NOT LISTED FOR SALE

406 Lora St Neptune Beach, FL 32266

Estimated Value: $583,000 - $839,753

3 Beds
2 Baths
1,455 Sq Ft
$519/Sq Ft Est. Value

Last Sold November 17, 2021

Last sale price $610,000 $419 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $4,879/month

23 Days on Market

Highlights

  • No HOA
  • Tile Flooring
  • 1-Story Property
  • Duncan U. Fletcher High School Rated A-
  • Central Heating and Cooling System

About This Home

As of November 2021

Playcation every day at this mid-century fully renovated saltwater pool home, blocks from the beach. Brand spanking new kitchen and appliances. Granite counter tops and smart storage cabinets. Bring your golf cart for the golf cart for easy beach town living. Backyard is resort-like with a paved pool deck. Watch your favorite sport from the pool as you sip and float. Lots of shoes? No problem, a large walk-in closet with custom shelving can handle your wardrobe.
Immaculately maintained and move-in ready. Close to Mayport, Mayo, fantastic dining, and shopping.

Last Agent to Sell the Property

EDWARD LANE

BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY License #3279440 Listed on: 09/28/2021

Last Buyer's Agent

Shelley Morgan

KELLER WILLIAMS REALTY ATLANTIC PARTNERS License #3084076

KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,335

Year Built

  • Built in 1953

Lot Details

  • Lot Dimensions are 70 x 118

Interior Spaces

  • 1,455 Sq Ft Home
  • 1-Story Property
  • Tile Flooring

Kitchen

  • Electric Range
  • Microwave
  • Ice Maker

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Merimar Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1730690000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,335

Year Built

Built in 1953

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1953
  • Property Sub Type: Single Family Residence
  • Lot Size: 70 x 118
  • Subdivision Name: Merimar
  • General Property Information Living Area2: 1455.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • Appliances Microwave: Yes
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Split Bedrooms
  • Major Appliances: Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Tile
  • Living Area: 1455.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances:Ice Maker: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Split Bedrooms: Yes

Exterior Features

  • Waterfront: No
  • Pool Features: In Ground

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee Frequency: One Time
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No
  • General Property Information:Association Fee Frequency: One Time

Lot Info

  • Current Use: Residential
  • Parcel #: 1730690000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 28, 2021
Closed on
Nov 9, 2021
Sold by
Mcgarvey Matthew Sommerfeld
Bought by
Smith Brianna Douthitt and Smith Sean Patrick
Seller's Agent
EDWARD LANE
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Buyer's Agent
Shelley Morgan
KELLER WILLIAMS REALTY ATLANTIC PARTNERS
List Price
$629,000
Sold Price
$610,000
Premium/Discount to List
-$19,000
-3.02%
Current Estimated Value
$749,006

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$139,006
Avg. Annual Appreciation
5.45%
Original Mortgage
$488,000
Outstanding Balance
$451,021
Interest Rate
3.01%
Mortgage Type
New Conventional
Estimated Equity
$292,994

Purchase Details

Listed on
Dec 4, 2020
Closed on
Dec 30, 2020
Sold by
Allen Charles P and Allen Melisa A
Bought by
Mcgarvey Matthew Sommerfeld
Seller's Agent
CYNTHIA TOMASSETTI
WATSON REALTY CORP
Buyer's Agent
EDWARD LANE
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
List Price
$499,000
Sold Price
$510,000
Premium/Discount to List
$11,000
2.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.56%
Original Mortgage
$408,000
Interest Rate
2.71%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 7, 2014
Closed on
Oct 1, 2014
Sold by
Pillar Llc
Bought by
Allen Charles P
Seller's Agent
SHAWN GRIFFITH
PILLAR REALTY
Buyer's Agent
RONALD TAYLOR
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
List Price
$324,900
Sold Price
$296,000
Premium/Discount to List
-$28,900
-8.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.09%
Original Mortgage
$305,768
Interest Rate
4.15%
Mortgage Type
VA

Purchase Details

Listed on
Aug 19, 2013
Closed on
Sep 9, 2013
Sold by
Community First Credit Union Of Florida
Bought by
Pillar Llc
Seller's Agent
TRACY BARTH
EXCEL REALTY
Buyer's Agent
TRACY BARTH
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
List Price
$199,900
Sold Price
$199,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.82%

Purchase Details

Closed on
Jun 25, 2013
Sold by
Fitz Timothy A and Fitz Jennifer D
Bought by
Community First Credit Union Of Florida

Purchase Details

Closed on
Jun 12, 2013
Sold by
Fitz Timothy A and Fitz Jennifer D
Bought by
Community First Credit Union Of Florida

Purchase Details

Closed on
Sep 11, 2000
Sold by
Fernandez Javier Anthony
Bought by
Fitz Timothy A and Fitz Jennifer D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,300
Interest Rate
10.19%

Purchase Details

Closed on
May 15, 1998
Sold by
Fernandez Javier Anthony and Fernandez Julie A
Bought by
Fernandez Javier Anthony
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Brianna Douthitt $610,000 Gibraltar Title Services Llc
Mcgarvey Matthew Sommerfeld $510,000 Landmark Title
Allen Charles P $296,000 Sheffield & Boatright Title
Pillar Llc $199,900 Attorney
Community First Credit Union Of Florida $200,100 None Available
Community First Credit Union Of Florida $200,100 None Available
Fitz Timothy A $128,800 --
Fernandez Javier Anthony $31,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Brianna Douthitt $488,000
Previous Owner Mcgarvey Matthew Sommerfeld $408,000
Previous Owner Allen Charles $322,554
Previous Owner Allen Charles P $305,768
Previous Owner Fitz Timothy A $220,000
Previous Owner Fitz Timothy A $50,000
Previous Owner Fitz Timothy A $144,000
Previous Owner Fitz Timothy A $122,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/17/2023 12/17/23 Off Market $510,000 -- --
12/17/2023 12/17/23 Off Market $296,000 -- --
12/17/2023 12/17/23 Off Market $199,900 -- --
12/17/2023 12/17/23 Off Market $610,000 -- --
11/17/2021 11/17/21 Sold $610,000 -3.0% $419 / Sq Ft
10/22/2021 10/22/21 Pending -- -- --
09/29/2021 09/29/21 For Sale $629,000 +23.3% $432 / Sq Ft
12/30/2020 12/30/20 Sold $510,000 +2.2% $351 / Sq Ft
12/06/2020 12/06/20 Pending -- -- --
12/04/2020 12/04/20 For Sale $499,000 +68.6% $343 / Sq Ft
10/01/2014 10/01/14 Sold $296,000 -8.9% $203 / Sq Ft
09/11/2014 09/11/14 Pending -- -- --
04/07/2014 04/07/14 For Sale $324,900 +62.5% $223 / Sq Ft
09/10/2013 09/10/13 Sold $199,900 0.0% $137 / Sq Ft
08/21/2013 08/21/13 Pending -- -- --
08/19/2013 08/19/13 For Sale $199,900 -- $137 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,335 $577,813 -- --
2024 $9,089 $561,529 -- --
2023 $9,089 $545,174 $0 $0
2022 $8,336 $529,296 $266,000 $263,296
2021 $4,164 $278,628 $0 $0
2020 $4,178 $277,930 $0 $0
2019 $4,131 $271,682 $0 $0
2018 $4,078 $266,617 $0 $0
2017 $4,027 $261,134 $0 $0
2016 $4,005 $255,763 $0 $0
2015 $4,090 $256,233 $0 $0
2014 $3,675 $191,687 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1133582

realMLS (Northeast Florida Multiple Listing Service)

APN: 173069-0000