$260,000
SOLD OCT 3, 2025

407 2nd Ave SE Lutz, FL 33549

3 Beds
2 Baths
2,498 Sq Ft
14,810 Sq Ft Lot

Recently Sold

$104 Per Sq Ft

10% Below List Price

5 Days on Market

Highlights

  • 100 Feet of Lake Waterfront
  • Cathedral Ceiling
  • Mature Landscaping
  • Lutz K-8 School Rated 9+
  • No HOA
  • Covered Patio or Porch

About This Home

As of October 2025

One or more photo(s) has been virtually staged. CASH ONLY!! This is an opportunity to own a home and over a third of an acre on ski Lake Commiston in Lutz. The original Aframe has cedar walls and pine ceilings with a wood burning fireplace. Main roof is only 5 years old. Newer HVAC too. The third bedroom is upstairs as is typical in a Aframe and has it's own bath. Best features are its view of the ski lake and access to the lake. The dock pilings are already installed so just add the boards and bring your boat. Added on areas of the home need new ceilings and roof in those areas is unknown. INVESTORS this has great potential to fix up and turn into a beautiful lakefront home. Property is in AE,X flood zone, however home itself is in zone X and does not require flood insurance and has never flooded. Home has unremediated sinkhole that requires underpinning.

Last Agent to Sell the Property

Connie Sample

SUNCOAST REALTY SOLUTIONS, LLC Brokerage Phone: 813-280-4510 License #262702 Listed on: 09/03/2025

SUNCOAST REALTY SOLUTIONS, LLC

Last Buyer's Agent

James Asbury

COMPASS FLORIDA LLC License #3579593

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,251

Year Built

  • Built in 1966

Lot Details

  • 15,000 Sq Ft Lot
  • 100 Feet of Lake Waterfront
  • Lake Front
  • North Facing Home
  • Mature Landscaping
  • Landscaped with Trees
  • Property is zoned RSC-4

Parking

  • 2 Car Attached Garage

Home Design

  • Bi-Level Home
  • Fixer Upper
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,498 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Family Room
  • Living Room with Fireplace
  • Concrete Flooring
  • Lake Views
  • Laundry in unit

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Covered Patio or Porch

Schools

  • Lutz Elementary School
  • Liberty Middle School
  • Freedom High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Water Filtration System
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Unplatted Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,251

Year Built

Built in 1966

Lot Details

0.34 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Fixer
  • Property Sub Type: Single Family Residence
  • Architectural Style: Other
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2498
  • Lot Size Acres: 0.34
  • New Construction: No
  • Year Built: 1966
  • Building Area Total: 3480
  • Lot Size Sq Ft: 15000
  • Status: Sold
  • Street Post Direction: SE
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 323.30
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: E Hillsborough Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 104.08
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-280-4510
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Concrete
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s)
  • Appliances Included: Dishwasher, Microwave, Range, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Window Features: Blinds
  • Additional Rooms: Family Room,Formal Living Room Separate
  • Living Area Meters: 232.07

Exterior Features

  • Direction Faces: North
  • Exterior Features: Other
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Flood Zone Panel: 12057C0064H
  • Water Frontage Feet Lake: 100

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Propane
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lutz-HB
  • High School: Freedom-HB
  • Middle Or Junior School: Liberty-HB

Lot Info

  • Zoning: RSC-4
  • Parcel Number: U-12-27-18-ZZZ-000000-54100.0
  • Additional Parcels: No
  • Lot Features: Paved
  • Flood Zone Code: X,AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2251
  • Tax Block: 000000
  • Tax Book Number: 77-46
  • Tax Lot: 541000

Multi Family

  • Waterfront Features: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 3, 2025
Closed on
Oct 3, 2025
Sold by
Oleson Nathan M and Oleson Donna M
Bought by
Paesani Holdings Llc
Seller's Agent
Connie Sample
SUNCOAST REALTY SOLUTIONS, LLC
Buyer's Agent
James Asbury
COMPASS FLORIDA LLC
List Price
$289,000
Sold Price
$260,000
Premium/Discount to List
-$29,000
-10.03%
Views
58
Current Estimated Value
$274,517

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,517
Avg. Annual Appreciation
68.49%

Purchase Details

Closed on
May 24, 2001
Sold by
Messina Frank T and Messina Kim
Bought by
Oleson Nathan M and Oleson Donna M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,410
Interest Rate
7.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 23, 1998
Sold by
Taylor Paul A and Taylor D
Bought by
Messina Frank T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,200
Interest Rate
7.14%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $260,000 Members Title
Warranty Deed $174,900 --
Warranty Deed $140,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $157,410 New Conventional
Previous Owner $126,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 Sold $260,000 -10.0% $104 / Sq Ft
09/08/2025 09/08/25 Pending -- -- --
09/03/2025 09/03/25 For Sale $289,000 -- $116 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,251 $143,557 -- --
2024 $2,251 $139,511 -- --
2023 $2,145 $135,448 $0 $0
2022 $1,998 $131,503 $0 $0
2021 $1,966 $127,673 $0 $0
2020 $1,884 $125,910 $0 $0
2019 $1,796 $123,079 $0 $0
2018 $1,743 $120,784 $0 $0
2017 $1,710 $163,245 $0 $0
2016 $1,683 $115,867 $0 $0
2015 $1,700 $115,062 $0 $0
2014 $1,644 $114,104 $0 $0
2013 -- $110,854 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8423907

Stellar MLS

APN: U-12-27-18-ZZZ-000000-54100.0

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