$428,700
$1K PRICE DROP

406 N Main St Somerset, KY 42501

Estimated payment $2,425/month

Total Views 3,459
4 Beds
2 Baths
3,205 Sq Ft
$134 Price per Sq Ft

Highlights

  • Two Primary Bedrooms
  • Colonial Architecture
  • Main Floor Primary Bedroom
  • Hopkins Elementary School Rated A-
  • Wood Flooring
  • No HOA

About This Home

406 North Main Street is the pinnacle of executive downtown living. This home, built around 1851, is a rare find—properties on North Main Street come available only once every 5-10 years, making this a truly special occasion.This perfect historical home retains much of its original character while seamlessly blending modern updates for luxurious living. As you step inside, you are immediately greeted by the original staircase, a stunning focal point that sets the tone for the rest of the home. The grand entryway flows into expansive living spaces, each thoughtfully designed for both comfort and entertaining. Throughout, you'll find rich hardwood flooring and custom terra cotta tile, imported from Italy, gracing the primary bathroom.The executive living room is an absolute highlight, featuring a beautiful skylight that fills the space with natural light, and a handmade chandelier imported from Murano, Italy—creating a striking atmosphere.(Listing description continues in the additional remarks)

Listing Agent

Nathanael Sears

Keller Williams Commonwealth - Somerset License #268946 Listed on: 05/22/2025

Keller Williams Commonwealth - Somerset

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $441

Year Built

  • Built in 1851

Lot Details

  • 0.3 Acre Lot

Parking

  • Garage

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Shingle Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,205 Sq Ft Home
  • 1.5-Story Property
  • Dining Room
  • Laundry on main level
  • Property Views

Kitchen

  • Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Double Master Bedroom
  • 2 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Partial Basement
  • Walk-Up Access

Schools

  • Hopkins Elementary School
  • Meece Middle School
  • Not Applicable Middle School
  • Somerset High School

Utilities

  • Cooling Available
  • Heating Available
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 061-4-6-17

Home Details

Home Type

Single Family

Est. Annual Taxes

$441

Year Built

Built in 1851

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 1851
  • Above Grade Finished Sq Ft: 3205.0
  • Levels: One and One Half
  • Basement: Yes
  • Appliances Refrigerators: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Range, Refrigerator
  • Interior Amenities: Primary First Floor
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial, Unfinished, Walk-Up Access, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Lot Size Area: 0.3
  • Basement:Unfinished2: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Primary First Floor: Yes
  • Basement:Partial: Yes
  • Basement:Walk-Up Access: Yes
  • Appliances:Electric Water Heater: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Aluminum Siding
  • Foundation Details: Concrete Perimeter, Stone
  • List Price: 428700.0
  • View: Suburban
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Carport: No
  • Garage: Yes
  • Garage Features:Garage YN: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Electric
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Main Level
  • Water Source: Public
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Hopkins
  • High School: Somerset
  • Middle or Junior School: Meece

Lot Info

  • Lot Size Acres: 0.3
  • Lot Size Sq Ft: 13068.0
  • Parcel Number: 061-4-6-17

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $441 $175,000 $25,000 $150,000
2023 $456 $175,000 $25,000 $150,000
2022 $465 $175,000 $25,000 $150,000
2021 $488 $175,000 $25,000 $150,000
2020 $494 $175,000 $25,000 $150,000
2019 $429 $150,000 $150,000 $0
2018 $427 $150,000 $150,000 $0
2017 $426 $150,000 $150,000 $0
2016 $426 $150,000 $150,000 $0
2015 $425 $150,000 $150,000 $0
2014 $423 $150,000 $150,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2025 06/10/25 Price Changed $428,700 -0.3% $134 / Sq Ft
05/22/2025 05/22/25 For Sale $429,900 -- $134 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $320,000 Attorney Only
Grant Deed $143,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $302,000 Construction
Source: Public Records

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Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25010721

ImagineMLS (Bluegrass REALTORS®)

APN: 061-4-6-17