NOT LISTED FOR SALE

407 Spruce St Aurora, IL 60506

Near West Galena Neighborhood

Estimated Value: $166,000 - $257,000

2 Beds
1 Bath
1,036 Sq Ft
$211/Sq Ft Est. Value

Last Sold May 22, 2013

Last sale price $54,000 $52 Per Sq Ft

Est. 305% increase in value since last sale

Current estimated payment $1,545/month

102 Days on Market

About This Home

As of May 2013

Great Bank-Owned 2 bedroom house on 8600+ sf lot. A 2 car garage and two additional 1 car garages allow for great work and/or storage space. Just west of downtown and its vibrant arts community. Don't let this one pass you by! See my other Aurora listings for possible package deal - great for investment and/or personal use: 08155304, 08155306.

Last Agent to Sell the Property

gershon draiman

Pearson Realty Group License #471019899 Listed on: 01/14/2013

Last Buyer's Agent

Mary Rodriguez

Casablanca

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $4,644

Year Built

  • 1900

Lot Details

  • 8,451

Parking

  • 4

Home Design

  • Aluminum Siding
  • Steel Siding
  • Vinyl Siding

Schools

  • Greenman Elementary School
  • West Aurora High School

Additional Features

  • Basement Fills Entire Space Under The House
  • No Cooling

Property Details

Home Type

Other

Est. Annual Taxes

$4,644

Year Built

1900

Lot Details

0

Parking

4

Interior Features

  • Total # Of Rooms: 5
  • Basement: Full
  • Basement: Unfinished
  • Master Bedroom Level: Main Level
  • Master Bedroom Size: 11X14
  • Master Bedroom Flooring: Carpet
  • Second Bedroom Level: Main Level
  • Second Bedroom Size: 12X13
  • Second Bedroom Flooring: Carpet
  • Living Room Level: Main Level
  • Living Room Size: 14X12
  • Living Room Flooring: Carpet
  • Dining Room Level: Main Level
  • Dining Room Size: 16X13
  • Dining Room Flooring: Carpet
  • Kitchen Level: Main Level
  • Kitchen Size: 8X8
  • Kitchen Flooring: Ceramic/Porcelain Tile

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding, Steel Siding

Garage/Parking

  • Number of Cars: 4
  • Parking Type: Garage

Utilities

  • Air Conditioner: None
  • Water: Public
  • Heat/Fuel: Gas, Forced Air

Schools

  • Elementary School: Greenman Elementary School
  • High School: West Aurora High School
  • Junior High Dist: 129
  • Junior High: Jefferson Middle School

Lot Info

  • Lot Dimensions: 60X141

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 14, 2013
Closed on
May 16, 2013
Sold by
Heartland Bank And Trust Co
Bought by
Gutierrez Eva
Seller's Agent
gershon draiman
Pearson Realty Group
Buyer's Agent
Mary Rodriguez
Casablanca
List Price
$54,000
Sold Price
$54,000
Current Estimated Value
$218,499

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$164,499
Avg. Annual Appreciation
11.95%
Original Mortgage
$48,600
Outstanding Balance
$35,603
Interest Rate
4.25%
Mortgage Type
New Conventional
Estimated Equity
$182,896

Purchase Details

Closed on
Jan 16, 2013
Sold by
Federal Deposit Insurance Corporation
Bought by
Heartland Bank And Trust Co

Purchase Details

Closed on
Mar 12, 2012
Sold by
Koleno Steve and Ford Jerry
Bought by
Citizens First National Bank

Purchase Details

Closed on
Mar 21, 2008
Sold by
Bielasco Virginia M
Bought by
Equitysoft Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,500
Interest Rate
6.32%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gutierrez Eva $54,000 Chicago Title Insurance Comp
Heartland Bank And Trust Co -- None Available
Citizens First National Bank $55,000 None Available
Equitysoft Inc $110,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gutierrez Eva $48,600
Previous Owner Equitysoft Inc $88,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/22/2013 05/22/13 Sold $54,000 0.0% $52 / Sq Ft
04/26/2013 04/26/13 Pending -- -- --
01/14/2013 01/14/13 For Sale $54,000 -- $52 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,644 $58,650 $10,875 $47,775
2023 $4,489 $52,404 $9,717 $42,687
2022 $4,232 $47,814 $8,866 $38,948
2021 $4,067 $44,515 $8,254 $36,261
2020 $3,871 $41,348 $7,667 $33,681
2019 $3,159 $38,310 $7,104 $31,206
2018 $2,783 $33,881 $6,571 $27,310
2017 $2,494 $30,230 $6,055 $24,175
2016 $2,200 $26,707 $5,190 $21,517
2015 -- $26,207 $4,463 $21,744
2014 -- $24,995 $4,102 $20,893
2013 -- $25,307 $3,920 $21,387
Source: Public Records

Agents Affiliated with this Home

  • gershon draiman

    Seller's Agent in 2013

    gershon draiman

    Pearson Realty Group

    (773) 576-4455

    98 Total Sales

    gershon draiman
    Section Image

  • M

    Buyer's Agent in 2013

    Mary Rodriguez

    Casablanca

See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08252051

Midwest Real Estate Data (MRED)

APN: 15-21-232-015

Illinois Kane County Aurora 60506 Near West Galena

407 Spruce St, Aurora, IL

This home is located at 407 Spruce St, Aurora, IL 60506 since 14 January 2013 and is currently estimated at $218,499, approximately $210 per square foot. This property was built in 1900. 407 Spruce St is a home located in Kane County with nearby schools including Greenman Elementary School, Jefferson Middle School, and West Aurora High School.

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