$430,000
SOLD DEC 3, 2025

406 Raef Rd Downs, IL 61736

4 Beds
3 Baths
3,490 Sq Ft
2016 Built

Recently Sold

$123 Per Sq Ft

4 Days on Market

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Backs to Open Ground
  • Tri-Valley Elementary School Rated A
  • Ranch Style House
  • Backs to Trees or Woods

About This Home

As of December 2025

This shows-like-new sprawling modern ranch is sure to impress even the most discerning buyer, a rare find in top-rated Tri-Valley Schools! Pass through the covered porch and enter this light and airy space offering the perfect blend of modern finishes including cool colors, fresh white trim and striking rich hardwoods. Vaulted ceilings and open-concept living space offer plenty of room for guests and accessibility. Stylish and functional, the stately gas fireplace with custom mantel and ceiling height stone surround anchors the family room. Step into the welcoming kitchen with recently refreshed creamy cabinets and rich granite counters offering generous storage and prep space including an impressive floating island with breakfast bar and undermount sink. Quality stainless appliance suite includes side-by-side refrigerator, gas range, built-in microwave and dishwasher. Nearby dining area bathed in natural light offers terrific space for easy entertaining! Thoughtfully appointed primary suite with vaulted ceiling, custom wood accent wall, double sconces and lush carpet make a relaxing retreat. Modern ensuite features double sinks, ceramic tile, walk-in shower and private access walk-in closet. Two additional bedrooms on the main level offer size and style, featuring variegated shiplap accent walls adding a touch of rustic design. Additional full bath offers a tub-shower combo just great for guests! Conveniently located off the kitchen, you'll find the main level laundry space with drop-zone and pantry for extra storage options. Follow the striking split staircase to the finished lower level to enjoy impressive space and quality finishes with a modern, main-level feel! Current owners have nearly doubled the finished square footage of this sprawling ranch and added a second family room and flex space for office or fitness. Just around the corner you'll find the impressively sized 4th bedroom suite with egress and private spacious bath with tub/shower combo, just perfect for in-laws or long term guests. Unfinished storage space houses the HVAC system, water heater and sump pump ensuring the health of this home for years to come! But that's not all... this special property offers a private backyard with plenty of additional green space, no backyard neighbors and a fully fenced lot! The double slider off of the dining area beckons you to step outside and enjoy the covered patio with attached custom created oversized lounge swing to enjoy easy afternoons. French drain and tile system also ensure proper drainage and peace of mind for years to come. Come see this beauty in Beecher Trails, you won't be disappointed!

Last Agent to Sell the Property

Kendra Keck

BHHS Central Illinois, REALTORS License #475190487 Listed on: 10/15/2025

BHHS Central Illinois, REALTORS

Last Buyer's Agent

Brad Thoele

RE/MAX Rising License #475134019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,609

Year Built

  • Built in 2016

Lot Details

  • Lot Dimensions are 90 x 119
  • Backs to Open Ground
  • Fenced
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Backs to Trees or Woods

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,490 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Tilt-In Windows
  • Shutters
  • Window Screens
  • Pocket Doors
  • Sliding Doors
  • ENERGY STAR Qualified Doors
  • Panel Doors
  • Entrance Foyer
  • Family Room Downstairs
  • Living Room with Fireplace
  • Dining Room
  • Lower Floor Utility Room
  • Storage Room
  • Dormer Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio
  • Terrace
  • Porch

Schools

  • Tri-Valley Elementary School
  • Tri-Valley Junior High School
  • Tri-Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Beecher Trails Subdivision
  • Laundry Facilities

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,609

Year Built

Built in 2016

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Beecher Trails
  • Year Built: 2016
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Partially Finished, Egress Window, Storage Space, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: ENERGY STAR Qualified Doors, Panel Door(s), Pocket Door(s), Sliding Glass Door(s)
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Vaulted Ceiling(s), 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan, Dining Combo, Granite Counters, Pantry
  • LivingArea: 3490
  • Other Equipment: Ceiling Fan(s)
  • Room Type: Family Room, Foyer, Utility Room-Lower Level, Storage, Pantry, Walk In Closet, Terrace
  • Window Features: Screens, Drapes, Double Pane Windows, Shutters, Some Tilt-In Windows
  • Estimated Total Finished Sq Ft: 3190
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Living Room
  • Total Sq Ft: 3490
  • Attic: Dormer
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • ExteriorFeatures: Lighting
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped, Backs to Open Grnd, Backs to Trees/Woods
  • Patio And Porch Features: Patio, Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Owned, Garage
  • ParkingTotal: 8

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Main Level, Gas Dryer Hookup, Electric Dryer Hookup, Common Area
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Tri-Valley Elementary School
  • High School: Tri-Valley High School
  • Middle/Junior School: Tri-Valley Junior High School

Lot Info

  • Lot Dimensions: 90 X 119
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 23

Tax Info

  • Tax Annual Amount: 10609.38
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2025
Closed on
Nov 12, 2025
Sold by
Wiggs Douglas and Wiggs Mary Cynthia
Bought by
Phillips Shane M and Phillips Sarah A
Seller's Agent
Kendra Keck
BHHS Central Illinois, REALTORS
Buyer's Agent
Brad Thoele
RE/MAX Rising
List Price
$429,000
Sold Price
$430,000
Premium/Discount to List
$1,000
0.23%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.15%
Original Mortgage
$329,000
Outstanding Balance
$328,683
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$96,883

Purchase Details

Listed on
Jul 26, 2016
Closed on
Mar 11, 2017
Sold by
Juvo Constructum Llc
Bought by
Wiggs Douglas and Wiggs Mary Cynthia
Seller's Agent
Deb Connor
Coldwell Banker Real Estate Group
Buyer's Agent
BNAR Conversion Agent
BNAR Conversion Office
List Price
$289,900
Sold Price
$279,000
Premium/Discount to List
-$10,900
-3.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.10%
Original Mortgage
$237,150
Interest Rate
4.15%

Purchase Details

Closed on
May 27, 2016
Sold by
Mmbowers Inc
Bought by
Iuvo Construction Llc
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $430,000 Ftc (Frontier Title Company)
Warranty Deed $279,000 County Stamp Tax
Warranty Deed $133,000 Mcclean County Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $329,000 New Conventional
Previous Owner $237,150 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/03/2025 12/03/25 Sold $430,000 +0.2% $123 / Sq Ft
10/19/2025 10/19/25 Pending -- -- --
10/15/2025 10/15/25 For Sale $429,000 +53.8% $123 / Sq Ft
03/28/2017 03/28/17 Sold $279,000 -3.8% $160 / Sq Ft View Prior Sale
02/21/2017 02/21/17 Pending -- -- --
07/26/2016 07/26/16 For Sale $289,900 -- $166 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,166 $127,292 $29,288 $98,004
2022 $8,166 $101,060 $25,059 $76,001
2021 $7,851 $95,131 $22,039 $73,092
2020 $7,862 $95,131 $22,039 $73,092
2019 $7,856 $95,131 $22,039 $73,092
2018 $7,787 $94,385 $21,866 $72,519
2017 $6,847 $82,389 $21,498 $60,891
2016 $105 $1,185 $1,185 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12493197

Midwest Real Estate Data (MRED)

APN: 22-32-480-008