406 N Main St Elizabethtown, KY 42701
Estimated payment $1,670/month
Total Views
62,592
3
Beds
2
Baths
1,300
Sq Ft
$215
Price per Sq Ft
Highlights
- Deck
- Vaulted Ceiling
- Covered patio or porch
- Elizabethtown High School Rated A-
- Ranch Style House
- 2 Car Detached Garage
About This Home
Charming 1912 Home with Income-Generating Apartment – Walkable Downtown Location Don’t miss the opportunity to own this beautifully maintained and character-rich home located in the heart of Elizabethtown, just steps away from downtown shopping, dining, and entertainment. Nestled in the Elizabethtown City School District, this home offers historic charm, modern updates, and a rare income-generating opportunity—all on one spacious property. This 1,300 sq. ft., 3-bedroom, 2-bath home was originally built in 1912 and retains much of its original character that creates a warm and inviting atmosphere. Timeless architectural features blend seamlessly with recent updates, offering both classic charm and modern-day comfort, including a new roof installed in 2022, along with a central air unit and hot water heater both replaced in 2020. The layout offers a great flow for both everyday living and entertaining. The bedrooms are well-proportioned, and the two full bathrooms have been well-maintained to offer functionality and charm. The home also includes a utility basement and a separate cellar, providing ample space for storage, laundry, or even a hobby or workshop area. One of the standout features of this property is the detached two-car garage, which offers more than just covered parking. Situated above the garage is a 440 sq. ft., 1-bedroom apartment with its own private entrance and its own separate utilities —ideal for generating additional income or accommodating a variety of needs. The apartment is currently leased at $525 per month on a month-to-month basis, providing immediate rental income with built-in flexibility. The current tenant may remain under the existing arrangement or vacate with appropriate notice, offering options for both owner-occupants and investors. The property's location is another major plus—situated within walking distance to the vibrant downtown district, you’ll enjoy easy access to local boutiques, restaurants, museums, and community events, making it perfect for those who appreciate a walkable lifestyle. This is a rare opportunity to own a historic home with modern upgrades and built-in income potential in one of Elizabethtown’s most convenient and desirable neighborhoods. Whether you’re a homeowner looking to offset your mortgage with rental income or an investor seeking a turnkey property with strong rental appeal, this home checks all the boxes.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,485
Year Built
- Built in 1912
Lot Details
- 7,841 Sq Ft Lot
- Landscaped
Parking
- 2 Car Detached Garage
- Rear-Facing Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Shingle Roof
- Vinyl Construction Material
Interior Spaces
- 1,300 Sq Ft Home
- Vaulted Ceiling
- Gas Fireplace
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Oven or Range
- Dishwasher
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Unfinished Basement
- Partial Basement
- Sump Pump
- Crawl Space
Outdoor Features
- Deck
- Covered patio or porch
- Storm Cellar or Shelter
Schools
- Morningside Elementary School
- Talton K Stone Middle School
- Elizabethtown High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Electric Water Heater
Community Details
- Stewart Subdivision
Listing and Financial Details
- Assessor Parcel Number 220-20-15-030
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,485 | $122,700 | $11,900 | $110,800 |
| 2023 | $1,485 | $122,700 | $11,900 | $110,800 |
| 2022 | $1,345 | $98,200 | $11,900 | $86,300 |
| 2021 | $1,256 | $98,200 | $11,900 | $86,300 |
| 2020 | $1,245 | $98,200 | $11,900 | $86,300 |
| 2019 | $0 | $58,900 | $0 | $0 |
| 2018 | $635 | $51,600 | $0 | $0 |
| 2017 | $620 | $51,600 | $0 | $0 |
| 2016 | $0 | $52,300 | $0 | $0 |
| 2015 | $367 | $52,300 | $0 | $0 |
| 2012 | -- | $73,000 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Price Changed | $279,900 | -3.4% | $215 / Sq Ft |
| 05/24/2025 05/24/25 | Price Changed | $289,900 | -3.3% | $223 / Sq Ft |
| 05/13/2025 05/13/25 | For Sale | $299,900 | -- | $231 / Sq Ft |
Source: Heart of Kentucky Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $48,950 | Collier Title Company Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $62,140 | Commercial | |
| Previous Owner | $10,591 | Unknown |
Source: Public Records
Similar Homes in Elizabethtown, KY
Source: Heart of Kentucky Association of REALTORS®
MLS Number: HK25001904
APN: 220-20-15-030
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