Seller's Agent in 2025
Nancy Dawsey
SIGNATURE REALTY ASSOCIATES
(813) 624-4968
3 in this area
79 Total Sales
407 8th St SW Ruskin, FL 33570
3
Beds
2
Baths
1,455
Sq Ft
12,197
Sq Ft Lot
Highlights
- Property is near a marina
- Corner Lot
- Stone Countertops
- Florida Architecture
- Great Room
- No HOA
About This Home
As of May 2025HURRY HURRY---Seller will contribute up to $10,000 toward Buyer's Closing Costs with a FULL PRICE OFFER!!! Just REDUCED!!!
Welcome to this beautifully updated home in the heart of the charming fishing village of Ruskin, Florida—nestled on a quaint, tree-lined street with no HOA, no CDD, and no deed restrictions, saving you thousands each year!
Situated on a 1⁄4-acre corner lot, this property offers the space and freedom you've been looking for, complete with a fully fenced backyard and a dedicated RV/boat parking pad with electrical hookup and easy access via double gates—perfect for all your toys and adventures.
Step inside and enjoy peace of mind with modern updates throughout, including:
Roof (2020)
New windows (2019)
Gutters (2017)
Electrical panel (2023)
HVAC (2025)
Hot water heater (2024)
Quartz countertops (2017), new cabinets, and stainless-steel appliances in the updated kitchen (2025)
New ceramic tile flooring with a wood-grain finish (2025)
Crown molding adds a touch of elegance throughout
The home offers flexibility with 3 bedrooms and 2 baths, including a spacious third bedroom with ensuite bath currently used as a home office. Outside, a large, screened lanai with stylish pavers sets the scene for year-round outdoor entertaining.
All this, just minutes from I-75, Tampa International Airport, beaches, state parks, marinas, and all the best of Florida's Gulf Coast. Whether you're seeking your forever home, a snowbird retreat, or an investment opportunity—this one has it all.
Come see it today—we promise you won’t want to leave! If you've been looking for a home where you can park your truck or vehicle that HOAs will not allow--this is it!!! Totally renovated since the last hurricane season...come see! Ask your Agent to share with you options for 0% down financing options---USDA or Conventional Financing with no PMI!!
Last Agent to Sell the Property
SIGNATURE REALTY ASSOCIATES Brokerage Phone: 813-689-3115 License #591002 Listed on: 04/07/2025
Last Buyer's Agent
SIGNATURE REALTY ASSOCIATES Brokerage Phone: 813-689-3115 License #591002 Listed on: 04/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,582
Year Built
- Built in 1967
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 90x135
- East Facing Home
- Vinyl Fence
- Mature Landscaping
- Corner Lot
- Level Lot
- Landscaped with Trees
- Property is zoned RSC-6
Parking
- 1 Car Attached Garage
- 1 Carport Space
Home Design
- Florida Architecture
- Bungalow
- Block Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,455 Sq Ft Home
- 1-Story Property
- Double Pane Windows
- French Doors
- Great Room
- Living Room
- Dining Room
- Inside Utility
- Ceramic Tile Flooring
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry in Hall
- Washer and Electric Dryer Hookup
Outdoor Features
- Property is near a marina
- Screened Patio
- Rain Gutters
- Private Mailbox
- Rear Porch
Location
- Flood Insurance May Be Required
Schools
- Ruskin Elementary School
- Shields Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Water Filtration System
- Electric Water Heater
- High Speed Internet
Community Details
- No Home Owners Association
- Ruskin City Map Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 764
- Assessor Parcel Number U-07-32-19-1V5-000000-00764.0
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2025
Closed on
May 16, 2025
Sold by
Cok Christian Earl and Cok Katie Lynn
Bought by
Morgan Trey G and Morgan Karly R
Seller's Agent
Nancy Dawsey
SIGNATURE REALTY ASSOCIATES
Buyer's Agent
Nancy Dawsey
