Linda Gerrie
Fitzgerald Realty & Auctioneers
(240) 213-7555
33 Total Sales
1 in Dunkirk
$455,000 Price
4060 Loving Dr Dunkirk, MD 20754
Dunkirk Area
3
Beds
2.5
Baths
2,210
Sq Ft
1
Acre Lot
Highlights
- View of Trees or Woods
- Colonial Architecture
- Engineered Wood Flooring
- Open Floorplan
- Community Lake
- Space For Rooms
About This Home
As of May 2026Do not miss this stunning home in sought after Dunkirk! Situated at the end of a cul-de-sac this home sits back off the road on a private 1 acre lot. The back yard is fully fenced with 2 sheds, and room for your pets or chickens. Sit outside in your quaint gazebo & enjoy the nature. Inside you are met with a soaring 2 story foyer, oak staircase & gleaming hardwoods make the home warm and inviting. Separate living & dining rooms give you the space for all your family gatherings. The kitchen is well appointed with rich sage colored cabinetry, gold fixtures and recently upgraded quartz countertops. Enjoy sleek stainless appliances, and a huge pantry. The kitchen opens to the spacious family room with a cozy gas fireplace for those cold nights. Upstairs you will find your conveniently located laundry room, 2 great sized bedrooms and full bath. In addition, relax in your sunlit primary suite with sitting area & huge closet. The primary bath has an updated dual vanity, oversized tub & separate shower. The basement is unfinished with rough in for a bath & ready for your finishing touches. Roof is 7-8 years old, HVAC just over 10 years old, 2 programable thermostats, septic pumped 7/2024, Radon mitigation installed 2/2020, Kinetico water softener, carbon monoxide alarm by fireplace installed 2/2020. Zoned for AWARD winning SCHOOLS, and minutes from shopping & lots of restaurants. Dunkirk is located in Northern Calvert county, with a short commute to DC, Annapolis, Joint Base Andrews and much more. This home is in EXCELLENT condition & has such a warm "homey" feel. Come see it in person!
Last Agent to Sell the Property
(410) 535-6291 mdavis@davispalumbo.com RE/MAX One Brokerage Phone: 4105356291 License #584923 Listed on: 03/20/2026
Last Buyer's Agent
(410) 705-6295 bill.arvin@hyattcompany.com Hyatt & Company Real Estate, LLC
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,528
Year Built
- Built in 1999
Lot Details
- 1 Acre Lot
- Cul-De-Sac
- Property is Fully Fenced
- Wood Fence
- Extensive Hardscape
- Property is in excellent condition
- Property is zoned RUR
HOA Fees
- $33 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 8 Driveway Spaces
- Side Facing Garage
Home Design
- Colonial Architecture
- Entry on the 1st floor
- Brick Exterior Construction
- Composition Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Ceiling Fan
- Gas Fireplace
- Family Room Off Kitchen
- Formal Dining Room
- Views of Woods
Kitchen
- Eat-In Kitchen
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
Flooring
- Engineered Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Electric Dryer
- Washer
Unfinished Basement
- Space For Rooms
- Rough-In Basement Bathroom
Accessible Home Design
- Level Entry For Accessibility
Outdoor Features
- Enclosed Patio or Porch
- Exterior Lighting
- Gazebo
- Shed
- Outbuilding
Schools
- Mount Harmony Elementary School
- Northern Middle School
- Northern High School
Utilities
- Central Air
- Heat Pump System
- Well
- Electric Water Heater
- Septic Tank
Community Details
- Association fees include common area maintenance
- Built by PF Summers
- Loving Farm Subdivision
- Community Lake
Listing and Financial Details
- Tax Lot 4
- Assessor Parcel Number 0503163865
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2026
Closed on
May 15, 2026
Sold by
Bought by
Seller's Agent
Terri McClain
RE/MAX One
Buyer's Agent
Bill Arvin
Hyatt & Company Real Estate, LLC
List Price
$689,900
Sold Price
$690,000
Premium/Discount to List
$100
0.01%
Views
93
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.11%
Original Mortgage
$690,000
Outstanding Balance
$689,343
Interest Rate
