NOT LISTED FOR SALE

406 N Bluff St Albany, IL 61230

Estimated Value: $107,000 - $150,000

2 Beds
1 Bath
1,290 Sq Ft
$103/Sq Ft Est. Value

Last Sold January 29, 2021

Last sale price $97,500 $76 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $905/month

7 Days on Market

Highlights

  • Lake View
  • Ranch Style House
  • No HOA
  • Deck
  • Corner Lot
  • 2 Car Detached Garage

About This Home

As of January 2021

Cute and affordable home on a large corner lot with a privacy fenced in yard and walk out basement. There is plenty of room for entertaining, you can have s’mores at the newly built fire pit, or grill on the oversized deck that gives some privacy and peekaboo views of the Mississippi River views. This house is completely turn key and ready for you to move right in. Living room has newer carpeting, light fixtures and trim. Formal dining room is great for gatherings and showcases the original hardwood flooring, roomy enough for hutches or office desk for an at home office space. Bathroom has been updated with new vanity, paint, exhaust fan and more. Upper bedroom was formerly 2 rooms, it has since been opened up. Basement has a large cedar lined walk in closet for the lower bedroom. Extra Large garage with walk up attic. Updates: Central air 2020, Complete roof tear off in 2011, ongoing electrical and pluming updates, mailbox and post, brick edging, perennials, Hosta garden and more!

Last Agent to Sell the Property

Ana True

eXp Realty License #475.141961/S60644000 Listed on: 11/23/2020

eXp Realty

Last Buyer's Agent

Kathy Cain

eXp Realty License #S57804000/475.129276

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,104

Year Built

  • Built in 1980

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 70 x 100
  • Corner Lot
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,290 Sq Ft Home
  • Lake Views
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck

Schools

  • Fulton High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Town Of Albany Subdivision

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 06-24-452-004

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,104

Year Built

Built in 1980

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1980
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Special Features: None

Interior Features

  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 1290
  • KitchenDining: Eat-In Kitchen

Exterior Features

  • Lot Features: Corner Lot, Lake View, Level, Sloped
  • Road Surface Type: Paved
  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Deck
  • Roof: Shingle
  • 100YearPlain: No

Garage/Parking

  • Garage Yn: Yes
  • Garage Spaces: 2
  • Parking Features: Detached, Garage Door Opener

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public, Public Sewer

Condo/Co-op/Association

  • MandatoryMonthlyFee: No
  • MandatoryAnnualFee: No

Schools

  • High School: Fulton

Lot Info

  • Lot Size Acres: 0.16
  • Lot Size: 70 x 100
  • Parcel #: 06-24-452-004

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 2104.38
  • TaxExemptions: Homestead/Owner Occupied

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 23, 2020
Closed on
Jan 29, 2021
Sold by
Claus Kenneth M and Claus Amanda
Bought by
Rogers Cameron and Wilson Carrie
Seller's Agent
Ana True
eXp Realty
Buyer's Agent
Kathy Cain
eXp Realty
List Price
$94,000
Sold Price
$97,500
Premium/Discount to List
$3,500
3.72%
Current Estimated Value
$132,414

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,914
Avg. Annual Appreciation
6.30%
Original Mortgage
$97,878
Outstanding Balance
$87,389
Interest Rate
2.6%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$45,025

Purchase Details

Listed on
Sep 4, 2014
Closed on
Oct 15, 2014
Sold by
Wolever Chad M and Wolever Andrea L
Bought by
Claus Kenneth M
Seller's Agent
Janet Munck
Ruhl&Ruhl REALTORS Clinton
List Price
$74,900
Sold Price
$72,500
Premium/Discount to List
-$2,400
-3.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.81%
Original Mortgage
$65,250
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 8, 2004
Bought by
Wolever Chad M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Rogers Cameron $97,500 None Available
Claus Kenneth M $72,500 None Available
Wolever Chad M $45,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rogers Cameron $97,878
Previous Owner Claus Kenneth M $65,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/29/2021 01/29/21 Sold $97,500 +3.7% $76 / Sq Ft
11/30/2020 11/30/20 Pending -- -- --
11/23/2020 11/23/20 For Sale $94,000 +29.7% $73 / Sq Ft
10/15/2014 10/15/14 Sold $72,500 -3.2% $86 / Sq Ft View Prior Sale
09/14/2014 09/14/14 Pending -- -- --
09/04/2014 09/04/14 For Sale $74,900 -- $89 / Sq Ft
Source: RMLS Alliance

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,586 $37,156 $4,203 $32,953
2023 $2,357 $34,400 $3,891 $30,509
2022 $2,181 $31,441 $3,556 $27,885
2021 $2,073 $29,878 $3,379 $26,499
2020 $2,062 $29,738 $3,363 $26,375
2019 $2,104 $29,993 $3,392 $26,601
2018 $2,051 $29,585 $3,346 $26,239
2017 $1,962 $28,208 $3,190 $25,018
2016 $1,825 $26,509 $2,998 $23,511
2015 $1,705 $25,831 $2,921 $22,910
2014 $1,652 $25,017 $2,829 $22,188
2013 $1,705 $25,831 $2,921 $22,910
Source: Public Records

Agents Affiliated with this Home

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Map

Source: RMLS Alliance

MLS Number: QC4217200

RMLS Alliance

APN: 0624452004