NOT LISTED FOR SALE

406 Ruth Cir Fuquay Varina, NC 27526

Estimated Value: $483,000 - $540,000

3 Beds
2.5 Baths
3,233 Sq Ft
$157/Sq Ft Est. Value

Last Sold September 07, 2021

Last sale price $425,000 $131 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $3,061/month

3 Days on Market

Highlights

  • 0.58 Acre Lot
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Traditional Architecture
  • Wood Flooring
  • Loft

About This Home

As of September 2021

Under Verbal Accept - Awaiting Signatures. Beautiful & Spacious Custom Built Home Features Open Concept Living With First Floor Owners Suite. This Home Offers Site Finished Hardwoods On First Floor, Stainless Steel Appliances W/ Granite Counter Top, Natural Lighting, Soaring Ceilings, Screened Porch & Private Fenced Backyard. Third Floor/Flex Space Perfect For Office Or Hobby/Craft Room. Short Distance To Community Pool. Home Is Permitted For 3 Bedroom Septic But Lives Much Larger.

Last Agent to Sell the Property

Tanya Ireland

Coldwell Banker Advantage License #288275 Listed on: 07/29/2021

Last Buyer's Agent

Diane Kleckner

eXp Realty, LLC - C License #277899

eXp Realty, LLC - C

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,411

Year Built

  • Built in 2007

Lot Details

  • 0.58 Acre Lot
  • Fenced Yard
  • Landscaped with Trees

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Private Driveway

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 3,233 Sq Ft Home
  • 2-Story Property
  • Smooth Ceilings
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Propane Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Screened Porch
  • Utility Room
  • Laundry on main level
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Separate Shower in Primary Bathroom
  • Bathtub
  • Walk-in Shower

Outdoor Features

  • Rain Gutters

Schools

  • Lafayette Elementary School
  • Harnett Central Middle School
  • Harnett Central High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

Overview

  • Rs Fincher Association, Phone Number (919) 362-1460
  • Ballard Woods Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,411

Year Built

Built in 2007

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Year Built: 2007
  • Prop. Type: Residential
  • Subdivision Name: Ballard Woods
  • Above Grade Finished Sq Ft: 3233.0
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Contract Information Ownership Type: Other
  • General Property Information Lot Size Dimensions: Refer To GIS or Obtain Survey
  • General Property Information Association Fee Required YN: Yes
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • Appliances Microwave: Yes
  • Flooring Tile: Yes
  • Laundry Features Main Level: Yes
  • Security Features Smoke Detector(s): Yes
  • Structure Type Site Built: Yes
  • Water Source Public: Yes
  • Cooling Zoned: Yes
  • Flooring Carpet: Yes
  • Flooring Hardwood: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Smooth Ceilings: Yes
  • Levels Two: Yes
  • Lot Features Hardwood Trees: Yes
  • Room Types Bedroom 2 Level: 2
  • Room Types Bedroom 3 Level: 2
  • Room Types Bonus Room: Yes
  • Room Types Den2: Yes
  • Room Types Dining Room2: Yes
  • Room Types Family Room2: Yes
  • Architectural Style Traditional: Yes
  • Room Types Office: Yes
  • Room Types Primary Bedroom Level: M
  • Room Types Loft: Yes
  • Room Types Utility Room: Yes
  • Room Types Breakfast Room: Yes
  • Interior Features Bathtub Only: Yes
  • Pool Features Swimming Pool ComFee: Yes
  • General Property Information Association Phone: 919-362-1460
  • General Property Information Senior Community YN: No
  • General Property Information Above Grade Finished Area: 3233.0
  • General Property Information Carport YN: No
  • General Property Information Lot Size Square Feet2: 25264.8
  • General Property Information Lot Size Acres: 0.58
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Bathtub Only, Cathedral Ceiling(s), Entrance Foyer, Granite Counters, High Ceilings, Pantry, Primary Downstairs, Separate Shower, Smooth Ceilings, Walk-In Closet(s), Walk-In Shower
  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Gas Log, Propane
  • Fireplaces: 1
  • Total Bedrooms: 9
  • Appliances Dishwasher: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Walk-In Shower: Yes
  • Basement:Crawl Space: Yes
  • Fireplace Features:Family Room: Yes
  • Fireplace Features:Propane: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Fireplace Features:Fireplaces Total: 1

