NOT LISTED FOR SALE

406 W Water St Cambridge, WI 53523

Estimated Value: $277,000 - $305,000

3 Beds
2 Baths
1,248 Sq Ft
$234/Sq Ft Est. Value

Last Sold July 16, 2021

Last sale price $180,000 $144 Per Sq Ft

Est. 62% increase in value since last sale

Current estimated payment $1,900/month

22 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • Wood Flooring
  • Cambridge High School Rated 10
  • Property is near a park
  • 1-minute walk to Village Square

About This Home

As of July 2021

This home is located at 406 W Water St, Cambridge, WI 53523 since 27 April 2021 and is currently estimated at $292,347, approximately $234 per square foot. This property was built in 1940. 406 W Water St is a home located in Dane County with nearby schools including Cambridge Elementary School, Nikolay Middle School, and Cambridge High School.

Last Agent to Sell the Property

Daniel Tenney

MHB Real Estate License #55376-90 Listed on: 04/27/2021

Last Buyer's Agent

Katie Newman

South Central Non-Member License #91656-94

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,120

Year Built

  • Built in 1940

Lot Details

  • 8,712 Sq Ft Lot
  • Fenced Yard

Home Design

  • Cape Cod Architecture
  • Wood Siding

Interior Spaces

  • 1,248 Sq Ft Home
  • 1.5-Story Property
  • Wood Flooring
  • Laundry on lower level

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathtub
  • Walk-in Shower

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Basement Windows

Parking

  • 2 Car Detached Garage
  • Shared Driveway
  • Driveway Level

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom

Schools

  • Call School District Elementary And Middle School
  • Cambridge High School

Utilities

  • Forced Air Cooling System
  • Water Softener

Additional Features

  • Deck
  • Property is near a park

Community Details

  • West Cambridge Addn Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,120

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Municipality: Cambridge
  • Status Detail: Sold
  • Mailing City: Cambridge
  • Class: Single Family
  • Type: Single Family
  • Type Of Property: 1 1/2 story
  • Architecture: Cape Cod
  • Barrier Free: First floor bedroom, First floor full bath, Stall shower, Level drive
  • Items Excluded: Washer/Dryer, Heater in garage, Freezer in garage
  • Items Included: Refrigerator, Range/Oven, Microwave, Dishwasher, Disposal, All Window Coverings/Blinds
  • Year Built: 1940
  • Above Grade Price Per Sq Ft: 224.28
  • Above Grade Sold Price Per Sq Ft: 144.23
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Above Grade Finished Sq Ft: 1248
  • Finished Sq Ft: 1248
  • Bedrooms: 3
  • Total Bathrooms: 2
  • Main Level Full Bathrooms: 1
  • Total Full Bathrooms: 2
  • Master Bedroom: Dimensions: 11x19, On Level: U
  • Bedroom 2: Dimensions: 11x15, On Level: U
  • Bedroom 3: Dimensions: 11x11, On Level: U
  • Kitchen: Dimensions: 11x14, On Level: M
  • Kitchen Features: Range/Oven, Refrigerator, Dishwasher, Microwave, Disposal
  • Living Room: Dimensions: 14x15, On Level: M
  • Dining Room: Dimensions: 11x12, On Level: M
  • Laundry: On Level: L
  • Basement: Full, Full Size Windows/Exposed, Sump pump
  • Interior Amenities: Wood or sim. wood floor, Walk-in closet(s), Water softener inc, At Least 1 tub
  • Primary Bedroom Bathrooms: None

Exterior Features

  • Exterior: Wood
  • Exterior Features: Deck, Fenced Yard

Garage/Parking

  • Driveway: Joint
  • Garage: 2 car, Detached
  • Total Full Garage Stalls: 2

Utilities

  • Fuel: Natural gas
  • Heating Cooling: Forced air, Central air
  • Water Waste: Municipal water, Municipal sewer

Schools

  • School District: Cambridge
  • Elementary School: Call School District
  • Middle School: Call School District
  • High School: Cambridge
  • Elementary School: Call School District
  • High School: Cambridge
  • Middle School: Call School District
  • School District: Cambridge

Lot Info

  • Assessor Parcel Number: 0612-121-4689-8
  • Estimated Aces: 0.2
  • Lot Description: Adjacent park/public land, Sidewalk
  • Zoning: Res
  • Geo Subdivision: WI