SIGNATURE REALTY ASSOCIATES
List Price
$369,900
Sold Price
$345,000
Premium/Discount to List
-$24,900
-6.73%
Views
190
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,942
Avg. Annual Appreciation
-2.05%
Original Mortgage
$338,751
Outstanding Balance
$336,320
Interest Rate
6.64%
Mortgage Type
FHA
Estimated Equity
$2,738
Purchase Details
Listed on
Feb 6, 2023
Closed on
Apr 12, 2023
Sold by
Pamela Sue Mcmillen Revocable Living Tru
Bought by
Cok Christian Earl and Cok Katie Lynn
Seller's Agent
Debra Valdes
REALTY ONE GROUP SUNSHINE
Buyer's Agent
Nancy Dawsey
SIGNATURE REALTY ASSOCIATES
List Price
$335,000
Sold Price
$335,000
Views
57
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.42%
Original Mortgage
$318,250
Interest Rate
6.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 30, 2017
Sold by
Mcmillen Pamela S
Bought by
Mcmillen Pamela S and Pamela Sue Mcmillen Revocable Living
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.9%
Purchase Details
Closed on
May 9, 2017
Sold by
Rocket Jason
Bought by
Mcmillen Pammela S
Purchase Details
Closed on
May 8, 2006
Sold by
Melnick Joseph S
Bought by
Mcmillen Jason K
Purchase Details
Closed on
Jan 22, 2004
Sold by
Hud
Bought by
Melnick Joseph S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,505
Interest Rate
5.63%
Mortgage Type
Unknown
Purchase Details
Closed on
Jul 16, 2003
Sold by
Chase Manhattan Mortgage Corp
Bought by
Hud
Purchase Details
Closed on
Jun 7, 2000
Sold by
Ladrach John W and Ladrach A
Bought by
Roach Todd and Roach Jinger
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,939
Interest Rate
8.11%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $345,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $335,000 | Standard Title | |
| Deed | $100 | -- | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $214,000 | Premier Title Services Inc | |
| Deed | $67,900 | Island Title Services Inc | |
| Special Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $72,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $338,751 | FHA | |
| Previous Owner | $318,250 | New Conventional | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $64,505 | Unknown | |
| Previous Owner | $69,939 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/16/2025 05/16/25 | Sold | $345,000 | -1.4% | $237 / Sq Ft | |
| 04/28/2025 04/28/25 | Pending | -- | -- | -- | |
| 04/24/2025 04/24/25 | Price Changed | $349,900 | -5.4% | $240 / Sq Ft | |
| 04/07/2025 04/07/25 | For Sale | $369,900 | +10.4% | $254 / Sq Ft | |
| 04/13/2023 04/13/23 | Sold | $335,000 | 0.0% | $232 / Sq Ft | View Prior Sale |
| 03/17/2023 03/17/23 | Pending | -- | -- | -- | |
| 03/11/2023 03/11/23 | For Sale | $335,000 | 0.0% | $232 / Sq Ft | |
| 02/09/2023 02/09/23 | Pending | -- | -- | -- | |
| 02/06/2023 02/06/23 | For Sale | $335,000 | -- | $232 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,582 | $62,251 | $60,750 | $1,501 |
| 2024 | $4,582 | $273,949 | $60,750 | $213,199 |
| 2023 | $524 | $108,124 | $0 | $0 |
| 2022 | $434 | $104,975 | $0 | $0 |
| 2021 | $429 | $101,917 | $0 | $0 |
| 2020 | $366 | $102,870 | $0 | $0 |
| 2019 | $311 | $100,557 | $0 | $0 |
| 2018 | $271 | $98,682 | $0 | $0 |
| 2017 | $2,055 | $105,820 | $0 | $0 |
| 2016 | $1,891 | $81,666 | $0 | $0 |
| 2015 | $1,698 | $74,242 | $0 | $0 |
| 2014 | -- | $74,870 | $0 | $0 |
| 2013 | -- | $72,545 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nancy Dawsey
-
Greg Dawsey
G
Seller Co-Listing Agent in 2025
Greg Dawsey
SIGNATURE REALTY ASSOCIATES
(813) 624-5013
2 in this area
44 Total Sales
-
Debra Valdes
Seller's Agent in 2023
Debra Valdes
REALTY ONE GROUP SUNSHINE
(813) 404-9695
6 in this area
296 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8371450
APN: U-07-32-19-1V5-000000-00764.0
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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