NOT LISTED FOR SALE

406 N Bluff St Albany, IL 61230

Estimated Value: $123,000 - $134,000

2 Beds
1 Bath
1,290 Sq Ft
$101/Sq Ft Est. Value

Last Sold January 29, 2021

Last sale price $97,500 $76 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $915/month

7 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Garage

About This Home

As of January 2021

Cute and affordable home on a large corner lot with a privacy fenced in yard and walk out basement. There is plenty of room for entertaining, you can have s’mores at the newly built fire pit, or grill on the oversized deck that gives some privacy and peekaboo views of the Mississippi River views. This house is completely turn key and ready for you to move right in. Living room has newer carpeting, light fixtures and trim. Formal dining room is great for gatherings and showcases the original hardwood flooring, roomy enough for hutches or office desk for an at home office space. Bathroom has been updated with new vanity, paint, exhaust fan and more. Upper bedroom was formerly 2 rooms, it has since been opened up. Basement has a large cedar lined walk in closet for the lower bedroom. Extra Large garage with walk up attic. Updates: Central air 2020, Complete roof tear off in 2011, ongoing electrical and pluming updates, mailbox and post, brick edging, perennials, Hosta garden and more!

Last Listed By

Ana True

EXP REALTY, LLC. License #475.141961/S60644000 Listed on: 11/23/2020

EXP REALTY, LLC.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,104

Year Built

  • Built in 1980

Lot Details

  • 6,970

Home Design

  • Ranch Style House

Parking

  • Garage
  • Garage Door Opener

Additional Features

  • 1 Full Bathroom
  • Deck

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,104

Year Built

Built in 1980

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Single Family
  • Style: Ranch
  • Legal Description: TOWN OF ALBANY-UPPER LOT 7 (EX NW 15 1/2) BLK 18 40200x
  • Lvt Date: 11/23/2020
  • Year Built: 1980
  • Senior Community: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Garage Door Opener(s)
  • Total Bathrooms: 1
  • Total Full Baths: 1
  • Number of Main Level Full Bathrooms: 1
  • Bedrooms: 2
  • Master Bedroom: Dimensions: 18x8, On Level: Main, Flooring: Hardwood
  • Basement Foundation: Finished, Full
  • Master Bedroom Egress Window: Yes
  • Bathroom Master Bedroom: None
  • Bedroom 2: Dimensions: 11x11, On Level: Basement, Flooring: Other
  • Formal Dining Room: Dimensions: 14x10, On Level: Main, Flooring: Hardwood
  • Kitchen: Dimensions: 17x9, On Level: Main, Flooring: Vinyl
  • Kitchen Dining: Eat-In Kitchen
  • Laundry: On Level: Basement
  • Living Room: Dimensions: 16x9, On Level: Main, Flooring: Carpet
  • Basement Finished Sq Ft: 445
  • Rec Room: Dimensions: 24x13, On Level: Basement, Flooring: Other
  • Total Basement Sq Ft: 845
  • Price Per Sq Ft: 115.38
  • Finished Sq Ft: 1290
  • Total Sq Ft: 845
  • Finished Main Level Sq Ft: 845

Exterior Features

  • Exterior: Aluminum Siding
  • Exterior Amenities: Deck
  • Road Access: Paved
  • Roofing: Shingles

Garage/Parking

  • Garage Parking: Detached
  • Garage Yn: Yes
  • Number Cars: 2

Utilities

  • Heating Cooling: Gas, Forced Air, Central Air
  • Water Sewer: Public Sewer, Public Water

Schools

  • High School: Fulton

Lot Info

  • Estimated Lot Size: 70 x 100
  • Estimated Number of Acres: 0.16
  • Lot Description: Corner, Level, Lake View, Sloping
  • Subdivision: Town of Albany
  • Geo Subdivision: IL

Tax Info

  • Annual Taxes: 2104.38
  • Parcel Id Number Tax Id: 06-24-452-004
  • Tax Exemptions: Homestead/Owner Occupied
  • Tax Year: 2019

