NOT LISTED FOR SALE

406 Ruddy Duck Ct Cambridge, MD 21613

Estimated Value: $188,000 - $228,000

2 Beds
2.5 Baths
1,360 Sq Ft
$150/Sq Ft Est. Value

Last Sold March 15, 2024

Last sale price $185,000 $136 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $1,379/month

171 Days on Market

Highlights

  • Traditional Architecture
  • Double Pane Windows
  • Living Room
  • Wood Flooring
  • Patio
  • Level Entry For Accessibility

About This Home

As of March 2024

Improved price! Move in ready! Great townhouse in Cambridge! Beautiful new wood flooring throughout including bamboo upstairs.
New roof for years of no worry living. This unit features two primary bedrooms - each with its' own full bath plus a half bath on the first floor. Open floor plan gives this unit a bright, airy feel. Garden area.
Storm door.
Lots to love here!

Last Agent to Sell the Property

Valerie Brown

(410) 463-3627 valbrownrealtor@gmail.com Charles C. Powell, Inc. Realtors Listed on: 08/24/2023

Last Buyer's Agent

Barbara Watkins

(410) 310-2021 barb.c.watkins@gmail.com Benson & Mangold, LLC License #17535

Benson & Mangold, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,968

Year Built

  • Built in 2007

Lot Details

  • 2,000

HOA Fees

  • $85 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,360 Sq Ft Home
  • Property has 2 Levels
  • Double Pane Windows
  • Living Room
  • Dining Room
  • Wood Flooring

Kitchen

  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry on main level
  • Washer

Parking

  • Paved Parking
  • Parking Lot

Utilities

  • Forced Air Heating System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Additional Features

  • Level Entry For Accessibility
  • Patio
  • 2,000 Sq Ft Lot

Community Details

  • $27 Other Monthly Fees
  • Sentry Management HOA
  • Pintail Landing Subdivision

Listing and Financial Details

  • Tax Lot 38
  • Assessor Parcel Number 1007211260

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,968

Year Built

Built in 2007

Lot Details

0

HOA Fees

$85 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Traditional
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2023-09-08
  • Federal Flood Zone: No
  • Year Built: 2007
  • Automatically Close On Close Date: No
  • Remarks Public: Improved price! Move in ready! Great townhouse in Cambridge! Beautiful new wood flooring throughout including bamboo upstairs. New roof for years of no worry living. This unit features two primary bedrooms - each with its' own full bath plus a half bath on the first floor. Open floor plan gives this unit a bright, airy feel. Garden area. Storm door. Lots to love here!
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Refrigerator, Washer, Exhaust Fan, Oven/Range - Electric
  • Flooring Type: Hardwood
  • Interior Amenities: Wood Floors
  • Window Features: Double Pane
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1360
  • Living Area Sq Ft: 1360
  • Price Per Sq Ft: 136.03
  • Above Grade Finished Sq Ft: 1360
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 406

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Parking
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 85.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Name: SENTRY MANAGEMENT
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 325.00
  • Other Fees Frequency: Annually

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • School District Key: 121139665361
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: TH
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2000.00
  • Outdoor Living Structures: Patio(s)
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1968.00
  • Assessor Parcel Number: 1007211260
  • Tax Lot: 38
  • Tax Total Finished Sq Ft: 1360
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023
  • Close Date: 03/15/2024

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2023
Closed on
Mar 15, 2024
Sold by
Zhu Ze Rona
Bought by
Whitley Joseph O
Seller's Agent
Valerie Brown
Charles C. Powell, Inc. Realtors
Buyer's Agent
Barbara Watkins
Benson & Mangold, LLC
List Price
$194,900
Sold Price
$185,000
Premium/Discount to List
-$9,900
-5.08%
Views
201
Current Estimated Value
$203,650

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,650
Avg. Annual Appreciation
4.22%
Original Mortgage
$181,649
Outstanding Balance
$178,978
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$18,026

