407 Cedar St Fernandina Beach, FL 32034
Estimated payment $4,582/month
Total Views
5,478
3
Beds
2
Baths
1,386
Sq Ft
$523
Price per Sq Ft
Highlights
- Very Popular Property
- Traditional Architecture
- No HOA
- Emma Love Hardee Elementary School Rated A-
- Wood Flooring
- Screened Porch
About This Home
Are you ready to LOVE WHERE YOU LIVE in this Charming Home Steps from Downtown Fernandina Beach. Just three blocks from the shops, dining, and charm of historic Centre Street, this beautifully updated home offers the perfect blend of character, convenience, and coastal living. Inside, you'll find a spacious open living and dining room anchored by a built in wet bar—ideal for entertaining. The renovated kitchen is bright and functional (check out the in sink dishwasher), while Engineered Wood Plank Flooring flows seamlessly throughout the home. With three bedrooms and two full baths, this property is designed for flexibility. A front bedroom with custom built-in shelving makes an ideal office, study, or library. Outside, a covered rear porch opens to a screened-in patio overlooking the landscaped backyard—perfect for morning coffee or evening gatherings. A large shed with electricity provides endless options for a workshop, storage, or your dream She Shed/Man Cave retreat. Best of all, this property sits just outside the boundaries of the Historic District, giving you walkable access to downtown Fernandina Beach without added restrictions. Don't miss this opportunity to enjoy island living in one of Fernandina's most desirable locations. **Less than 1 YEAR OLD ROOF!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,639
Year Built
- Built in 1930 | Remodeled
Lot Details
- 4,792 Sq Ft Lot
- South Facing Home
- Privacy Fence
- Back Yard Fenced
Parking
- Off-Street Parking
Home Design
- Traditional Architecture
- Entry on the 1st floor
- Shingle Roof
Interior Spaces
- 1,386 Sq Ft Home
- 1-Story Property
- Built-In Features
- Screened Porch
- Wood Flooring
Kitchen
- Gas Oven
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Patio
Utilities
- Central Air
- Heat Pump System
Community Details
- No Home Owners Association
- City Of Fernandina Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 000031180000260070
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,508 | $518,275 | $200,000 | $318,275 |
| 2023 | $9,508 | $505,931 | $200,000 | $305,931 |
| 2022 | $1,681 | $134,447 | $0 | $0 |
| 2021 | $1,669 | $130,531 | $0 | $0 |
| 2020 | $1,675 | $128,729 | $0 | $0 |
| 2019 | $1,706 | $125,835 | $0 | $0 |
| 2018 | $1,641 | $123,489 | $0 | $0 |
| 2017 | $1,569 | $120,949 | $0 | $0 |
| 2016 | $1,546 | $118,461 | $0 | $0 |
| 2015 | $1,556 | $117,638 | $0 | $0 |
| 2014 | $1,548 | $116,704 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/14/2025 09/14/25 | Pending | -- | -- | -- |
| 09/10/2025 09/10/25 | For Sale | $724,900 | +16.0% | $523 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $625,000 | -- | -- |
| 07/14/2022 07/14/22 | Sold | $625,000 | 0.0% | $451 / Sq Ft |
| 06/06/2022 06/06/22 | Pending | -- | -- | -- |
| 05/19/2022 05/19/22 | For Sale | $625,000 | -- | $451 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Deed | $625,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $138,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $76,618 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $88,110 | New Conventional | |
| Previous Owner | $91,000 | Unknown | |
| Previous Owner | $92,500 | Purchase Money Mortgage | |
| Previous Owner | $105,200 | Unknown |
Source: Public Records
About the Listing Agent
As one of the top Realtors in Fernandina Beach, Angie Heitzer has been helping buyers and sellers achieve their real estate dreams since 2009. With over 16 years of experience and in-depth knowledge of Amelia Island, Fernandina Beach, Northeast Florida, and Georgia, Angie specializes in luxury homes, oceanfront properties, historic downtown residences, golf community homes, and investment opportunities.
Originally from Atlanta, Angie discovered the charm of Fernandina Beach more than 15
Angie's Other Listings
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2108084
APN: 00-00-31-1800-0026-0070
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
Nearby Homes
- 501 Beech St
- 204 S 6th St
- 241 Beech St
- 1318 Sea La Vie Ct
- 111 S 4th St
- 327 S 7th St
- 217 Beech St
- 420 S 4th St
- 411 S 5th St
- 0 S 3rd & S 4th St Unit 112018
- 311 Elm St
- 111 S 8th St
- 201 S 9th St
- 23 S 7th St
- 0 S 3rd & 4th St Unit 113047
- 19 N 5th St Unit 3100
- 19 N 5th St Unit 2400
- Lots 2-5 and 23-26 S 3rd St
- 514 S 9th St
- 21 N 2nd St
- 95044 Terri's Way
- 514 S 4th St Unit A
- 514 S 4th St
- 412 S 8th St
- 309 1/2 Centre St
- 111 Vintage Way
- 1022 Isle of Palms Ln
- 1601 Nectarine St Unit F6
- 1601 Nectarine St
- 1504 Leon St
- 2168 Natures Gate Ct S
- 729 N Fletcher Ave
- 729 N Fletcher Upper Ave
- 729 N Fletcher Lower Ave
- 1563 Canterbury Ln
- 2799 Elizabeth St
- 1990 S Fletcher Ave Unit 6
- 1990 S Fletcher Ave Unit 4
- 1990 S Fletcher Ave Unit 3
- 1990 S Fletcher Ave Unit 5