$499,900

406 W Water St Shell Rock, IA 50670

Estimated payment $3,019/month

4 Beds
3 Baths
3,456 Sq Ft
$145 Price per Sq Ft

Highlights

  • Fishing
  • Waterfront
  • Detached Garage
  • Heated Floors
  • Mud Room
  • Fireplace

About This Home

Walk through the front door and immediately take in the spectacular view of the Shell Rock River! This is the riverfront property you’ve been waiting for—with the extensive remodel already completed for you! Nestled on over an acre in town on a quiet dead-end street, this home offers the best of both worlds: peaceful small-town living, riverfront views, privacy, and the convenience of the Waverly-Shell Rock School District, city water/sewer, and easy access to major highways. The home sits high and dry along the river, with the opportunity to add your own boat dock. Inside, modern updates beautifully blend with original brick and stone accents, creating a home that is both stylish and full of character. The expansive great room features a wall of windows showcasing the river view, while luxury vinyl plank flooring flows throughout the main level. The kitchen is truly a chef’s dream, featuring an expansive island, top-of-the-line appliances, a spectacular refrigerator, microwave drawer, and wine fridge. Gather with family and friends while enjoying the view—it’s the perfect space for everyday living and entertaining. The luxurious primary suite offers a walk-in closet and spa-like ensuite with a large soaking tub, walk-in shower, and double sinks. Three additional bedrooms are located on the main level, one as a versatile bonus room perfect for an office, playroom, hobby room, or potentially a 4th bedroom. A convenient laundry closet with tub sink is located near the bedrooms. The finished basement adds even more living space with natural light and a ¾ bath, plus potential for a 5th bedroom. A spacious back entry mudroom provides a large tub sink and ample storage. Outdoor living is just as impressive. A flagstone patio wraps around the west side of the home to the rear, creating the perfect setting for entertaining, relaxing, or enjoying peaceful evenings overlooking the river. One guest bedroom even features a sliding door for direct exterior access. A newly installed retaining wall adds to the appeal. And for those who appreciate the warmth and charm of a fireplace, this home offers TWO wood-burning fireplaces! Why build new when the work is already done? Enjoy the character of an established home with the modern updates you want—without the cost, inconvenience, and waiting that comes with building. All of this, under $500,000, with a peaceful riverfront view that is simply hard to beat. Come see it for yourself—the view from the front door says it all! Square footages are approximate.

Listing Agent

Kara Bartels

RE/MAX Alliance License #B44491000 Listed on: 08/31/2026

RE/MAX Alliance

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,288

Year Built

  • Built in 1950

Lot Details

  • 1.04 Acre Lot
  • Lot Dimensions are 257x120
  • Waterfront

Parking

  • Detached Garage

Home Design

  • Asphalt Roof

Interior Spaces

  • 3,456 Sq Ft Home
  • Fireplace
  • Mud Room
  • Heated Floors
  • Partially Finished Basement

Kitchen

  • Free-Standing Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Soaking Tub

Outdoor Features

  • Patio

Schools

  • Waverly/Shell Rock Elementary And Middle School
  • Waverly/Shell Rock High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Fishing

Listing and Financial Details

  • Assessor Parcel Number 1211126007

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,288

Year Built

Built in 1950

Lot Details

1.04 Acres

Listing Details

  • Parcel Number: 1211126007
  • Year Built: 1950
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLotFeatures: Waterfront
  • Lot Size Acres: 1.04
  • Road Surface Type: Mixed
  • Co List Office Phone: 319-984-5600
  • MLS Status: ACTIVE
  • Reso Fireplace Features: Wood Burning
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 3456
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Free-Standing Range, Refrigerator
  • Basement: Partially Finished
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1000
  • BelowGradeArea: 1336

Exterior Features

  • Construction Type: Combination
  • Exterior Features: Fishing
  • Patio And Porch Features: Patio

Garage/Parking

  • Parking Features: Detached Garage, Oversized

Utilities

  • Cooling: Central Air
  • Heating: Heat Pump, In Floor Heat
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Waverly/Shell Rock
  • High School: Waverly/Shell Rock
  • Middle Or Junior School: Waverly/Shell Rock

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 257x120
  • Lot Size Sq Ft: 45302
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3288

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,027 $191,248
2024 $2,892 $185,858
2023 $2,892 $180,445 $0 $0
2022 $2,813 $175,189 $0 $0
2021 $2,788 $170,086 $0 $0
2020 $2,754 $167,738 $0 $0
2019 $2,660 $163,967 $0 $0
2018 $2,482 $160,910 $0 $0
2017 $2,441 $157,600 $5,900 $151,700
2016 $2,922 $155,300 $5,000 $150,300
2015 $2,649 $126,900 $4,600 $122,300
2014 $2,620 $109,450 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/31/2026 08/31/26 For Sale $499,900 -- $145 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Fiduciary Deed $260,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $385,000 Construction
Source: Public Records

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20264175

Northeast Iowa Regional Board of REALTORS®

APN: 1211126007

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