MLS Schools

  • High School School District: Fulton

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 23, 2020
Closed on
Jan 29, 2021
Sold by
Claus Kenneth M and Claus Amanda
Bought by
Rogers Cameron and Wilson Carrie
Seller's Agent
Ana True
EXP REALTY, LLC.
Buyer's Agent
Kathy Cain
EXP REALTY, LLC.
List Price
$94,000
Sold Price
$97,500
Premium/Discount to List
$3,500
3.72%
Total Days on Market
7
Current Estimated Value
$129,681

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,181
Avg. Annual Appreciation
6.91%
Original Mortgage
$97,878
Outstanding Balance
$88,395
Interest Rate
2.6%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$41,286

Purchase Details

Listed on
Sep 4, 2014
Closed on
Oct 15, 2014
Sold by
Wolever Chad M and Wolever Andrea L
Bought by
Claus Kenneth M
Seller's Agent
Janet Munck
Ruhl&Ruhl REALTORS Clinton
Buyer's Agent
Ed/Ev/Cn Pgm zzDefault Member
zzDefault Office-Ed/Ev/Cn Pgrm
List Price
$74,900
Sold Price
$72,500
Premium/Discount to List
-$2,400
-3.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.81%
Original Mortgage
$65,250
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 8, 2004
Bought by
Wolever Chad M

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rogers Cameron $97,500 None Available
Claus Kenneth M $72,500 None Available
Wolever Chad M $45,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rogers Cameron $97,878
Previous Owner Claus Kenneth M $65,000
Previous Owner Claus Kenneth M $65,250
Previous Owner Wolever Chad M $20,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/29/2021 01/29/21 Sold $97,500 +3.7% $76 / Sq Ft
11/30/2020 11/30/20 Pending -- -- --
11/23/2020 11/23/20 For Sale $94,000 +29.7% $73 / Sq Ft
10/15/2014 10/15/14 Sold $72,500 -3.2% $86 / Sq Ft
09/14/2014 09/14/14 Pending -- -- --
09/04/2014 09/04/14 For Sale $74,900 -- $89 / Sq Ft
Source: RMLS Alliance

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,357 $34,400 $3,891 $30,509
2022 $2,181 $31,441 $3,556 $27,885
2021 $2,073 $29,878 $3,379 $26,499
2020 $2,062 $29,738 $3,363 $26,375
2019 $2,104 $29,993 $3,392 $26,601
2018 $2,051 $29,585 $3,346 $26,239
2017 $1,962 $28,208 $3,190 $25,018
2016 $1,825 $26,509 $2,998 $23,511
2015 $1,705 $25,831 $2,921 $22,910
2014 $1,652 $25,017 $2,829 $22,188
2013 $1,705 $25,831 $2,921 $22,910
Source: Public Records

Agents Affiliated with this Home

  • Ana True

    Seller's Agent in 2021

    Ana True

    EXP REALTY, LLC.

    (563) 940-0799

    217 Total Sales

    Ana True
    Section Image

  • K

    Buyer's Agent in 2021

    Kathy Cain

    EXP REALTY, LLC.

    (563) 321-0299

    Section Image
  • Kyle Robinson

    Buyer Co-Listing Agent in 2021

    Kyle Robinson

    Epique Realty

    (563) 505-1806

    1,727 Total Sales

    Kyle Robinson
    Section Image

  • J

    Seller's Agent in 2014

    Janet Munck

    Ruhl&Ruhl REALTORS Clinton

  • E

    Buyer's Agent in 2014

    Ed/Ev/Cn Pgm zzDefault Member

    zzDefault Office-Ed/Ev/Cn Pgrm

See All Agents

Map

Source: RMLS Alliance

MLS Number: QC4217200

RMLS Alliance

APN: 624452004

Illinois Whiteside County Albany 61230

406 N Bluff St, Albany, IL

Homes for Sale in Albany, IL

This home is located at 406 N Bluff St, Albany, IL 61230 since 23 November 2020 and is currently estimated at $129,681, approximately $100 per square foot. This property was built in 1980. 406 N Bluff St is a home located in Whiteside County with nearby schools including Fulton Elementary School, River Bend Middle School, and Fulton High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

RMLS Alliance IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.