NOT LISTED FOR SALE

407 Olivia Ln Covington, KY 41011

Estimated Value: $357,000 - $410,000

3 Beds
2 Baths
1,612 Sq Ft
$241/Sq Ft Est. Value

Last Sold August 17, 2020

Last sale price $290,000 $180 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $2,321/month

1 Day on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Ranch Style House
  • Fort Wright Elementary School Rated A-
  • Wooded Lot
  • Wood Flooring

About This Home

As of August 2020

Darling and oh so cute! This one is just about as perfect as it gets. This three, possible 4 bed with 2 full baths, has Pinterest perfect details and amazing location! Sellers have made updates throughout the home including, kitchen updates and quartz countertops, new flooring, updated light fixtures, plumbing fixtures, paint, lower level and so much more. Flat private backyard and large deck are perfect for entertaining! Garage door and deck freshly painted. All of this and less than 7 miles to downtown. Don't wait too long on this one!

Last Agent to Sell the Property

Cindy Shetterly

Keller Williams Realty Services License #220012 Listed on: 07/02/2020

Keller Williams Realty Services

Last Buyer's Agent

Joseph Stevie

Sparen Realty License #230895

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,497

Year Built

  • Built in 1962

Lot Details

  • 10,001 Sq Ft Lot
  • Wooded Lot

Parking

  • 1 Car Garage
  • Driveway
  • On-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • Woodwork
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Insulated Windows
  • Casement Windows
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Views of Woods
  • Storage In Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck

Schools

  • Ft Wright Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Kreutzjans Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 042-10-00-262.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,497

Year Built

Built in 1962

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Year Built: 1962
  • Lot Size: of record
  • Subdivision Name: Kreutzjans Add
  • Directions: Kyles Lane to right on Olivia.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ft Wright Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: of record
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.2296
  • General Property Description:Lot Size Square Feet: 10001.38
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 042-10-00-262.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Percent Basement Finished: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Crown Molding, Attic Storage, Ceiling Fan(s), Natural Woodwork, Recessed Lighting
  • Basement: Full, Finished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Casement, Insulated Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Primary Bath Features:Shower: Yes
  • Interior Features:Natural Woodwork: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Crown Molding: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Carpet Flooring7: Yes
  • Interior Features:Attic Storage: Yes
  • Living Room Features:Fireplace(s): Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Dining Room Features:Chandelier: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Interior Features:Recessed Lighting: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • Lot Features: Wooded
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Casement: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, On Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Ft Wright Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 10001.38
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 2, 2023
Sold by
Cook John R
Bought by
John R Cook Living Trust and Cook
Current Estimated Value
$388,552

Purchase Details

Listed on
Jul 2, 2020
Closed on
Aug 17, 2020
Sold by
Moore Jeffrey and Moore Kathryn
Bought by
Cook John R
Seller's Agent
Cindy Shetterly
Keller Williams Realty Services
Buyer's Agent
Joseph Stevie
Sparen Realty
List Price
$264,900
Sold Price
$290,000
Premium/Discount to List
$25,100
9.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.10%
Original Mortgage
$208,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 5, 2015
Sold by
Collins Jason C and Collins Danielle
Bought by
Moore Jeffrey and Moore Kathryn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,000
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 27, 2007
Sold by
Collins Jason C and Collins Danielle
Bought by
Collins Jason C and Collins Danielle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,000
Interest Rate
6.35%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Sep 1, 1994
Sold by
Straub Elizabeth
Bought by
Wilkinson Richard H and Wilkinson Kim

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,550
Interest Rate
8.44%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
John R Cook Living Trust -- None Listed On Document
Cook John R $290,000 Agility Closing & Ttl Svcs I
Moore Jeffrey $180,000 360 American Title Services
Collins Jason C -- Vintage Title Agency Inc
Wilkinson Richard H $109,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cook John R $208,000
Previous Owner Moore Jeffrey $171,000
Previous Owner Collins Jason C $189,000
Previous Owner Collins Jason C $185,250
Previous Owner Wilkinson Richard H $103,550
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2020 08/17/20 Sold $290,000 +9.5% $180 / Sq Ft
07/03/2020 07/03/20 Pending -- -- --
07/02/2020 07/02/20 For Sale $264,900 -- $164 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,497 $290,000 $55,000 $235,000
2023 $2,597 $290,000 $45,000 $245,000
2022 $3,178 $290,000 $45,000 $245,000
2021 $3,245 $290,000 $45,000 $245,000
2020 $2,263 $198,000 $45,000 $153,000
2019 $2,070 $180,000 $45,000 $135,000
2018 $2,076 $180,000 $45,000 $135,000
2017 $2,019 $180,000 $45,000 $135,000
2015 $1,793 $180,000 $30,000 $150,000
2014 -- $165,000 $30,000 $135,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 539212

Northern Kentucky Multiple Listing Service

APN: 042-10-00-262.00