NOT LISTED FOR SALE

406 Saint Mary's Square St. Michaels, MD 21663

Estimated Value: $529,591 - $737,000

2 Beds
1.5 Baths
-- Sq Ft
3,600 Sq Ft Lot

Last Sold September 26, 2014

Last sale price $309,000

Est. 104% increase in value since last sale

Current estimated payment $3,652/month

132 Days on Market

Highlights

  • Gourmet Kitchen
  • Attic
  • No HOA
  • Wood Flooring
  • 1 Fireplace
  • 1-minute walk to Saint Marys Square

About This Home

As of September 2014

Very charming, well remodeled and move in condition, this comfortable cottage in the heart of St. Michaels Historic District dates back to 1878. Tucked away on St. Mary's Square, the front porch looks across to a park and has a private back yard with pergola, large brick patio and storage shed. The interior is compact with a surprising amount of closets, updated chef's kitchen and bathrooms.

Last Agent to Sell the Property

Carolina Barksdale

(443) 786-0348 carolina@talbotrealestate.com Benson & Mangold, LLC License #575707 Listed on: 04/03/2014

Benson & Mangold, LLC

Last Buyer's Agent

Dawn Lednum

(410) 829-3603 dawnalednum@gmail.com Chesapeake Bay Real Estate Plus, LLC License #78241

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,477

Year Built

  • Built in 1890

Lot Details

  • 3,600 Sq Ft Lot
  • Landscaped
  • Property is in very good condition

Parking

  • On-Street Parking

Home Design

  • Cottage
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • Property has 2 Levels
  • Built-In Features
  • Crown Molding
  • 1 Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Utility Room
  • Wood Flooring
  • Attic

Kitchen

  • Gourmet Kitchen
  • Stove
  • Range Hood
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Gazebo
  • Shed
  • Porch

Utilities

  • Central Air
  • Heating System Uses Oil
  • Hot Water Heating System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 2102062224

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,477

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1890
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Range Hood, Refrigerator, Stove, Washer, Dryer
  • Interior Amenities: Attic, Kitchen - Gourmet, Dining Area, Built-Ins, Crown Moldings, Window Treatments, Upgraded Countertops, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Master Bedroom, Bedroom 2, Kitchen, Laundry, Utility Room
  • Basement: No
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures List: Gazebo, Shed
  • Construction Materials: Wood Siding
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 123100.00
  • Land Assessed Value: 325000.00
  • Lot Features: Landscaping
  • Lot Size Acres: 0.08
  • Lot Size Area: 3600
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3600.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4476.52
  • Assessor Parcel Number: 2102062224
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 13, 2016
Sold by
Downing Frank M and Downing Marilyn T
Bought by
Johnson William H and Matson Erin M
Current Estimated Value
$630,648

Purchase Details

Listed on
Apr 3, 2014
Closed on
Sep 26, 2014
Sold by
Vaughan Robert A and Vaughan Sheila G
Bought by
Kennedy Phyllis A
Seller's Agent
Carolina Barksdale
Benson & Mangold, LLC
Buyer's Agent
Dawn Lednum
Chesapeake Bay Real Estate Plus, LLC
List Price
$359,000
Sold Price
$309,000
Premium/Discount to List
-$50,000
-13.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.57%
Original Mortgage
$247,200
Interest Rate
2.95%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 10, 1998
Sold by
Curtis Paul H and Curtis Rose R
Bought by
Vaughan Robert A and Vaughan Sheila G

Purchase Details

Closed on
Jan 27, 1992
Sold by
Mosner Edward F and Mosner Daisy A
Bought by
Curtis Paul H and Curtis Rose R

Purchase Details

Closed on
Mar 30, 1990
Sold by
Hiss Donald and Hiss Catherine G
Bought by
Mosner Edward F and Mosner Daisy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,600
Interest Rate
10.22%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson William H $365,000 Eastern Shore Title Company
Kennedy Phyllis A $309,000 Eastern Shore Title Company
Vaughan Robert A $233,000 --
Curtis Paul H $172,000 --
Mosner Edward F $132,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kennedy Phyllis A $247,200
Previous Owner Mosner Edward F $105,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2014 09/26/14 Sold $309,000 -11.5% --
08/13/2014 08/13/14 Pending -- -- --
05/21/2014 05/21/14 Price Changed $349,000 -2.8% --
04/03/2014 04/03/14 For Sale $359,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,010 $402,800 $275,000 $127,800
2024 $4,010 $375,133 $0 $0
2023 $3,829 $347,467 $0 $0
2022 $3,667 $319,800 $261,200 $58,600
2021 $3,632 $319,800 $261,200 $58,600
2020 $3,632 $319,800 $261,200 $58,600
2019 $3,685 $324,400 $261,200 $63,200
2018 $3,617 $324,400 $261,200 $63,200
2017 $3,503 $324,400 $0 $0
2016 $3,430 $356,400 $0 $0
2015 $1,897 $356,400 $0 $0
2014 $1,897 $356,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Carolina Barksdale

    Seller's Agent in 2014

    Carolina Barksdale

    Benson & Mangold, LLC

    (443) 786-0348

    24 in this area

    42 Total Sales

    Carolina Barksdale
    Section Image
  • Dawn Lednum

    Buyer's Agent in 2014

    Dawn Lednum

    Chesapeake Bay Real Estate Plus, LLC

    (410) 829-3603

    29 in this area

    94 Total Sales

    Dawn Lednum
    Section Image
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Map

Source: Bright MLS

MLS Number: 1002916240

Bright MLS

APN: 02-062224

Maryland Talbot County Saint Michaels 21663

406 Saint Mary's Square, Saint Michaels, MD

Not Listed for Sale

Detached

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