NOT LISTED FOR SALE

407 S Main St Mount Carroll, IL 61053

Estimated Value: $136,000 - $148,000

3 Beds
3 Baths
2,882 Sq Ft
$49/Sq Ft Est. Value

Sale Details

Date Sold: September 30, 2025

Last sale price $142,000 $49 Per Sq Ft

Current estimated payment $1,077 / mo

151 Days on Market

Highlights

  • Deck
  • Enclosed Patio or Porch
  • Walk-In Closet
  • Built-In Double Oven
  • Wet Bar
  • Home Security System

About This Home

As of September 2025

Complete tear-off of the house roof in 2024, gutters and downspouts new in 2024, and new carpeting in the living room, dining room, stairs, and northeast bedroom in 2025. The electrical panel was upgraded in 2025 to circuit breakers including whole house GFCI and GF protection and a separate dedicated panel for the generator. The spacious, fully equipped kitchen features ample cabinet and counter space, a double oven, electric cooktop, dishwasher, disposal, and refrigerator. The main floor laundry room with a chute from the second floor and half bathroom are convenient. An enclosed three season side porch provides additional space. The second floor offers three bedrooms, a walk-in closet/dressing room, and a full bathroom. The home has replacement windows and additional features such as fiber internet, a generator, a security system, a sound system, window AC units, attic with pull-down stairs, a water softener, and an inline water filter. The basement contains an office area, a half bathroom, and a recreation room with a wet bar and 4'x8' slate pool table with ball return, pool cues, rake, balls and ivory cue ball all included. Adjacent to the oversized two-car detached garage is an insulated and heated workshop. The home is being sold “as-is,” with most personal property remaining in the house and garage. Located on the history brick streets of Mt. Carroll, this lovely and well-maintained home is ready for its new owner.

Last Agent to Sell the Property

Amy Barnes

BARNES REALTY, INC. License #471001588 Listed on: 03/17/2025

Last Buyer's Agent

Amy Barnes

BARNES REALTY, INC. License #471001588 Listed on: 03/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,943

Year Built

  • Built in 1902

Lot Details

  • 10,019 Sq Ft Lot

Home Design

  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Window Treatments
  • Home Security System

Kitchen

  • Built-In Double Oven
  • Electric Range
  • Stove
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Schools

  • West Carroll Elementary And Middle School
  • West Carroll High School

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Power Generator
  • Gas Water Heater
  • Water Softener