Exterior Features

  • Exterior Features: Fenced Yard, Rain Gutters
  • Acres: 0.58
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Covered, Porch, Screened
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Landscaped: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Fenced - Yard: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Faces Side
  • Parking Features:Garage: Yes
  • Parking Features:Concrete4: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage Faces Side: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Heat Pump, Zoned
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric4: Yes
  • Heating:Heat Pump2: Yes
  • Heating:Zoned2: Yes
  • Sewer Septic Tank: Yes
  • HeatingCooling:Heat Pump: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 350.0
  • Association Fee Frequency: Annually
  • Association Name: RS Fincher
  • Phone: 919-362-1460
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: RS Fincher
  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 350.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Ninth Grade High School: Harnett - Harnett Central
  • Middle Or Junior School: Harnett - Harnett Central

Lot Info

  • Lot Dimensions: Refer To GIS or Obtain Survey
  • Lot Size Sq Ft: 25264.8
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2411.0
  • Tax Year: 2020

MLS Schools

  • Elementary School: Harnett - LaFayette

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2021
Closed on
Sep 7, 2021
Sold by
Khoroshilov Yevgeniy
Bought by
Smith Joshua Max and Smith Sandra
Seller's Agent
Tanya Ireland
Coldwell Banker Advantage
Buyer's Agent
Diane Kleckner
eXp Realty, LLC - C
List Price
$390,000
Sold Price
$425,000
Premium/Discount to List
$35,000
8.97%
Current Estimated Value
$510,492

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$85,492
Avg. Annual Appreciation
4.76%
Original Mortgage
$410,411
Outstanding Balance
$376,986
Interest Rate
2.7%
Mortgage Type
VA
Estimated Equity
$133,506

Purchase Details

Closed on
May 20, 2020
Sold by
Mountford James and Mountford Emily
Bought by
Khoroshilov Yevgeniy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,980
Interest Rate
3.3%
Mortgage Type
VA

Purchase Details

Closed on
Aug 28, 2014
Sold by
Hawkins Brian P and Hawkins Nicole M
Bought by
Mountford James and Mountford Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,500
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jan 11, 2010
Sold by
Creasy Joseph E and Creasy Kelly Blaur
Bought by
Hawkins Nicole M and Hawkins Brian P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,020
Interest Rate
4.68%
Mortgage Type
VA

Purchase Details

Closed on
May 8, 2007
Sold by
Oak City Homes Llc
Bought by
Creasy Joseph E and Creasy Kelly Blair

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,350
Interest Rate
6.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 18, 2006
Sold by
Ballard Woods Llc
Bought by
Oak City Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Joshua Max $425,000 None Available
Khoroshilov Yevgeniy $305,000 None Available
Mountford James $285,000 None Available
Hawkins Nicole M $280,000 --
Creasy Joseph E $266,000 None Available
Oak City Homes Llc $146,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Joshua Max $410,411
Previous Owner Khoroshilov Yevgeniy $315,980
Previous Owner Mountford James $282,500
Previous Owner Hawkins Nicole M $281,121
Previous Owner Hawkins Nicole M $286,020
Previous Owner Creasy Joseph E $212,350
Previous Owner Creasy Kelly Blair $53,050
Previous Owner Oak City Homes Llc $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/14/2023 12/14/23 Off Market $425,000 -- --
09/07/2021 09/07/21 Sold $425,000 +9.0% $131 / Sq Ft
08/01/2021 08/01/21 Pending -- -- --
07/29/2021 07/29/21 For Sale $390,000 -- $121 / Sq Ft
Source: Doorify MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,996 $421,252 $0 $0
2023 $2,996 $421,252 $0 $0
2022 $2,411 $421,252 $0 $0
2021 $2,411 $273,660 $0 $0
2020 $2,411 $273,660 $0 $0
2019 $2,396 $273,660 $0 $0
2018 $2,396 $273,660 $0 $0
2017 $2,341 $273,660 $0 $0
2016 $2,368 $276,880 $0 $0
2015 $2,368 $276,880 $0 $0
2014 $2,368 $276,880 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Doorify MLS

MLS Number: 2398517

Doorify MLS

APN: 080654 0292 60