Tax Info

  • Land Assessment: 35400
  • Improvements: 111200
  • Total Assessment: 146600
  • Assessment year: 2020
  • Net Taxes: 3120
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 1, 2022
Sold by
Julie Lund
Bought by
Stengel Keith
Total Days on Market
22
Current Estimated Value
$292,347

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,415
Outstanding Balance
$258,052
Interest Rate
4.67%
Mortgage Type
New Conventional
Estimated Equity
$34,295

Purchase Details

Listed on
Apr 27, 2021
Closed on
Jul 6, 2021
Sold by
Freiburger David and Freiburger Patricia
Bought by
Lund Julie
Seller's Agent
Daniel Tenney
MHB Real Estate
Buyer's Agent
Katie Newman
South Central Non-Member
List Price
$279,900
Sold Price
$180,000
Premium/Discount to List
-$99,900
-35.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.24%
Original Mortgage
$180,000
Interest Rate
2.96%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 9, 2019
Closed on
Oct 23, 2019
Sold by
Cooper Greg O and Cooper Julie A
Bought by
Freiburger David and Freiburger Patricia
Seller's Agent
Nettie Toeller
Fort Real Estate Company LLC
Buyer's Agent
Matt Roelli
EXP Realty, LLC
List Price
$189,000
Sold Price
$169,000
Premium/Discount to List
-$20,000
-10.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.71%

Purchase Details

Closed on
Nov 1, 2010
Sold by
Cooper Gregory O and Cooper Julie J
Bought by
Sterling Lloyd and Dorsey Sterling Suzanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,446
Interest Rate
6%
Mortgage Type
Seller Take Back
Source: Public Records

Similar Homes in Cambridge, WI

  • 209 N Pleasant St, Cambridge, WI 53523

    $299,900

    • 3 Beds
    • 1.5 Baths
    • 1,432 Sq Ft
    • 209 N Pleasant St
    • Cambridge, WI

    Price reduced, sold "as is". See attached inspection report. Talk about potential! If you need a solid home and enjoy the benefits of doing your own updates, this is the house for you. Total package includes 4 parcels totaling 1.7 acres surrounded by woods and the Koshkonong Creek. Excellent location making it easy to walk downtown, the grocery store, schools and close proximity to the CamRock

    Lori Jensen First Weber Inc

    Section Image
  • 213 Spring St, Cambridge, WI 53523

    $265,000

    • 3 Beds
    • 1.5 Baths
    • 1,445 Sq Ft
    • 213 Spring St
    • Cambridge, WI

    Charming 3 bd, 1.5 bth farmhouse in the heart of Cambridge, right across from Nikolay Middle School! This light-filled home features beautiful hardwood floors, spacious living and dining areas, and a cozy kitchen with vintage character. You'll love the large yard, welcoming front porch, and added storage space downstairs. Classic charm with tons of recent updates. Welcome home!

    Emily Kahle Stark Company, REALTORS

    Section Image
  • 205 E Main St, Cambridge, WI 53523

    $299,900

    • 5 Beds
    • 2 Baths
    • 2,070 Sq Ft
    • 205 E Main St
    • Cambridge, WI

    Character, space, and small-town charm await in this classic Cambridge home! This inviting property offers room to grow with timeless appeal throughout. Step into the formal foyer, where you're greeted by the original woodwork, staircase, and entries to surrounding rooms—each rich in vintage character. Beautiful pocket doors on the main level add warmth and craftsmanship. The first floor features

    Dan Hoesly 1848 Real Estate

    Section Image
  • 417 N High St, Cambridge, WI 53523

    $335,000

    • 3 Beds
    • 2 Baths
    • 1,520 Sq Ft
    • 417 N High St
    • Cambridge, WI

    Tucked away on a tranquil cul-de-sac, this distinguished brick ranch boasts inviting living space & a perfect blend of comfort & character. Relaxing primary suite w/ full bath, an expansive fully fenced backyard w/ patio, shed & perennial landscaping. PLUS the expansive basement has a large workshop & room to add 4th bedroom & rec space. Ample opportunity for both leisure & creative use.

