$209,900
SOLD AUG 22, 2025

407 Springmill Dr Cold Spring, KY 41076

2 Beds
2 Baths
1,591 Sq Ft
$320/mo HOA Fee

Recently Sold

$132 Per Sq Ft

9 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Partially Wooded Lot
  • Donald E. Cline Elementary School Rated A
  • Clubhouse
  • Traditional Architecture

About This Home

As of August 2025

Awesome two story townhome in Prime Location! Minutes to shopping, restaurants, schools and more! True First Floor Living with one car garage - primary with bath and laundry on entry level! Second primary is huge with on suite bath and walk in closet upstairs! Soaring cathedral ceilings in living room, opens up to a serene private patio! Well established community with club house and pool!

Last Agent to Sell the Property

Sara Hensley-Newman

Cahill Real Estate Services License #218848 Listed on: 07/02/2025

Cahill Real Estate Services

Last Buyer's Agent

Yevette Jessen

Re/Max United Associates License #219714

Re/Max United Associates

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1997

Lot Details

  • 6,454 Sq Ft Lot
  • Partially Wooded Lot

HOA Fees

  • $320 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway

Property Views

  • Woods
  • Neighborhood

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,591 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • Vinyl Clad Windows
  • Panel Doors
  • Entryway
  • Living Room
  • Dining Room
  • Laundry on main level

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Patio

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 999-99-18-156.90

Community Details

Overview

  • Association fees include association fees, ground maintenance, snow removal
  • Vertex Association, Phone Number (859) 491-5757
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Snow Removal

Townhouse Details

Home Type

Townhome

Year Built

Built in 1997

Lot Details

0

HOA Fees

$320 per month

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Townhouse
  • Lot Size Acres: 0.15
  • Year Built: 1997
  • Lot Size: irreg
  • Ownership: Consumer
  • Directions: US 27 to Spring side to Right on Springmill
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: Yes
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Donald E.Cline Elem
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irreg
  • Remarks Misc:Agent Only Remarks: POA is selling, give ample time for a reply - prefer 24 hours at least. Priced to allow for paint and carpet. Unit has been well maintained and she had lived there since 2002!
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Water Company: NKY
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1482
  • General Property Description:Living Area: 1591.0
  • General Property Description:Lot Size Square Feet: 6454.0
  • Laundry Features:Main Level: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 999-99-18-156.90
  • Appliances Refrigerators: Yes
  • View:TreesWoods: Yes
  • Vegetation:Partially Wooded: Yes
  • Foundation:Slab: Yes
  • Levels:One and One Half: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Laminate Counters, Walk-In Closet(s), Open Floorplan, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors
  • Heating: Natural Gas
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Microwave, Refrigerator
  • Accessibility Features: None
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1591.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Laminate Counters: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes

Exterior Features

  • View: Neighborhood, Trees/Woods
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Other
  • Foundation Details: Slab
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Accessibility Features:None15: Yes
  • Exterior Features:See Remarks23: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Amenities: Pool, Clubhouse
  • Association Fee: 320.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Vertex
  • Association Information:Association Management Phone 1: 8594915757
  • Association Information:Total Yearly Fees: 3840.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 320.0
  • Association Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Pool5: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Snow Removal

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 6454.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2025
Closed on
Aug 22, 2025
Sold by
Wilmoth Linda S
Bought by
Rae Douglas Alyssa
Seller's Agent
Sara Hensley-Newman
Cahill Real Estate Services
Buyer's Agent
Yevette Jessen
Re/Max United Associates
List Price
$209,900
Sold Price
$209,900
Views
158
Current Estimated Value
$211,550

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,650
Avg. Annual Appreciation
2.64%
Original Mortgage
$199,405
Outstanding Balance
$199,233
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$12,317

Purchase Details

Closed on
Aug 9, 2002
Sold by
Ross Diane M
Bought by
Wilmoth Melvin L and Wilmoth Linda S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.98%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 1997
Sold by
Drees Co
Bought by
Boring Diane M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,850
Interest Rate
7.38%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $209,900 None Listed On Document
Deed $209,900 None Listed On Document
Deed $134,900 --
Deed $112,363 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $199,405 New Conventional
Closed $199,405 New Conventional
Previous Owner $40,000 New Conventional
Previous Owner $89,850 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/22/2025 08/22/25 Sold $209,900 0.0% $132 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
07/02/2025 07/02/25 For Sale $209,900 -- $132 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,385 $159,100 $0 $159,100
2024 $1,385 $159,100 $0 $159,100
2023 $1,353 $159,100 $0 $159,100
2022 $1,056 $125,000 $0 $125,000
2021 $1,126 $125,000 $0 $125,000
2020 $1,131 $125,000 $0 $125,000
2019 $1,113 $125,000 $0 $125,000
2018 $1,140 $125,000 $0 $125,000
2017 $1,126 $125,000 $0 $125,000
2016 $1,096 $125,000 $0 $0
2015 $1,113 $125,000 $0 $0
2014 $1,096 $125,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 633964

Northern Kentucky Multiple Listing Service

APN: 999-99-18-156.90