6.23%
Mortgage Type
VA
Estimated Equity
-$1,036
Purchase Details
Listed on
Feb 12, 2025
Closed on
Mar 14, 2025
Sold by
Bought by
Seller's Agent
Lisa Case
CENTURY 21 New Millennium
Buyer's Agent
Terri McClain
RE/MAX One
List Price
$639,900
Sold Price
$675,000
Premium/Discount to List
$35,100
5.49%
Views
153
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.90%
Original Mortgage
$689,512
Interest Rate
6.89%
Mortgage Type
VA
Purchase Details
Listed on
Dec 16, 2019
Closed on
Feb 27, 2020
Sold by
Bought by
Seller's Agent
Jean Huber
Home Towne Real Estate
Buyer's Agent
Lisa Case
CENTURY 21 New Millennium
List Price
$509,000
Sold Price
$509,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$509,000
Interest Rate
3.6%
Mortgage Type
VA
Purchase Details
Closed on
Sep 16, 2014
Sold by
Bought by
Purchase Details
Closed on
Jul 27, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,771
Interest Rate
3.7%
Mortgage Type
VA
Purchase Details
Closed on
Oct 23, 1998
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Dunkirk, MD
-
Linda Gerrie
-
Jamie Richardson
Jamie Richardson
RE/MAX United Real Estate
(202) 852-9903
57 Total Sales
2 in Dunkirk
$720K - $925K Price Range
-
Ali Haghgoo
Ali Haghgoo
EXP Realty, LLC
(410) 999-0791
408 Total Sales
1 in Dunkirk
$590,000 Price
-
Zachary Wyvill
Zachary Wyvill
RE/MAX United Real Estate
(301) 889-9645
40 Total Sales
1 in Dunkirk
$855,000 Price
-
Gail Nyman
Gail Nyman
RE/MAX United Real Estate
(240) 624-9222
270 Total Sales
24 in Dunkirk
$400K - $1.3M Price Range
-
CallCathy Poungmalai
CallCathy Poungmalai
EXP Realty, LLC
(202) 410-2690
176 Total Sales
2 in Dunkirk
$885K - $960K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $690,000 | Stewart Title Guaranty Company | |
| Special Warranty Deed | $675,000 | Capitol Title | |
| Deed | $509,000 | Buyer S Title Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $80,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $690,000 | VA | |
| Previous Owner | $689,512 | VA | |
| Previous Owner | $499,295 | VA | |
| Previous Owner | $509,000 | VA | |
| Previous Owner | $402,703 | VA | |
| Previous Owner | $399,771 | VA | |
| Previous Owner | $396,400 | Stand Alone Second | |
| Previous Owner | $410,038 | Stand Alone Second | |
| Previous Owner | $75,000 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $690,000 | 0.0% | $312 / Sq Ft | |
| 03/22/2026 03/22/26 | Pending | -- | -- | -- | |
| 03/20/2026 03/20/26 | For Sale | $689,900 | +2.2% | $312 / Sq Ft | |
| 03/14/2025 03/14/25 | Sold | $675,000 | +5.5% | $305 / Sq Ft | View Prior Sale |
| 02/12/2025 02/12/25 | For Sale | $639,900 | +25.7% | $290 / Sq Ft | |
| 02/27/2020 02/27/20 | Sold | $509,000 | 0.0% | $230 / Sq Ft | View Prior Sale |
| 01/15/2020 01/15/20 | Pending | -- | -- | -- | |
| 12/16/2019 12/16/19 | For Sale | $509,000 | -- | $230 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,769 | $542,233 | $0 | $0 |
| 2025 | $5,769 | $514,100 | $170,000 | $344,100 |
| 2024 | $5,335 | $474,367 | $0 | $0 |
| 2023 | $4,730 | $434,633 | $0 | $0 |
| 2022 | $4,314 | $394,900 | $170,000 | $224,900 |
| 2021 | $8,628 | $389,600 | $0 | $0 |
| 2020 | $4,217 | $384,300 | $0 | $0 |
| 2019 | $3,976 | $379,000 | $170,000 | $209,000 |
| 2018 | $3,947 | $376,267 | $0 | $0 |
| 2017 | $4,128 | $373,533 | $0 | $0 |
| 2016 | -- | $370,800 | $0 | $0 |
| 2015 | $4,165 | $370,800 | $0 | $0 |
| 2014 | $4,165 | $370,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Terri McClain
Seller's Agent in 2026
Terri McClain
RE/MAX
(443) 684-4287
65 Total Sales
-
Bill Arvin
Buyer's Agent in 2026
Bill Arvin
Hyatt & Company Real Estate, LLC
(301) 807-0965
12 Total Sales
-
Lisa Case
L
Seller's Agent in 2025
Lisa Case
Century 21 New Millennium
(301) 643-8888
10 Total Sales
-
Jean Huber
Seller's Agent in 2020
Jean Huber
Kevin Turner
(443) 624-0565
42 Total Sales
Map
Source: Bright MLS
MLS Number: MDCA2025606
APN: 03-163865
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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