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,943

Year Built

Built in 1902

Lot Details

10,019 Sq Ft Lot

Listing Details

  • Interior Amenities: Audio/Video, Bar-Wet, Ceiling Fan(s), Security System, Walk-In Closet, Window Treatments
  • Road Frontage: City/Town
  • Type: City/Town
  • Electric: Circuit Breaker
  • Additional Room 5: Laundry, Dimensions: 8.10x8.05, On Level: Main
  • Additional Room 6: Office, Dimensions: 16.05x12.04, On Level: Lower
  • Additional Room 7: Laundry, Dimensions: 8.10x8.05, On Level: Main
  • Appliances That Stay or Are Included: Disposal, Dishwasher, Dryer, Refrigerator, Stove/Cooktop, Wall Oven, Washer, Water Softener
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 1191
  • Estimated Below Grade Finished Sq Ft: 500
  • General Features: Basement Entrance, Deck, Laundry 1st Floor, L.L. Finished Space, Security System, Generator, Porch Enclosed
  • Legal Description: N 54' LOT 3 & S 26' SUBLOT 2 BLK 6 R & H 3RD ADT.
  • Lot Acreage: 0.23
  • Lvt Date: 03/18/2025
  • Number of Upper Level Full Bathrooms: 1
  • Number of Lower Level Half Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Stove Range Fuel: Electric
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: F_266
  • Egress: No
  • Elementary School: West Carroll
  • Estimated Total Finished Sq Ft: 2882
  • Estimated Upper Sq Ft: 1191
  • Garage Type Driveway: Detached, Garage Remote/Opener, Concrete
  • Hold Earnest Money Y N: Yes
  • Pertinent Facts: Complete tear-off of the house roof in 2024, gutters and downspouts new in 2024, and new carpeting in the living room, dining room, stairs, and northeast bedroom in 2025. The electrical panel was upgraded in 2025 to circuit breakers including whole house GFCI and GF protection and a separate dedicated panel for the generator. The spacious, fully equipped kitchen features ample cabinet and counter space, a double oven, electric cooktop, dishwasher, disposal, and refrigerator. The main floor laundry room with a chute from the second floor and half bathroom are convenient. An enclosed three season side porch provides additional space. The second floor offers three bedrooms, a walk-in closet/dressing room, and a full bathroom. The home has replacement windows and additional features such as fiber internet, a generator, a security system, a sound system, window AC units, attic with pull-down stairs, a water softener, and an inline water filter. The basement contains an office area, a half bathroom, and a recreation room with a wet bar and 4'x8' slate pool table with ball return, pool cues, rake, balls and ivory cue ball all included. Adjacent to the oversized two-car detached garage is an insulated and heated workshop. The home is being sold “as-is,” with most personal property remaining in the house and garage. Located on the history brick streets of Mt. Carroll, this lovely and well-maintained home is ready for its new owner.
  • Rental License: No
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 2382
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 15x13.05, On Level: Upper
  • Basement: Basement Entrance, Finished
  • Bedroom 2: Dimensions: 15.06x12.05, On Level: Upper
  • Bedroom 3: Dimensions: 15x9.03, On Level: Upper
  • Dining Room: Yes, On Level: Main, Dimensions: 10.07x10.07
  • Family Room: No
  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Kitchen: Dimensions: 16.05x12, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 29.03x14.08
  • Recreation Room: Yes, On Level: Lower, Dimensions: 26.10x13.06
  • Total Bathrooms: 1.5
  • Basement: Yes

Exterior Features

  • Exterior: Wood
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Window Unit
  • Heating: Hot Water/Steam, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Building Info

  • Year Built: 1902

Tax Info

  • Year: 2024
  • Taxes: 3943

MLS Schools

  • HighSchool: West Carroll
  • School District: West Carroll
  • Middle School: West Carroll

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 17, 2025
Closed on
Sep 25, 2025
Sold by
Richter Gladys I Trust
Bought by
Acosta Valerie B and Turner Mark B
Seller's Agent
Amy Barnes
BARNES REALTY, INC.
Buyer's Agent
Amy Barnes
BARNES REALTY, INC.
List Price
$180,000
Sold Price
$142,000
Premium/Discount to List
-$38,000
-21.11%
Views
1341
Current Estimated Value
$142,065

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$65
Avg. Annual Appreciation
0.08%
Original Mortgage
$85,000
Outstanding Balance
$84,573
Interest Rate
0.66%
Mortgage Type
New Conventional
Estimated Equity
$57,492
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Acosta Valerie B $142,000 Security First Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Acosta Valerie B $85,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $142,000 -5.3% $49 / Sq Ft
08/15/2025 08/15/25 Pending -- -- --
08/09/2025 08/09/25 Price Changed $149,900 -9.2% $52 / Sq Ft
07/06/2025 07/06/25 Price Changed $165,000 -8.3% $57 / Sq Ft
03/17/2025 03/17/25 For Sale $180,000 -- $62 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,943 $38,830 $3,331 $35,499
2023 -- $35,461 $3,042 $32,419
2022 $1,709 $33,612 $2,883 $30,729
2021 $1,748 $31,511 $2,746 $28,765
2020 $1,735 $31,511 $2,746 $28,765
2019 $2,309 $31,511 $2,746 $28,765
2018 $2,314 $31,511 $2,746 $28,765
2017 $2,246 $31,216 $2,666 $28,550
2016 $2,264 $31,216 $2,666 $28,550
2015 $2,239 $31,216 $2,666 $28,550
2014 $1,722 $31,216 $2,666 $28,550
2013 $1,722 $30,588 $1,713 $28,875
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202501217

NorthWest Illinois Alliance of REALTORS®

APN: 05-08-12-201-002

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