title Company | |
| Corporate Deed | $196,000 | Tmb Title Group Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $314,204 | FHA | |
| Previous Owner | $13,000 | Unknown | |
| Previous Owner | $156,000 | Unknown |
Source: Public Records
About the Listing Agent
Dario's Other Listings
Source: Stellar MLS
MLS Number: TB8397941
APN: U-04-32-19-85J-000003-00020.0
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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