NOT LISTED FOR SALE

Estimated Value: $226,000 - $266,000

3 Beds
2 Baths
1,492 Sq Ft
$163/Sq Ft Est. Value

Last Sold August 13, 2020

Last sale price $133,000 $89 Per Sq Ft

Est. 83% increase in value since last sale

Current estimated payment $1,416/month

53 Days on Market

Highlights

  • 2 Acre Lot
  • Open Floorplan
  • Wooded Lot
  • Ringgold Middle School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of August 2020

Looking for privacy? You have come to the right place 1 1/2 story. Wrap around covered front porch, deck on back. Possible 4 bedrooms, detached carport, 2 acres surrounded by trees. New seeded lawn.

Last Agent to Sell the Property

Darren Payne

Elite Real Estate Partners Listed on: 05/04/2020

Last Buyer's Agent

Ward Sibold

Berkshire Hathaway HomeServices Realty Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $922

Year Built

  • Built in 1995

Lot Details

  • 2 Acre Lot
  • Sloped Lot
  • Wooded Lot

Home Design

  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 1,492 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Aluminum Window Frames
  • Fire and Smoke Detector
  • No Kitchen Appliances

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry closet
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Tiger Creek Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Central Air
  • No Heating
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 0071000700a

Home Details

Home Type

Single Family

Est. Annual Taxes

$922

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 2.0
  • Lot Size: 0
  • Subdivision Name: None
  • Directions: N 41 Hwy, L Hwy 201 R, Houston Valley Rd, R on Old Ringgold Rd, R Bandy Rd
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One and One Half
  • Living Area: 1492.0
  • New Construction: No
  • Year Built: 1995
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 0071000700a
  • Location Tax and Legal Elementary School: Tiger Creek Elementary
  • Location Tax and Legal Middle Or Junior School2: Ringgold Middle
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 922.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 2.0
  • General Property Information Lot Size Square Feet2: 87120.0
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • General Property Information Attached Carport YN2: No
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring:Vinyl: Yes
  • Levels:One and One Half: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: None
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Hardwood, Vinyl
  • Interior Amenities: Open Floorplan, Primary Downstairs, Tub/shower Combo
  • Window Features: Aluminum Frames
  • Basement:None3: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Primary Downstairs: Yes
  • Appliances:None2: Yes

Exterior Features

  • Lot Features: Sloped, Wooded
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Attached Garage: No
  • General Property Information:Garage YN: No
  • General Property Information:Attached Garage YN: No

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: None
  • Heating Yn: No
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Public
  • Sewer Septic Tank: Yes
  • Heating:None13: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Tiger Creek Elementary
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 87120.0
  • Additional Parcels: No
  • Parcel #: 0071000700a
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 922.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 4, 2020
Closed on
Aug 13, 2020
Sold by
Federal Home Loan Mtg Corp
Bought by
Watkins Stephen
Seller's Agent
Darren Payne
Elite Real Estate Partners
Buyer's Agent
Ward Sibold
Berkshire Hathaway HomeServices Realty Center
List Price
$183,900
Sold Price
$133,000
Premium/Discount to List
-$50,900
-27.68%
Current Estimated Value
$243,217

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,217
Avg. Annual Appreciation
12.41%
Original Mortgage
$126,350
Outstanding Balance
$111,872
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$131,345

Purchase Details

Closed on
Dec 3, 2019
Sold by
Wells Fargo Bank Na
Bought by
Federal Home Loan Mtg Corp

Purchase Details

Closed on
May 2, 2007
Sold by
Swafford Robert
Bought by
Morberg Victoria Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,200
Interest Rate
6.12%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Watkins Stephen $133,000 --
Federal Home Loan Mtg Corp $100,920 --
Wells Fargo Bank Na -- --
Morberg Victoria Lynn $154,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Watkins Stephen $126,350
Previous Owner Morberg Victoria Lynn $123,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/21/2024 09/21/24 Off Market $133,000 -- --
08/13/2020 08/13/20 Sold $133,000 -27.7% $89 / Sq Ft
06/26/2020 06/26/20 Pending -- -- --
05/04/2020 05/04/20 For Sale $183,900 -- $123 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,520 $71,254 $4,148 $67,106
2023 $1,272 $56,836 $4,148 $52,688
2022 $1,005 $44,890 $3,950 $40,940
2021 $939 $44,890 $3,950 $40,940
2020 $801 $34,611 $3,762 $30,849
2019 $910 $38,919 $3,762 $35,157
2018 $962 $38,919 $3,762 $35,157
2017 $958 $38,792 $3,762 $35,030
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1317263

Greater Chattanooga REALTORS®

APN: 00710-007-00A