$434,800

406 S Main St Somerset, KY 42501

Estimated payment $2,388/month

Total Views 4,643
4 Beds
2 Baths
3,205 Sq Ft
$136 Price per Sq Ft

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Views
  • Hopkins Elementary School Rated A-
  • Cooling Available
  • Dining Room

About This Home

Now featuring 406 North Main Street, perched on historic Harvey's Hill. This timeless 1851 residence is a rare blend of Southern charm and modern refinement. NOW FEATURING a brand new roof, gutters, gutter guards, and much more!

Boasting over 3,200 square feet, this 4-bedroom, 2-bath home offers soaring 10'+ ceilings, grand room proportions, and beautifully preserved hardwood floors throughout. A brand-new, state-of-the-art $60K kitchen is the heart of the home, featuring custom cabinetry, quartz countertops, and individually hand-laid backsplash.

The Master suite features a brand new bathroom, thoughtfully renovated to complement the home's classic character.

The functional floor plan flows effortlessly, perfect for both quiet mornings and lively gatherings. Step onto the covered back porch and enjoy year-round outdoor living in comfort and style, as well as a rare full sized two car garage!

Details of this home have been curated to preserve its historic soul while elevating its livability. A truly rare offering on one of Somerset's most treasured streets is ready for its new owners!

Listing Agent

Nathanael Sears

Keller Williams Commonwealth - Somerset License #268946 Listed on: 07/24/2025

Keller Williams Commonwealth - Somerset

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $441

Year Built

  • Built in 1851

Lot Details

  • 0.3 Acre Lot

Parking

  • Garage

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Aluminum Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,205 Sq Ft Home
  • Dining Room
  • Laundry on main level
  • Property Views

Kitchen

  • Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Partial Basement
  • Walk-Up Access

Schools

  • Hopkins Elementary School
  • Meece Middle School
  • Somerset High School

Utilities

  • Cooling Available
  • Heating Available

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 061-4-6-17

Home Details

Home Type

Single Family

Est. Annual Taxes

$441

Year Built

Built in 1851

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 1851
  • Above Grade Finished Sq Ft: 3205.0
  • Levels: One and One Half
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Main Level: Yes
  • Appliances Refrigerators: Yes
  • Roof:Shingle: Yes
  • Architectural Style:Colonial: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Interior Amenities: Primary Downstairs
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial, Unfinished, Walk-Out Access, Walk-Up Access
  • Basement: Yes
  • Total Bedrooms: 4
  • LivingArea: 3205.0
  • Lot Size Area: 0.3
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Basement:Partial: Yes
  • Basement:Walk-Up Access: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Aluminum Siding
  • Foundation Details: Concrete Perimeter, Stone
  • List Price: 434800.0
  • View: Suburban
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Carport: No
  • Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Electric
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Main Level
  • Water Source: Public

Schools

  • Elementary School: Hopkins
  • High School: Somerset
  • Middle or Junior School: Meece

Lot Info

  • Lot Size Acres: 0.3
  • Lot Size Sq Ft: 13068.0
  • Parcel Number: 061-4-6-17

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $441 $175,000 $25,000 $150,000
2023 $456 $175,000 $25,000 $150,000
2022 $465 $175,000 $25,000 $150,000
2021 $488 $175,000 $25,000 $150,000
2020 $494 $175,000 $25,000 $150,000
2019 $429 $150,000 $150,000 $0
2018 $427 $150,000 $150,000 $0
2017 $426 $150,000 $150,000 $0
2016 $426 $150,000 $150,000 $0
2015 $425 $150,000 $150,000 $0
2014 $423 $150,000 $150,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 For Sale $434,800 -- $136 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed $320,000 Attorney Only
Grant Deed $143,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $302,000 Construction
Source: Public Records

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Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25016192

ImagineMLS (Bluegrass REALTORS®)

APN: 061-4-6-17