$725,000
SOLD MAY 29, 2025

407 Collins St Key Largo, FL 33037

3 Beds
2 Baths
1,500 Sq Ft
6,360 Sq Ft Lot

Recently Sold

$483 Per Sq Ft

12% Below List Price

48 Days on Market

Highlights

  • Boat Ramp
  • Dock made with concrete
  • RV or Boat Parking
  • Coral Shores High School Rated A
  • New Construction
  • 1-minute walk to Harry Harris Park

About This Home

As of May 2025

Located in the highly desirable South Creek Village neighborhood, this stunning home, built in 2019, offers the perfect blend of modern living and coastal charm. This beautifully fenced-in concrete residence features 3 spacious bedrooms, 2 bathrooms, and a very convenient 1-car garage, making it the ideal space for anyone looking to embrace the Keys lifestyle. Situated in the highest elevation level the keys have to offer (above flood - X Zone). South Creek Village is a fantastic community, well-known for its warm and welcoming atmosphere. It boasts one of the finest boat ramps the Keys has to offer, perfect for boating enthusiasts or those who simply enjoy spending time on the water. Even better, there are no HOAs here giving you the freedom to enjoy your home to the fullest without the added restrictions.Built with care and craftsmanship by a local contractor known for his attention to detail, this home offers a superior level of quality that stands out. Whether you're cooking in the kitchen with sleek stainless-steel appliances or relaxing in the inviting living spaces, the home radiates both functionality and elegance.The residence is also ideally located, just under a mile from John Pennekamp State Park, offering easy access to outdoor recreation and the beauty of the Florida Keys. Whether you enjoy hiking, snorkeling, or simply taking in the view, you'll have it all right at your doorstep.Inside the home, no detail has been overlooked. The home boasts elegant granite countertops that beautifully complement the modern stainless-steel appliances in the kitchen. The durable metal roof that ensures longevity, Impact windows and doors for peace of mind, energy-efficient tankless water heater for added convenience and lower energy costs.With its combination of thoughtful design, high-end finishes, and proximity to some of the most sought-after outdoor destinations in the Keys, this home offers the ultimate in comfort and convenience!

Last Agent to Sell the Property

Kelly Randin

RE/MAX All Keys Real Estate License #3392660 Listed on: 03/28/2025

RE/MAX All Keys Real Estate

Last Buyer's Agent

Martha Noval

RE/MAX All Keys Real Estate License #0470141

RE/MAX All Keys Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,730

Year Built

  • Built in 2019 | New Construction

Lot Details

  • 6,360 Sq Ft Lot
  • Fenced
  • Property is zoned ISM - Improved Sub Masonry

HOA Fees

  • $19 Monthly HOA Fees

Home Design

  • Metal Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 1,500 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Storage
  • Tile Flooring

Kitchen

  • Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • 4 Car Garage
  • Guest Parking
  • Open Parking
  • RV or Boat Parking

Outdoor Features

  • Boat Ramp
  • Dock made with concrete

Utilities

  • Central Air
  • Separate Meters
  • Public Hookup Available For Sewer
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Minimum Rental Period: 28

Community Details

Overview

  • Association fees include common area mnt
  • S Creek Village Subdivision
  • Rental Restrictions
  • RV Parking in Community

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,730

Year Built

Built in 2019 | New Construction

Lot Details

0

HOA Fees

$19 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 225.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Dockage Dock: Concrete
  • Fee Includes: Common Area Mnt
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 103.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Seller Finance
  • Side: Ocean
  • State Province: FL
  • Taxes: 4729.55
  • Title: Negotiable
  • Vehicle Storage: Garage, RV Parking Open, Guest Parking, Open Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 2019
  • Alternate Key Number: 1570583
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6360.00
  • Association Maintenance Fee Per: Yearly
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1500.00
  • Pre Wired: Cable
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Property Condition: New Construction
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Window Treatments, Built-in Cabinets, Walk-in Closet(s), Storage, Smoke Alarms, Granite Counter Top, Pantry
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Disposal, Oven, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3
  • Accessibility Features: None

Exterior Features

  • Dockage: Boat Ramp
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS, Concrete
  • Exterior Features: Fencing
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Elect Separate Meter, Cable Available, Buyer to Verify, Municipal Sewer, Community Swr Plant

Lot Info

  • Deed Restrictions: No
  • Lot Size: 53x120
  • Land Size: Less Than 1/4 Acre

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2025
Closed on
May 29, 2025
Sold by
Hixon Investments Inc
Bought by
Gracia David and Gracia Johanna
Seller's Agent
Kelly Randin
RE/MAX All Keys Real Estate
Buyer's Agent
Martha Noval
RE/MAX All Keys Real Estate
List Price
$825,000
Sold Price
$725,000
Premium/Discount to List
-$100,000
-12.12%
Views
22
Current Estimated Value
$753,706

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,706
Avg. Annual Appreciation
6.69%
Original Mortgage
$652,500
Outstanding Balance
$639,967
Interest Rate
7%
Mortgage Type
Seller Take Back
Estimated Equity
$113,739

Purchase Details

Listed on
Aug 9, 2019
Closed on
Oct 7, 2019
Sold by
Hixon Charles S and Hixon Rhonda L
Bought by
Hixon Investments Inc
Seller's Agent
Kelly Randin
RE/MAX All Keys Real Estate
Buyer's Agent
Kelly Randin
Sharon J. Kelly Realty, Inc.
Sold Price
$2,500

Purchase Details

Closed on
Aug 30, 2016
Sold by
Turner Mabry Sidney and Bullock Carr Moore
Bought by
Hixon Charles S and Hixon Rhond L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $725,000 Advance Partners Title
Interfamily Deed Transfer -- None Available
Warranty Deed $75,000 Absolute First Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $652,500 Seller Take Back
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/29/2025 05/29/25 Sold $725,000 -3.2% $483 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
04/28/2025 04/28/25 Price Changed $749,000 -6.3% $499 / Sq Ft
04/09/2025 04/09/25 Price Changed $799,000 -3.2% $533 / Sq Ft
03/28/2025 03/28/25 For Sale $825,000 0.0% $550 / Sq Ft
08/09/2019 08/09/19 Rented $2,500 -10.7% --
08/09/2019 08/09/19 For Rent $2,800 -- --
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,730 $588,212 $244,224 $343,988
2024 $4,377 $550,881 $251,856 $299,025
2023 $4,377 $522,379 $239,645 $282,734
2022 $3,962 $482,811 $199,958 $282,853
2021 $3,627 $376,108 $132,797 $243,311
2020 $3,300 $317,110 $74,794 $242,316
2019 $1,230 $67,162 $67,162 $0
2018 $776 $54,950 $54,950 $0
2017 $818 $59,530 $0 $0
2016 $513 $49,008 $0 $0
2015 $443 $26,801 $0 $0
2014 $460 $25,729 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 614382

Florida Keys Board of REALTORS®

APN: 00467180-000000