406 W Water St Shell Rock, IA 50670
Estimated payment $3,019/month
Highlights
- Fishing
- Waterfront
- Detached Garage
- Heated Floors
- Mud Room
- Fireplace
About This Home
Walk through the front door and immediately take in the spectacular view of the Shell Rock River! This is the riverfront property you’ve been waiting for—with the extensive remodel already completed for you! Nestled on over an acre in town on a quiet dead-end street, this home offers the best of both worlds: peaceful small-town living, riverfront views, privacy, and the convenience of the Waverly-Shell Rock School District, city water/sewer, and easy access to major highways. The home sits high and dry along the river, with the opportunity to add your own boat dock. Inside, modern updates beautifully blend with original brick and stone accents, creating a home that is both stylish and full of character. The expansive great room features a wall of windows showcasing the river view, while luxury vinyl plank flooring flows throughout the main level. The kitchen is truly a chef’s dream, featuring an expansive island, top-of-the-line appliances, a spectacular refrigerator, microwave drawer, and wine fridge. Gather with family and friends while enjoying the view—it’s the perfect space for everyday living and entertaining. The luxurious primary suite offers a walk-in closet and spa-like ensuite with a large soaking tub, walk-in shower, and double sinks. Three additional bedrooms are located on the main level, one as a versatile bonus room perfect for an office, playroom, hobby room, or potentially a 4th bedroom. A convenient laundry closet with tub sink is located near the bedrooms. The finished basement adds even more living space with natural light and a ¾ bath, plus potential for a 5th bedroom. A spacious back entry mudroom provides a large tub sink and ample storage. Outdoor living is just as impressive. A flagstone patio wraps around the west side of the home to the rear, creating the perfect setting for entertaining, relaxing, or enjoying peaceful evenings overlooking the river. One guest bedroom even features a sliding door for direct exterior access. A newly installed retaining wall adds to the appeal. And for those who appreciate the warmth and charm of a fireplace, this home offers TWO wood-burning fireplaces! Why build new when the work is already done? Enjoy the character of an established home with the modern updates you want—without the cost, inconvenience, and waiting that comes with building. All of this, under $500,000, with a peaceful riverfront view that is simply hard to beat. Come see it for yourself—the view from the front door says it all! Square footages are approximate.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,288
Year Built
- Built in 1950
Lot Details
- 1.04 Acre Lot
- Lot Dimensions are 257x120
- Waterfront
Parking
- Detached Garage
Home Design
- Asphalt Roof
Interior Spaces
- 3,456 Sq Ft Home
- Fireplace
- Mud Room
- Heated Floors
- Partially Finished Basement
Kitchen
- Free-Standing Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Soaking Tub
Outdoor Features
- Patio
Schools
- Waverly/Shell Rock Elementary And Middle School
- Waverly/Shell Rock High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Fishing
Listing and Financial Details
- Assessor Parcel Number 1211126007
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,027 | $191,248 | ||
| 2024 | $2,892 | $185,858 | ||
| 2023 | $2,892 | $180,445 | $0 | $0 |
| 2022 | $2,813 | $175,189 | $0 | $0 |
| 2021 | $2,788 | $170,086 | $0 | $0 |
| 2020 | $2,754 | $167,738 | $0 | $0 |
| 2019 | $2,660 | $163,967 | $0 | $0 |
| 2018 | $2,482 | $160,910 | $0 | $0 |
| 2017 | $2,441 | $157,600 | $5,900 | $151,700 |
| 2016 | $2,922 | $155,300 | $5,000 | $150,300 |
| 2015 | $2,649 | $126,900 | $4,600 | $122,300 |
| 2014 | $2,620 | $109,450 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/31/2026 08/31/26 | For Sale | $499,900 | -- | $145 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Fiduciary Deed | $260,000 | None Listed On Document |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $385,000 | Construction |
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20264175
APN: 1211126007
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Ask me questions while you tour the home.