    Natalie Barth EXP Realty, LLC

    Section Image
  • W9519 Skogen Rd, Cambridge, WI 53523

    $274,500

    • 2 Beds
    • 1 Bath
    • 1,412 Sq Ft
    • W9519 Skogen Rd
    • Cambridge, WI

    Come check out this 2 bdrm Ranch home with it's welcomimg front porch, good sized primary bedroom with 2 closets, 2 car attached garage plus it offers finished walk out lower level to your wooded back yard. Great location with walking distance Lake Ripley Access, Mid or High School and downtown Cambridge. The area has so much to offer with public access to Lake Ripley, Hiking and biking trails,

    Roxane Schiller RE/MAX Property Shop

    Section Image
  • W9334 Bluff Ln, Cambridge, WI 53523

    $339,000

    • 2 Beds
    • 2 Baths
    • 1,570 Sq Ft
    • W9334 Bluff Ln
    • Cambridge, WI

    Enjoy views of Lake Ripley from your large deck and patio. This 2 bedroom, 2 bath home with lake access is ready for a new owner. You'll find an updated main floor bathroom and newer appliances. On a dead end road, not much traffic here. The finished lower level has a door to the patio and offers many options for use... family room, additional bedroom, game room or an office. You are a short walk

    Candy Lauby Real Broker LLC

    Section Image
  • N4563 W Shore Place Rd, Cambridge, WI 53523

    $319,900

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft
    • N4563 W Shore Place Rd
    • Cambridge, WI

    MUST SEE rare opportunity to enjoy LAKE living & own an original home in the renowned SHOREPLACE neighborhood, that's been in the same family for almost 100 years & just a short walk from one of the only PRIVATE beaches on beautiful LAKE RIPLEY. Admire the beautiful CRAFTSMANSHIP and attention to detail of this 3 season w/ poss yr round completely REHABBED CUSTOM 2 Bdr/1 Ba home featuring ALL NEW

    Jennifer Fernandez Century 21 Circle-Westchester

    Section Image
  • N4557 E Shore Place Rd, Cambridge, WI 53523

    $264,900

    • 1 Bed
    • 1 Bath
    • 741 Sq Ft
    • N4557 E Shore Place Rd
    • Cambridge, WI

    Profitable AirBNB looking for a new owner. This newly renovated cottage is SOOOOOO cute! You will surely fall in love with this open concept, absolutely adorable home just steps away from Lake Ripley. The association includes a private beach, parks, and bocce court, all within walking distance. Short term rentals are allowed, which is an added bonus. Have the best of both worlds. Use it for your

    Shelly Cronin Century 21 Affiliated

    Section Image
  • 2571 Wisconsin 73, Cambridge, WI 53523

    $325,000

    • 4 Beds
    • 1 Bath
    • 1,900 Sq Ft
    • 2571 Wisconsin 73
    • Cambridge, WI

    Looking to move to the Country, this is your chance, this 5 acre property with about 3.5 acres of tillable would be a perfect spot if you are looking to keep your horses at home rather than board them. horse stalls already built in the barn, The 3 car detached garage offers plenty of room for your cars, motor cycles, or just general storage.

    James Lowrey Badger Realty Team

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stengel Keith $285,700 None Listed On Document
Lund Julie $180,000 None Available
Freiburger David $169,000 None Available
Sterling Lloyd $138,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stengel Keith $271,415
Previous Owner Lund Julie $180,000
Previous Owner Cooper Greg $20,500
Previous Owner Sterling Lloyd $129,446
Previous Owner Cooper Gregory O $90,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2021 07/16/21 Sold $180,000 -35.7% $144 / Sq Ft
05/19/2021 05/19/21 Pending -- -- --
04/27/2021 04/27/21 For Sale $279,900 +65.6% $224 / Sq Ft
10/23/2019 10/23/19 Sold $169,000 -6.1% $135 / Sq Ft
10/13/2019 10/13/19 Pending -- -- --
10/08/2019 10/08/19 Price Changed $179,900 -2.7% $144 / Sq Ft
08/17/2019 08/17/19 Price Changed $184,900 -2.2% $148 / Sq Ft
08/09/2019 08/09/19 For Sale $189,000 -- $151 / Sq Ft
Source: South Central Wisconsin Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,191 $202,100 $44,200 $157,900
2023 $3,954 $202,100 $44,200 $157,900
2021 $3,257 $146,600 $35,400 $111,200
2020 $3,120 $146,600 $35,400 $111,200
2019 $3,060 $146,600 $35,400 $111,200
2018 $3,600 $146,600 $35,400 $111,200
2017 $3,243 $146,600 $35,400 $111,200
2016 $3,433 $146,600 $35,400 $111,200
2015 $3,297 $140,500 $35,400 $105,100
2014 -- $140,500 $35,400 $105,100
2013 $3,061 $138,000 $35,400 $102,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: South Central Wisconsin Multiple Listing Service

MLS Number: 1914844

South Central Wisconsin Multiple Listing Service

APN: 0612-121-4689-8