Marie Pangle
Real Broker
(762) 201-3862
86 Total Sales
1 in Mountain Creek
$193,500 Price
4078 Jacobs Ladder Chattanooga, TN 37415
Mountain Creek NeighborhoodEstimated Value: $361,436 - $371,000
2
Beds
2
Baths
1,575
Sq Ft
$233/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Wooded Lot
- Great Room with Fireplace
- Deck
- Cathedral Ceiling
- Private Yard
About This Home
As of May 2026Welcome to 4078 Jacobs Ladder, nestled in a quiet cul-de-sac in the highly sought-after Red Bank community! This charming corner-lot townhome offers added privacy with a peaceful wooded backdrop, creating a serene and inviting setting. This well-maintained home offers around 1,600 square feet, featuring 2 spacious bedrooms and 2 full bathrooms. Step inside to an open-concept living area highlighted by a cozy fireplace, serving as the perfect focal point for relaxing evenings or entertaining guests. The expansive layout provides ample space for gatherings and everyday living. The generous primary suite offers a private retreat, complete with double vanities, a large shower, and a walk-in closet. An additional bonus room/sunroom provides flexible space--ideal for a home office, reading nook, or additional entertaining area. Enjoy outdoor living in the private backyard with a patio area perfect for grilling, relaxing, and hosting on warm days. The corner lot enhances the sense of seclusion with extra green space and wooded surroundings. Recent updates include a new roof installed in 2023, a new deck and an HVAC system installed in 2025, new LVP installed all throughout the house, offering peace of mind for years to come. This home combines comfort, privacy, and convenience in one desirable location--don't miss your opportunity to make it yours!
Last Agent to Sell the Property
BHHS Southern Routes Realty License #351863 Listed on: 03/28/2026
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $2,630
Year Built
- Built in 2007
Lot Details
- 7,303 Sq Ft Lot
- Lot Dimensions are 68.20x109.43
- Cul-De-Sac
- Gentle Sloping Lot
- Wooded Lot
- Private Yard
- May Be Possible The Lot Can Be Split Into 2+ Parcels
HOA Fees
- $71 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
Home Design
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
Interior Spaces
- 1,575 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Cathedral Ceiling
- Gas Log Fireplace
- Insulated Windows
- Great Room with Fireplace
- Living Room
- Game Room with Fireplace
- Storage In Attic
- Home Security System
Kitchen
- Free-Standing Electric Range
- Microwave
- Dishwasher
Flooring
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Gas Dryer Hookup
Accessible Home Design
- Accessible Kitchen
- Enhanced Accessible Features
Outdoor Features
- Deck
- Covered Patio or Porch
- Rain Gutters
Schools
- Red Bank Elementary School
- Red Bank Middle School
- Red Bank High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 108e A 032
Community Details
Overview
- Mountain Creek Trail Subdivision
- On-Site Maintenance
Security
- Fire and Smoke Detector
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 28, 2026
Closed on
May 5, 2026
Sold by
Bought by
Seller's Agent
Kathy Morrow Wilson
BHHS Southern Routes Realty
Buyer's Agent
Christa French
Real Estate Partners Chattanooga LLC
List Price
$369,500
Sold Price
$369,500
Views
15
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,391
Avg. Annual Appreciation
-2.14%
Original Mortgage
$250,000
Outstanding Balance
$249,522
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$117,587
Purchase Details
Closed on
Jun 24, 2024
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,155
Interest Rate
7.02%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 20, 2019
Closed on
Sep 16, 2019
Sold by
Bought by
Seller's Agent
Cheryl Fuqua
Keller Williams Realty
Buyer's Agent
John Foreman
Keller Williams Realty
List Price
$185,000
Sold Price
$193,000
Premium/Discount to List
$8,000
4.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.71%
Original Mortgage
$187,210
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 26, 2019
Sold by
Bought by
Purchase Details
Listed on
Feb 9, 2012
Closed on
Jun 22, 2012
Sold by
Bought by
Seller's Agent
Susan Swicegood
Keller Williams Realty
Buyer's Agent
SARAH RICHARDS
SPRING MOUNTAIN REALTY, PLLC
List Price
$169,900
Sold Price
$155,000
Premium/Discount to List
-$14,900
-8.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.27%
Purchase Details
Closed on
