NOT LISTED FOR SALE

407 Caroline St Charlestown, MD 21914

Estimated Value: $349,246 - $420,000

3 Beds
2 Baths
1,288 Sq Ft
$291/Sq Ft Est. Value

Last Sold February 28, 2022

Last sale price $290,000 $225 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $2,049/month

42 Days on Market

Highlights

  • Rambler Architecture
  • No HOA
  • Living Room
  • Sun or Florida Room
  • 1 Car Attached Garage
  • More Than Two Accessible Exits

About This Home

As of February 2022

This is a cozy rancher with the feel of a vacation home. Besides having a comfortable living room, three bedrooms, two full baths, a kitchen/dining combo, a full basement with woodwork shop, it has a bonus Florida room. This three sided glassed addition with access to the patio and backyard is a year round pleasure. You step from it to a paver patio convenient to the rear access of a drive-thru garage. The backyard is fenced for privacy and has three sheds to store all the toys used to engage in the local water sports. The lot is within walking distance of the water, marinas, and popular restaurants in historic Charlestown.

Last Agent to Sell the Property

Ann Jackson

Harlan C. Williams Co. Listed on: 12/17/2021

Last Buyer's Agent

Nikolina Novakovic

Century 21 Gold Key Realty License #666524

Century 21 Gold Key Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,265

Year Built

  • Built in 1994

Lot Details

  • 10,150 Sq Ft Lot
  • Property is zoned R3

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Rear-Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Living Room
  • Sun or Florida Room
  • Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Accessible Home Design

  • More Than Two Accessible Exits

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Propane
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Charlestown Subdivision

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 0805097479

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,265

Year Built

Built in 1994

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1994
  • Automatically Close On Close Date: No
  • Remarks Public: This is a cozy rancher with the feel of a vacation home. Besides having a comfortable living room, three bedrooms, two full baths, a kitchen/dining combo, a full basement with woodwork shop, it has a bonus Florida room. This three sided glassed addition with access to the patio and backyard is a year round pleasure. You step from it to a paver patio convenient to the rear access of a drive-thru garage. The backyard is fenced for privacy and has three sheds to store all the toys used to engage in the local water sports. The lot is within walking distance of the water, marinas, and popular restaurants in historic Charlestown.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Kitchen, Bedroom 1, Sun/Florida Room, Bathroom 1, Bathroom 2, Bathroom 3
  • Basement: Yes
  • Total Sq Ft: 2408
  • Living Area Sq Ft: 1288
  • Price Per Sq Ft: 232.14
  • Above Grade Finished Sq Ft: 1288
  • Below Grade Sq Ft: 1120
  • Total Below Grade Sq Ft: 1120
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 407

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage - Rear Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Propane
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CECIL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139799812
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 117700.00
  • Land Assessed Value: 94400.00
  • Land Use Code: R
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10150.00
  • Year Assessed: 2021
  • Zoning: R3
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4467744
  • Tax Annual Amount: 3265.00
  • Assessor Parcel Number: 0805097479
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 1288
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 02/28/2022

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 17, 2021
Closed on
Feb 25, 2022
Sold by
Lorraine Sexton Mary
Bought by
Lawson Kelly Ann
Seller's Agent
Ann Jackson
Harlan C. Williams Co.
Buyer's Agent
Nikolina Novakovic
Century 21 Gold Key Realty
List Price
$310,000
Sold Price
$290,000
Premium/Discount to List
-$20,000
-6.45%
Current Estimated Value
$374,312

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,312
Avg. Annual Appreciation
7.68%
Original Mortgage
$290,000
Outstanding Balance
$273,360
Interest Rate
3.92%
Mortgage Type
VA
Estimated Equity
$100,952

Purchase Details

Listed on
May 21, 2019
Closed on
Nov 11, 2019
Sold by
Gay Bert Duane and Johnson Christine M
Bought by
Sexton Mary Lorraine
Seller's Agent
Rick McGhee
Homeowners Real Estate
Buyer's Agent
Loura Quinn
RE/MAX Chesapeake
List Price
$250,000
Sold Price
$239,000
Premium/Discount to List
-$11,000
-4.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.81%
Original Mortgage
$222,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 1, 2016
Closed on
Aug 15, 2016
Sold by
Roselle John T and Roselle Rosemary
Bought by
Gay Bert Duane and Johnson Christine M
Seller's Agent
Claudia Sconion
Weichert, Realtors - Diana Realty
Buyer's Agent
Rick McGhee
Homeowners Real Estate
List Price
$229,900
Sold Price
$223,000
Premium/Discount to List
-$6,900
-3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.15%
Original Mortgage
$227,794
Interest Rate
3.42%
Mortgage Type
VA

Purchase Details

Closed on
Jul 6, 1995
Sold by
Richardson
Bought by
Roselle John T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,939
Interest Rate
7.84%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lawson Kelly Ann $290,000 Navy Federal Title
Sexton Mary Lorraine $239,000 Liberty Title Services Llc
Gay Bert Duane $223,000 Liberty Title Services Llc
Roselle John T $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lawson Kelly Ann $290,000
Previous Owner Sexton Mary Lorraine $227,000
Previous Owner Sexton Mary Lorraine $222,000
Previous Owner Gay Bert Duane $227,794
Previous Owner Roselle John T $227,537
Previous Owner Roselle John T $237,205
Previous Owner Roselle Rosemary $191,000
Previous Owner Roselle John T $94,939
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/28/2022 02/28/22 Sold $290,000 -3.0% $225 / Sq Ft
01/19/2022 01/19/22 Price Changed $299,000 -3.5% $232 / Sq Ft
12/17/2021 12/17/21 For Sale $310,000 +29.7% $241 / Sq Ft
11/15/2019 11/15/19 Sold $239,000 -4.4% $186 / Sq Ft
09/24/2019 09/24/19 For Sale $250,000 +4.6% $194 / Sq Ft
09/23/2019 09/23/19 Pending -- -- --
09/22/2019 09/22/19 Off Market $239,000 -- --
05/21/2019 05/21/19 For Sale $250,000 +12.1% $194 / Sq Ft
08/15/2016 08/15/16 Sold $223,000 -3.0% $155 / Sq Ft
07/13/2016 07/13/16 Pending -- -- --
06/01/2016 06/01/16 For Sale $229,900 -- $160 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $242,533 $0 $0
2023 $0 $228,400 $94,400 $134,000
2022 $0 $222,967 $0 $0
2021 $6,381 $217,533 $0 $0
2020 $6,120 $212,100 $94,400 $117,700
2019 $3,016 $202,867 $0 $0
2018 $2,860 $193,633 $0 $0
2017 $2,628 $184,400 $0 $0
2016 $2,605 $182,900 $0 $0
2015 $2,605 $181,400 $0 $0
2014 $2,302 $179,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC2002718

Bright MLS

APN: 05-097479