NOT LISTED FOR SALE

407 St Andrews Cir Lynchburg, VA 24503

Estimated Value: $652,737 - $778,000

4 Beds
4 Baths
4,475 Sq Ft
$155/Sq Ft Est. Value

Last Sold May 11, 2020

Last sale price $449,900 $101 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $3,868/month

28 Days on Market

Highlights

  • Lake Front
  • Water Access
  • Secluded Lot
  • Forest Middle School Rated A-
  • Contemporary Architecture
  • Wood Flooring

About This Home

As of May 2020

Completely renovated contemporary cottage just over the line on lovely Lake Laurel. Very light, bright and open floor plan with views to the lake from most of the house. Amazing and extensive outdoor spaces. Decks, porches and patios galore. The list of improvements is extensive and include: opened 1st floor up, renovated all baths and added full bath, replumbed entire house, finished basement adding extensively to the finished square footage, new appliances in kitchen, added solar panels, outdoor storage building, extensive clearing of the lot to enhance views. The new basement is an ideal set up for an AirBNB or with an added kitchenette could be an apartment. Wonderful private setting. Immaculate. Bedford County taxes with a Boonsboro location.

Last Agent to Sell the Property

Amy Scott

John Stewart Walker, Inc License #0225087698 Listed on: 02/10/2020

Last Buyer's Agent

Cole Rice

Lauren Bell Real Estate, Inc. License #0225211000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,089

Year Built

  • Built in 1989

Lot Details

  • 1.64 Acre Lot
  • Lake Front
  • Fenced Yard
  • Landscaped
  • Secluded Lot
  • Garden

Home Design

  • Contemporary Architecture
  • Shingle Roof

Interior Spaces

  • 4,475 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Gas Log Fireplace
  • Great Room
  • Workshop
  • Screened Porch
  • Attic Access Panel
  • Home Security System
  • Laundry on main level

Kitchen

  • Double Oven
  • Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Parquet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Bathtub Includes Tile Surround

Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry

Parking

  • 1 Car Attached Garage
  • Basement Garage

Schools

  • Boonsboro Elementary School
  • Forest Midl Middle School
  • Jefferson Forest-Hs High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Septic Tank
  • Cable TV Available

Additional Features

  • Solar Water Heater
  • Water Access

Listing and Financial Details

  • Assessor Parcel Number 6408700

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,089

Year Built

Built in 1989

Lot Details

0

Listing Details

  • FILLACRES: 1.6400
  • Directions: Boonsboro Road to St. Andrews Circle to end of cul-de-sac.
  • Lot Measurement: Acres
  • Lot Sq Ft: 71438.00
  • Days On Market: No
  • Property Subtype1: Single Family Residence
  • Prop. Type: Residential
  • OFFICELIST_STATE: VA
  • TaxMapParcelID: 6408700
  • Year Built: 1989
  • FullBathBelowGrade: 1
  • Heating System: Heat Pump, Three-Zone or more
  • Building Stories: One and One Half
  • Dwelling Styles: Contemporary
  • Officeden Len: 25.300
  • Officeden Wid: 25.200
  • Foyer Area: 99.760000
  • Laundryroom Dim: 0.000 x 0.000
  • Living Room Dim: 0.000 x 0.000
  • Masterbedroom Area: 283.200000
  • Master Bedroom Dim: 23.600 x 12.000
  • Masterbedroom Len: 23.600
  • Masterbedroom Wid: 12.000
  • Office Dim: 14.000 x 11.600
  • Other Room1 Area: 216.000000
  • Other Room1 Len: 12.000
  • Sun Room Len: 14.000
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement Bathrooms: 4.00
  • Bathrooms Display: 4 (4 0)
  • Lower Floor 1 Bedrooms: 4
  • Broker Approved: Yes
  • High School2: Jefferson Forest-HS
  • Legal Description: LAUREL LAKE LT 7 SC 1
  • Middle School2: Forest Midl
  • Reciprocal Listing: No
  • Second Bedroom: 11.60x15 Level: Level 1 Above Grade
  • Second Bedroom Area: 174.000000
  • Third Bedroom: 12.60x12 Level: Level 2 Above Grade
  • Third Bedroom Area: 151.200000
  • Fourth Bedroom: 16x11 Level: Below Grade
  • Fourth Bedroom Area: 176.000000
  • Above Grade Finished Sq Ft: 3175.00
  • ApplianceConvey: Dishwasher, Disposal, Double Oven, Range-Elec, Refrigerator
  • Has Attic: Access
  • Has Basement: Exterior Entrance, Heated, Interior Entrance, Walkout
  • Breakfast Area: 11x6 Level: Level 1 Above Grade
  • Flooring: Ceramic Tile, Laminate, Parquet, Wood
  • Year Built Exception: 0
  • Deck: 26x12 Level: Level 1 Above Grade
  • Den: 25.30x25.20 Level: Level 1 Above Grade
  • Fireplace: 1 Fireplace, Gas Log, Glass Doors
  • Foyer: 11.60x8.60 Level: Level 1 Above Grade
  • Level 1 Full Bathrooms: 1
  • Level 2 Full Bathrooms: 2
  • Great Room: 33x19 Level: Level 1 Above Grade
  • Interior Amenities: Cable Available, Cable Connections, Ceiling Fan(s), Drywall, Great Room, Main Level Bedroom, Main Level Den, Master Bed w/ Bath, Pantry, Security System, Tile Bath(s), Walk-In Closet(s), Workshop
  • Dining Kitchen: 21x14 Level: Level 1 Above Grade
  • Laundry: Laundry Closet, Main Level
  • Master Bedroom: 23.60x12 Level: Level 2 Above Grade
  • Office: 14x11.60 Level: Level 2 Above Grade
  • Other Room 1: 12x18 Level: Level 1 Above Grade
  • Rec Room: 45.30x21.70 Level: Below Grade
  • Additional Room 1 Description: deck
  • Screened Porch: 13.40x13.40 Level: Level 1 Above Grade
  • Sun Room: 14x14 Level: Level 1 Above Grade
  • Den Area: 637.560000
  • GreatRoom Area: 627.000000
  • Livinggreat Room Dim: 33.000 x 19.000
  • Kitchen Area: 294.000000
  • Office Area: 162.400000
  • Est Other Room1 Dim: 12.000 x 18.000
  • Est Other Room2 Dim: 0.000 x 0.000
  • Est Other Room3 Dim: 0.000 x 0.000
  • Rec Room Area: 983.010000
  • Rec Room Dim: 45.300 x 21.700
  • Sun Room Area: 196.000000
  • Sunroom Dim: 14.000 x 14.000

