$314,999

406 Serenity Mill Loop Ruskin, FL 33570

Estimated payment $2,259/month

Total Views 2,393
4 Beds
2 Baths
1,835 Sq Ft
$172 Price per Sq Ft

Highlights

  • Open Floorplan
  • Family Room Off Kitchen
  • Screened Patio
  • Community Pool
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

What if the interest rate on your next home could start with a 4 instead of a 6?

Yep, that’s possible with this 4 bedroom, 2 bath home built in 2017. It features an open floor plan, a screened lanai perfect for morning coffee, a fully fenced backyard, and a 2-car garage. The community pool is right down the street, so weekends feel like a staycation.

Forget new construction delays and surprise costs. The big stuff is already done here: oversized screened lanai, full fence, blinds, landscaping, hurricane shutters, and appliances. No contractors. No delivery delays. This one feels truly move-in ready day 1.

Living in Ruskin gives you the best mix of small-town charm and convenience. You’ll get that Old Florida vibe with local restaurants and shops, while still being about 30 minutes from downtown Tampa. Quick access to I-75 puts you on the road to some of the best beaches in the world, including Anna Maria Island, St. Pete Beach, and more.

And here’s the kicker: the seller is offering $18,000 in credits that could buy down your rate as low as 4.37% (with approved credit and use of preferred lender). If the last cycle passed you by, this is the one that makes you glad you didn’t wait again.

Listing Agent

Nicole Wolf

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3442757 Listed on: 07/25/2025

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,045

Year Built

  • Built in 2017

Lot Details

  • 6,600 Sq Ft Lot
  • North Facing Home
  • Fenced
  • Property is zoned RSC-9

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,835 Sq Ft Home
  • Open Floorplan
  • Family Room Off Kitchen
  • Combination Dining and Living Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Screened Patio

Utilities

  • Central Air
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool
  • Riverbend West / Radley Travez Association
  • Riverbend West Ph 1 Subdivision

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,045

Year Built

Built in 2017

Lot Details

0

HOA Fees

$92 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Other
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1835
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2017
  • Building Area Total: 2705
  • Lot Size Sq Ft: 6600
  • Directions to Property: From E College Ave head South on Sixth St SE the making a left onto 21st Ave SE. Turn left onto 4th St SW then left onto Serenity Mill Loop.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1041803
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 171.66
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Street Number Modifier: 406
  • Living Area Meters: 170.48
  • Room Count: 7

Exterior Features

  • Direction Faces: North
  • Exterior Features: Other
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Screened
  • Road Surface Type: Concrete
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2021-10-07
  • Flood Zone Panel: 12057C0654J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: Cable Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Playground, Pool, Sidewalks
  • Association Fee: 275.38
  • Association Fee Frequency: Quarterly
  • Association Name: Riverbend West / Radley Travez
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: 813-968-5665 Ext 303

Fee Information

  • Total Annual Fees: 1101.52
  • Total Monthly Fees: 91.79
  • Monthly HOA Amount: 91.79

Lot Info

  • Zoning: RSC-9
  • Parcel Number: U-18-32-19-A3H-000003-00016.0
  • Additional Parcels: No
  • Fencing: Fenced
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 613

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer and buyer's agent to verify all lease restrictions

Tax Info

  • Tax Annual Amount: 6045
  • Tax Block: 3
  • Tax Book Number: 126-144
  • Tax Lot: 16
  • Tax Other Annual Assessment Amount: 2110

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,045 $206,372 -- --
2023 $5,909 $200,361 $0 $0
2022 $5,737 $194,525 $0 $0
2021 $5,555 $188,859 $0 $0
2020 $5,999 $179,191 $42,900 $136,291
2019 $5,979 $179,368 $39,600 $139,768
2018 $6,237 $178,216 $0 $0
2017 $2,859 $31,350 $0 $0
2016 $2,126 $6,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2025 09/18/25 Price Changed $314,999 0.0% $172 / Sq Ft
07/25/2025 07/25/25 For Sale $315,000 +43.2% $172 / Sq Ft
09/24/2020 09/24/20 Sold $220,000 +2.3% $121 / Sq Ft
06/29/2020 06/29/20 Pending -- -- --
06/23/2020 06/23/20 For Sale $215,000 0.0% $118 / Sq Ft
06/29/2019 06/29/19 Rented $1,700 0.0% --
06/14/2019 06/14/19 Under Contract -- -- --
03/05/2019 03/05/19 Price Changed $1,700 -10.3% $1 / Sq Ft
02/14/2019 02/14/19 For Rent $1,895 0.0% --
08/17/2018 08/17/18 Off Market $194,090 -- --
11/13/2017 11/13/17 Sold $194,090 0.0% $107 / Sq Ft
08/21/2017 08/21/17 Price Changed $194,090 +0.2% $107 / Sq Ft
08/19/2017 08/19/17 Pending -- -- --
08/02/2017 08/02/17 For Sale $193,690 -- $107 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $220,000 Brokers Title Of Tampa Llc
Special Warranty Deed $194,100 North American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $209,000 New Conventional
Previous Owner $164,090 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: TB8411083

Stellar MLS

APN: U-18-32-19-A3H-000003-00016.0