Apr 12, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,200
Interest Rate
7.5%
Mortgage Type
Unknown
Purchase Details
Closed on
Dec 4, 2006
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Mountain Creek, TN
-
Marie Pangle
-
Brian Kelly
Brian Kelly
Real Broker
(423) 497-3735
107 Total Sales
3 in Mountain Creek
$408K - $860K Price Range
-
Desiree Tombul
Desiree Tombul
Responds QuicklyReal Estate Partners Chattanooga, LLC
(706) 944-8766
217 Total Sales
21 in Mountain Creek
$158K - $675K Price Range
-
Bri Goodrich
Bri Goodrich
Keller Williams Realty
(224) 374-1855
174 Total Sales
18 in Mountain Creek
$138K - $635K Price Range
-
Wendy Dixon
Wendy Dixon
Responds QuicklyKeller Williams Realty
(423) 509-0452
578 Total Sales
2 in Mountain Creek
$365,000 Price Range
-
Tim Carter
Tim Carter
Keller Williams Realty
(423) 497-0558
109 Total Sales
2 in Mountain Creek
$315,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $369,500 | Four Bridges Title | ||
| -- | None Listed On Document | ||
| $193,000 | Title Guaranty & Trust Co | ||
| -- | None Available | ||
| $155,000 | Realty Center Title & Escrow | ||
| $199,770 | Legal Title | ||
| $160,000 | Legal Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $250,000 | ||
| Previous Owner | $188,155 | ||
| Previous Owner | $187,210 | ||
| Previous Owner | $178,200 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/05/2026 05/05/26 | Sold | $369,500 | 0.0% | $235 / Sq Ft | |
| 04/03/2026 04/03/26 | Pending | -- | -- | -- | |
| 03/28/2026 03/28/26 | For Sale | $369,500 | +91.5% | $235 / Sq Ft | |
| 09/16/2019 09/16/19 | Sold | $193,000 | +4.3% | $123 / Sq Ft | View Prior Sale |
| 08/20/2019 08/20/19 | Pending | -- | -- | -- | |
| 08/20/2019 08/20/19 | For Sale | $185,000 | +19.4% | $117 / Sq Ft | |
| 06/22/2012 06/22/12 | Sold | $155,000 | -8.8% | $98 / Sq Ft | View Prior Sale |
| 06/20/2012 06/20/12 | Pending | -- | -- | -- | |
| 02/08/2012 02/08/12 | For Sale | $169,900 | -- | $108 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,321 | $87,125 | $0 | $0 |
| 2024 | $1,311 | $58,600 | $0 | $0 |
| 2023 | $1,311 | $58,600 | $0 | $0 |
| 2022 | $1,311 | $58,600 | $0 | $0 |
| 2021 | $1,311 | $58,600 | $0 | $0 |
| 2020 | $1,326 | $47,950 | $0 | $0 |
| 2019 | $1,326 | $47,950 | $0 | $0 |
| 2018 | $1,218 | $47,950 | $0 | $0 |
| 2017 | $1,326 | $47,950 | $0 | $0 |
| 2016 | $1,141 | $0 | $0 | $0 |
| 2015 | $2,208 | $41,250 | $0 | $0 |
| 2014 | $2,208 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kathy Morrow Wilson
Seller's Agent in 2026
Kathy Morrow Wilson
BHHS Southern Routes Realty
(423) 322-1032
1 in this area
44 Total Sales
-
Christa French
Buyer's Agent in 2026
Christa French
Real Estate Partners Chattanooga LLC
(423) 362-8333
1 in this area
148 Total Sales
-
Cheryl Fuqua
Seller's Agent in 2019
Cheryl Fuqua
Keller Williams Realty
(423) 664-1700
5 in this area
289 Total Sales
-
John Foreman
Buyer's Agent in 2019
John Foreman
Keller Williams Realty
(423) 779-4140
4 in this area
140 Total Sales
-
S
Seller's Agent in 2012
Susan Swicegood
Keller Williams Realty
-
S
Buyer's Agent in 2012
SARAH RICHARDS
SPRING MOUNTAIN REALTY, PLLC
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1531327
APN: 108E-A-032
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Ten-X does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited
Copyright© 2026 by Chattanooga Association of REALTORS®
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.
Nearby Homes
- 0 Mountain Creek Rd Unit 1515503
- 925 Mountain Creek Rd
- 1009 Reads Lake Rd
- 0 Reads Lake Rd Unit 1522657
- 616 Reads Lake Rd
- 111 Morrison Springs Rd
- 109 Morrison Springs Rd
- 4620 Fire Pink Trail
- 631 Westview Rd
- 613 W View Rd
- 3833 S Quail Ln Unit 1
- 608 Reads Lake Rd
- 4510 Pink Heather Trail
- 527 Reads Lake Rd
- 3512 Valley Trail
- 0 E Brow Rd Unit 1536497
- 0 E Brow Rd Unit 3519370
- 316 Reads Lake Rd
- 1305 E Brow Rd
- 4110 Mccahill Rd
- 4082 Jacobs Ladder
- 4090 Jacobs Ladder
- 4090 Jacobs Ladder Unit 114
- 4085 Day Lily Trail
- 4085 Day Lily Trail Unit 120
- 4081 Day Lily Trail
- 714 Tiger Lily Trail
- 4073 Day Lily Trail
- 4073 Day Lily Trail Unit 122
- 4098 Jacobs Ladder
- 4098 Jacobs Ladder Unit 116
- 4079 Jacobs Ladder
- 706 Tiger Lily Trail Unit 118
- 706 Tiger Lily Trail
- 4081 Jacobs Ladder Unit 110
- 702 Tiger Lily Trail
- 702 Tiger Lily Trail Unit 119
- 744 Tiger Lily Trail
- 4069 Day Lily Trail
- 4069 Day Lily Trail Unit 123
Your Personal Tour Guide
Ask me questions while you tour the home.