Exterior Features

  • Roof: Shingle
  • New Construction: Completed
  • Exterior Features: Paved Drive, Fenced Yard, Privacy Fence, Garden Space, Landscaped, Screened Porch, Secluded Lot, Insulated Glass, Lake Front, Water Access

Garage/Parking

  • Attached Garage: 1 Car
  • Garage Spaces: In Basement
  • Garage Dim: 0.000 x 0.000

Utilities

  • Air Conditioner: Heat Pump, Three-Zone or More
  • Sewer: Septic Tank
  • Hot Water: County
  • Water Heater: Electric, Solar

Condo/Co-op/Association

  • HOA: Lynchburg Board of Realtors

Schools

  • School District: Bedford
  • Elementary School #2: Boonsboro Elem
  • School District: Bedford

Lot Info

  • Lot Sq Ft: 4475.00
  • Zoning: R-1

Tax Info

  • Estimated Taxes: 2089

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2020
Closed on
Apr 19, 2020
Sold by
Spencer David K and Spencer Tammy C
Bought by
Nivens Scott A and Nivens Shannon
Seller's Agent
Amy Scott
John Stewart Walker, Inc
Buyer's Agent
Cole Rice
Lauren Bell Real Estate, Inc.
List Price
$449,900
Sold Price
$449,900
Current Estimated Value
$694,434

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$244,534
Avg. Annual Appreciation
8.34%
Original Mortgage
$466,096
Outstanding Balance
$413,681
Interest Rate
3.5%
Mortgage Type
VA
Estimated Equity
$280,753

Purchase Details

Listed on
Mar 21, 2017
Closed on
Jun 29, 2017
Sold by
Nein Myrna P
Bought by
Spencer David K and Spencer Tammy C
Seller's Agent
Amy Scott
John Stewart Walker, Inc
Buyer's Agent
Amy Scott
John Stewart Walker, Inc
List Price
$359,900
Sold Price
$346,000
Premium/Discount to List
-$13,900
-3.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%
Original Mortgage
$334,400
Interest Rate
4.02%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nivens Scott A $449,900 None Available
Spencer David K $352,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nivens Scott A $466,096
Previous Owner Spencer David K $334,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/11/2020 05/11/20 Sold $449,900 0.0% $101 / Sq Ft
03/09/2020 03/09/20 Pending -- -- --
02/10/2020 02/10/20 For Sale $449,900 +30.0% $101 / Sq Ft
06/30/2017 06/30/17 Sold $346,000 -3.9% $100 / Sq Ft View Prior Sale
06/28/2017 06/28/17 Pending -- -- --
03/21/2017 03/21/17 For Sale $359,900 -- $104 / Sq Ft
Source: Lynchburg Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,227 $543,100 $75,000 $468,100
2024 $2,227 $543,100 $75,000 $468,100
2023 $2,227 $271,550 $0 $0
2022 $2,118 $211,800 $0 $0
2021 $2,009 $401,700 $70,000 $331,700
2020 $2,009 $401,700 $70,000 $331,700
2019 $2,009 $401,700 $70,000 $331,700
2018 $1,731 $332,800 $65,000 $267,800
2017 $1,731 $332,800 $65,000 $267,800
2016 $1,731 $332,800 $65,000 $267,800
2015 $1,731 $332,800 $65,000 $267,800
2014 $1,731 $332,800 $65,000 $267,800
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2020

    Amy Scott

    John Stewart Walker, Inc

    (434) 426-3307

    120 Total Sales

    Amy Scott
    Section Image

  • C

    Buyer's Agent in 2020

    Cole Rice

    Lauren Bell Real Estate, Inc.

    (434) 941-7959

    69 Total Sales

    Cole Rice
    Section Image
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Map

Source: Lynchburg Association of REALTORS®

MLS Number: 323216

APN: 64-9-7

Virginia Bedford County Lynchburg 24503

407 St Andrews Cir, Lynchburg, VA

This home is located at 407 St Andrews Cir, Lynchburg, VA 24503 since 10 February 2020 and is currently estimated at $694,434, approximately $155 per square foot. This property was built in 1989. 407 St Andrews Cir is a home located in Bedford County with nearby schools including Boonsboro Elementary School, Forest Middle School, and Jefferson Forest High School.

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