$675,000
SOLD JUN 6, 2025

406 S Scruggs Frankfort, KY 40601

5 Beds
5.5 Baths
8,656 Sq Ft
5.1 Acres

Recently Sold

$78 Per Sq Ft

32% Below List Price

335 Days on Market

Highlights

  • Secluded Lot
  • Rural View
  • Bonus Room
  • Wooded Lot
  • Wood Flooring
  • Home Office

About This Home

As of June 2025

Welcome to your exclusive retreat, nestled by the serene Elkhorn Creek. Cross two quaint bridges to discover over 6,206 sq ft of opulent living space, where luxury meets comfort seamlessly.
This stunning estate, once owned by the esteemed former Governor Julian Carroll, boasts six spacious bedrooms and 6 modern bathrooms, ensuring ample accommodation for family and guests alike. Step onto the newly installed deck to savor outdoor entertaining or simply bask in the tranquil views of the rolling creek waters. With a brand-new roof, rest assured of durability and peace of mind.
Every aspect of this home exudes luxury, meticulously crafted for the ultimate living experience. Whether hosting grand events or seeking solace, this estate promises to create enduring memories.

Last Agent to Sell the Property

Jonathan Noel

Noel Auctioneers and Real Estate Advisors License #216755 Listed on: 05/24/2024

Noel Auctioneers and Real Estate Advisors

Last Buyer's Agent

Tammy Parrett

Prosperity Real Estate License #247190

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,876

Year Built

  • Built in 1985

Lot Details

  • 5.1 Acre Lot
  • Secluded Lot
  • Wooded Lot

Parking

  • 4 Car Garage
  • Driveway

Home Design

  • Brick Veneer
  • Dimensional Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Family Room with Fireplace
  • Living Room with Fireplace
  • Home Office
  • Bonus Room
  • Utility Room
  • Washer and Electric Dryer Hookup
  • Rural Views

Kitchen

  • Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Partially Finished Basement

  • Walk-Out Basement
  • Partial Basement

Schools

  • Hearn Elementary School
  • Elkhorn Middle School
  • Franklin Co High School

Utilities

  • Cooling Available
  • Heating System Powered By Owned Propane
  • Septic Tank

Community Details

  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 094-00-00-033.01

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,876

Year Built

Built in 1985

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 1985
  • Above Grade Finished Sq Ft: 6206.0
  • Levels: One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • Roof:Dimensional Style: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • View:Rural: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Interior Amenities: Primary Downstairs, Walk-In Closet(s)
  • Flooring: Carpet, Hardwood, Laminate
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bathrooms: 6
  • Basement: Partial, Partially Finished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 2450.0
  • Fireplace Features: Family Room, Living Room
  • Fireplace: Yes
  • LivingArea: 8656.0
  • Lot Size Area: 5.1
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Partial: Yes
  • Basement:Partially Finished: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Dimensional Style
  • Construction Materials: Brick Veneer
  • Foundation Details: Concrete Perimeter
  • List Price: 700000.0
  • Lot Features: Secluded, Wooded
  • View: Rural, Trees/Woods
  • View YN: Yes
  • Water Body Name: Other
  • Waterfront: Yes
  • Construction Materials:Brick Veneer: Yes
  • Lot Features:Secluded: Yes
  • Lot Features:Wooded: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Electric, Propane Tank Owned
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Propane Connected, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes
  • Heating:Propane Tank Owned: Yes

Schools

  • Elementary School: Hearn
  • High School: Franklin Co
  • Middle or Junior School: Elkhorn Middle

Lot Info

  • Lot Size Acres: 5.1
  • Lot Size Sq Ft: 222156.0
  • Parcel Number: 094-00-00-033.01

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2024
Closed on
Jun 5, 2025
Sold by
Carroll Julian M and Neel Carroll
Bought by
Walt Lorna R
Seller's Agent
Jonathan Noel
Noel Auctioneers and Real Estate Advisors
Buyer's Agent
Tammy Parrett
Prosperity Real Estate
List Price
$1,000,000
Sold Price
$675,000
Premium/Discount to List
-$325,000
-32.5%
Views
305
Current Estimated Value
$672,795

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,205
Avg. Annual Appreciation
3.31%
Original Mortgage
$506,250
Outstanding Balance
$505,819
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$175,139
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $675,000 None Listed On Document
Deed $675,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $506,250 New Conventional
Closed $506,250 New Conventional
Previous Owner $198,000 New Conventional
Previous Owner $200,000 Credit Line Revolving
Previous Owner $76,100 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 Sold $675,000 -3.6% $78 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
03/24/2025 03/24/25 Price Changed $700,000 -12.5% $81 / Sq Ft
12/10/2024 12/10/24 Price Changed $800,000 -5.9% $92 / Sq Ft
09/06/2024 09/06/24 Price Changed $850,000 -10.5% $98 / Sq Ft
07/08/2024 07/08/24 Price Changed $950,000 -5.0% $110 / Sq Ft
05/24/2024 05/24/24 For Sale $1,000,000 -- $116 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,876 $404,000 $0 $0
2023 $4,828 $404,000 $0 $0
2022 $4,783 $404,000 $0 $0
2021 $4,745 $404,000 $0 $0
2020 $4,788 $404,000 $70,000 $334,000
2019 $4,888 $404,000 $70,000 $334,000
2018 $4,761 $394,500 $70,000 $324,500
2017 -- $394,500 $70,000 $324,500
2016 $4,499 $394,500 $70,000 $324,500
2015 $3,937 $394,500 $70,000 $324,500
2011 $3,937 $394,500 $70,000 $324,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 24010500

ImagineMLS (Bluegrass REALTORS®)

APN: 094-00-00-033.01