NOT LISTED FOR SALE

406 Osprey Cir Cambridge, MD 21613

Estimated Value: $311,000 - $365,000

3 Beds
2.5 Baths
1,978 Sq Ft
$176/Sq Ft Est. Value

Last Sold July 15, 2024

Last sale price $350,000 $177 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,273/month

79 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Jogging Path
  • Deck
  • Upgraded Countertops
  • Stainless Steel Appliances

About This Home

As of July 2024

Cambridge - beautiful home in a great neighborhood! Love wood floors ? They are featured throughout this home! The primary bedroom has a walk-in closet and bathroom. Two additional bedrooms plus a large "to die" for laundry room on the second floor (well thought out addition to this floor plan!) 2 1/2 baths. Kitchen opens to the family room and features lots of counter space and cabinets. Fenced back yard with deck. Attached garage and paved driveway.

Last Agent to Sell the Property

Valerie Brown

(410) 463-3627 valbrownrealtor@gmail.com Charles C. Powell, Inc. Realtors Listed on: 03/29/2024

Last Buyer's Agent

Valerie Brown

(410) 463-3627 valbrownrealtor@gmail.com Charles C. Powell, Inc. Realtors Listed on: 03/29/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,702

Year Built

  • Built in 2004

Lot Details

  • 10,125 Sq Ft Lot
  • Vinyl Fence
  • Back Yard Fenced

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,978 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Recessed Lighting
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Wood Flooring

Kitchen

  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Sump Pump

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 46
  • Assessor Parcel Number 1007203241

Community Details

Overview

  • $75 Capital Contribution Fee
  • $50 Other One-Time Fees
  • Sentry Management HOA
  • Blackwater Landing Subdivision

Amenities

  • Common Area

Recreation

  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,702

Year Built

Built in 2004

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Inclusions: shed
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2024-04-05
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Remarks Public: Cambridge - beautiful home in a great neighborhood! Love wood floors ? They are featured throughout this home! The primary bedroom has a walk-in closet and bathroom. Two additional bedrooms plus a large "to die" for laundry room on the second floor (well thought out addition to this floor plan!) 2 1/2 baths. Kitchen opens to the family room and features lots of counter space and cabinets. Fenced back yard with deck. Attached garage and paved driveway.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Built-In Microwave
  • Flooring Type: Wood
  • Interior Amenities: Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Fireplace: No
  • Door Features: Sliding Glass
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Partial, Sump Pump
  • Laundry Type: Upper Floor
  • Total Sq Ft: 1978
  • Living Area Sq Ft: 1978
  • Price Per Sq Ft: 192.06
  • Above Grade Finished Sq Ft: 1978
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 406

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Jog/Walk Path
  • HOA Name: SENTRY MANAGEMENT
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 50.00
  • Other Fees Frequency: One Time
  • Capital Contribution Fee: 75.00

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • School District Key: 121139665361
  • School District Source: Listing Agent

Lot Info

  • Fencing: Vinyl, Rear
  • Land Use Code: R
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10125.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3702.00
  • Assessor Parcel Number: 1007203241
  • Tax Lot: 46
  • Tax Total Finished Sq Ft: 1978
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Close Date: 07/15/2024

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 29, 2024
Closed on
Jul 15, 2024
Sold by
John And Megan Holotik Family Joint Asse and Holotik John Austin
Bought by
Ahrens Benjamin D and Newton Jeffrey H
Seller's Agent
Valerie Brown
Charles C. Powell, Inc. Realtors
Buyer's Agent
Valerie Brown
Charles C. Powell, Inc. Realtors
List Price
$389,900
Sold Price
$350,000
Premium/Discount to List
-$39,900
-10.23%
Views
116
Current Estimated Value
$347,944

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,056
Avg. Annual Appreciation
-0.49%
Original Mortgage
$315,000
Outstanding Balance
$311,238
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$36,706

Purchase Details

Closed on
Jun 30, 2022
Sold by
John And Megan Holotik Family Joint Asse
Bought by
Holotik Megan Deann and Holotik John Austin

Purchase Details

Closed on
Jun 30, 2020
Sold by
Deann Holotik Megan and Austin John
Bought by
John And Megan Holotik Family Joint Asset Tru

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,000
Interest Rate
3.1%
Mortgage Type
Balloon

Purchase Details

Closed on
Jan 28, 2016
Sold by
Holotik Megan Deann
Bought by
John & Megan Holotik Family Joint Asset and Holotik Megan Deannn

Purchase Details

Closed on
Oct 31, 2014
Sold by
Blackwater Landing Llc
Bought by
29Th Street Cwg Jv Holdings I Llc

Purchase Details

Closed on
Apr 29, 2005
Sold by
Miskell Elizabeth
Bought by
Nabb Megan D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,369,920
Interest Rate
5.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 29, 2005
Sold by
Miskell Elizabeth
Bought by
Miskell Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,369,920
Interest Rate
5.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jan 31, 2005
Sold by
Miskell Elizabeth
Bought by
Miskell Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,598
Interest Rate
5.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ahrens Benjamin D $350,000 None Listed On Document
Ahrens Benjamin D $350,000 None Listed On Document
Holotik Megan Deann $219,000 --
John And Megan Holotik Family Joint Asset Tru -- --
John & Megan Holotik Family Joint Asset -- Attorney
29Th Street Cwg Jv Holdings I Llc $500,000 None Available
Nabb Megan D $299,900 --
Miskell Elizabeth $240,630 --
Miskell Elizabeth $240,630 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ahrens Benjamin D $315,000
Closed Ahrens Benjamin D $315,000
Previous Owner John And Megan Holotik Family Joint Asset Tru $219,000
Previous Owner Nabb Megan D $2,369,920
Previous Owner Miskell Elizabeth $228,598
Previous Owner Miskell Elizabeth $228,598
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2024 07/15/24 Sold $350,000 -7.9% $177 / Sq Ft
06/16/2024 06/16/24 Pending -- -- --
05/13/2024 05/13/24 Price Changed $379,900 -2.6% $192 / Sq Ft
03/29/2024 03/29/24 For Sale $389,900 -- $197 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,763 $253,600 $21,600 $232,000
2024 $3,379 $226,933 $0 $0
2023 $3,379 $200,267 $0 $0
2022 $6,417 $173,600 $21,600 $152,000
2021 $3,137 $169,967 $0 $0
2020 $3,137 $166,333 $0 $0
2019 $3,102 $162,700 $21,600 $141,100
2018 $2,934 $157,800 $0 $0
2017 $2,720 $152,900 $0 $0
2016 -- $148,000 $0 $0
2015 -- $148,000 $0 $0
2014 -- $148,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO2006726

Bright MLS

APN: 07-203241