Purchase Details

Listed on
Jun 22, 2011
Closed on
Nov 14, 2012
Sold by
Shepler Matthew W
Bought by
Zhu Ze Rong
Seller's Agent
Dawn Shorter
McClain-Williamson Realty, LLC
Buyer's Agent
Roscoe Handy
Long & Foster Real Estate, Inc.
List Price
$95,000
Sold Price
$75,000
Premium/Discount to List
-$20,000
-21.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%

Purchase Details

Closed on
Oct 1, 2007
Sold by
Pintail L&Ing Llc
Bought by
Shepler Matthew W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,525
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 27, 2007
Sold by
Pintail L&Ing Llc
Bought by
Shepler Matthew W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,525
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Whitley Joseph O $185,000 Eastern Shore Title
Zhu Ze Rong $75,000 Real Estate Title & Escrow L
Shepler Matthew W $172,525 --
Shepler Matthew W $172,525 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Whitley Joseph O $181,649
Previous Owner Shepler Matthew W $172,525
Previous Owner Shepler Matthew W $172,525
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/15/2024 03/15/24 Sold $185,000 0.0% $136 / Sq Ft
02/11/2024 02/11/24 Pending -- -- --
10/24/2023 10/24/23 Price Changed $185,000 -5.1% $136 / Sq Ft
08/24/2023 08/24/23 For Sale $194,900 +159.9% $143 / Sq Ft
11/14/2012 11/14/12 Sold $75,000 -11.8% $55 / Sq Ft
10/01/2012 10/01/12 Pending -- -- --
02/02/2012 02/02/12 Price Changed $85,000 -10.5% $63 / Sq Ft
01/03/2012 01/03/12 For Sale $95,000 +26.7% $70 / Sq Ft
01/01/2012 01/01/12 Off Market $75,000 -- --
08/02/2011 08/02/11 Price Changed $95,000 -13.6% $70 / Sq Ft
06/22/2011 06/22/11 For Sale $110,000 -- $81 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,624 $139,700 $10,000 $129,700
2024 $1,750 $123,100 $0 $0
2023 $1,750 $106,500 $0 $0
2022 $3,323 $89,900 $10,000 $79,900
2021 $1,539 $85,833 $0 $0
2020 $1,539 $81,767 $0 $0
2019 $1,481 $77,700 $10,000 $67,700
2018 $1,443 $77,700 $10,000 $67,700
2017 $1,443 $77,700 $0 $0
2016 -- $84,900 $0 $0
2015 -- $84,900 $0 $0
2014 -- $84,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Valerie Brown

    Seller's Agent in 2024

    Valerie Brown

    Charles C. Powell, Inc. Realtors

    (410) 463-3627

    136 in this area

    344 Total Sales

    Valerie Brown
    Section Image
  • Barbara Watkins

    Buyer's Agent in 2024

    Barbara Watkins

    Benson & Mangold, LLC

    (410) 310-2021

    12 in this area

    193 Total Sales

    Barbara Watkins
    Section Image
  • Dawn Shorter

    Seller's Agent in 2012

    Dawn Shorter

    McClain-Williamson Realty, LLC

    (410) 330-5430

    27 in this area

    56 Total Sales

    Dawn Shorter
    Section Image

  • R

    Buyer's Agent in 2012

    Roscoe Handy

    Long & Foster

    Section Image
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Map

Source: Bright MLS

MLS Number: MDDO2005482

Bright MLS

APN: 07-211260

Maryland Dorchester County Cambridge 21613

406 Ruddy Duck Ct, Cambridge, MD

This home is located at 406 Ruddy Duck Ct, Cambridge, MD 21613 since 24 August 2023 and is currently estimated at $203,650, approximately $149 per square foot. This property was built in 2007. 406 Ruddy Duck Ct is a home located in Dorchester County with nearby schools including Maple Elementary School, Mace's Lane Middle School, and Cambridge-South Dorchester High School.

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