4078 Laurel Rd Lorain, OH 44055
Estimated Value: $154,651 - $190,000
3
Beds
2.5
Baths
1,216
Sq Ft
$139/Sq Ft
Est. Value
Highlights
- Deck
- Porch
- Forced Air Heating and Cooling System
- 1 Fireplace
- 2 Car Attached Garage
- 1-Story Property
About This Home
As of October 2019HUD Case #412-621855. HUD Properties Are Sold As Is, Without Any Guarantee Or Warranty By Seller. Buyer Is Advised To Perform Their Own Due Diligence. Buyer Is Responsible For All Utilities For Inspections/Appraisal. Buyer Is Also Responsible For Ordering POS and Escrow/Correction Of All POS Violations (where required).
This ranch home is newer construction in Lorain. Located on a quiet side street, it backs to a wooded area and includes two lots. The gas fireplace is the focal point of the living room. Sliders lead from the dining room to the rear deck. The master suite has a full bath w/shower. The full basement could easily be finished Schedule your showing today!
See Attached PLD & PCR For Details of repairs needed to qualify for FHA 203(k) financing.
Home Details
Home Type
- Single Family
Year Built
- Built in 2001
Lot Details
- 5,227 Sq Ft Lot
- Lot Dimensions are 60x100
Parking
- 2 Car Attached Garage
Home Design
- Asphalt Roof
- Vinyl Construction Material
Interior Spaces
- 1,216 Sq Ft Home
- 1-Story Property
- 1 Fireplace
- Unfinished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 03-00-106-105-036
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 22, 2019
Closed on
Oct 22, 2019
Sold by
Secretary Of Housing & Urban Development
Bought by
Caddell Tracey L
Seller's Agent
Debra Foreback
RE/MAX Above & Beyond
Buyer's Agent
Carol Gallardo
House to Home Real Estate Professionals, LLC.
List Price
$66,000
Sold Price
$70,104
Premium/Discount to List
$4,104
6.22%
Total Days on Market
12
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,559
Avg. Annual Appreciation
16.28%
Original Mortgage
$50,104
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 1, 2019
Sold by
Jpmorgan Chse Bank National Association
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Jul 1, 2019
Sold by
Jacobs Vera J
Bought by
Jpmorgan Chase Bank National Association
Purchase Details
Closed on
Nov 9, 2015
Sold by
Jacobs Robert D
Bought by
Jacobs Vera L
Purchase Details
Closed on
Apr 27, 2009
Sold by
Holbrook Carma and Holbrook Floyd E
Bought by
Jacobs Vera L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,826
Interest Rate
5.05%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2006
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Holbrook Carma
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,500
Interest Rate
6.73%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 23, 2006
Sold by
Hall Barbara and Hall John
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Aug 2, 2002
Sold by
Valentin Richard and Valentin Karen
Bought by
Hall John and Hall Barbara
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.7%
Purchase Details
Closed on
Jul 27, 2000
Sold by
Gunter Charlene
Bought by
Valentin Richard and Nix Karen
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Similar Homes in Lorain, OH
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Caddell Tracey L | $70,104 | Chicago Title | |
| Secretary Of Housing & Urban Development | -- | None Available | |
| Jpmorgan Chase Bank National Association | $60,000 | None Available | |
| Jacobs Vera L | -- | -- | |
| Jacobs Vera L | $120,000 | American Patriot Title Agenc | |
| Holbrook Carma | -- | None Available | |
| Federal Home Loan Mortgage Corporation | $85,000 | None Available | |
| Hall John | $125,000 | Real Estate Title | |
| Valentin Richard | $2,000 | Real Estate Title Service Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Caddell Tracey L | $50,000 | |
| Closed | Caddell Tracey L | $50,104 | |
| Previous Owner | Jacobs Vera L | $117,826 | |
| Previous Owner | Holbrook Carma A | $117,700 | |
| Previous Owner | Holbrook Carma | $117,500 | |
| Previous Owner | Hall John | $100,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/25/2019 10/25/19 | Sold | $70,104 | +6.2% | $58 / Sq Ft |
| 09/03/2019 09/03/19 | Pending | -- | -- | -- |
| 08/22/2019 08/22/19 | For Sale | $66,000 | -- | $54 / Sq Ft |
Source: MLS Now
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,348 | $62,244 | $1,722 | $60,522 |
| 2023 | $1,957 | $42,893 | $1,131 | $41,762 |
| 2022 | $2,019 | $42,893 | $1,131 | $41,762 |
| 2021 | $2,121 | $42,893 | $1,131 | $41,762 |
| 2020 | $1,978 | $36,290 | $960 | $35,330 |
| 2019 | $1,970 | $36,290 | $960 | $35,330 |
| 2018 | $1,003 | $36,290 | $960 | $35,330 |
| 2017 | $23 | $390 | $390 | $0 |
| 2016 | $12 | $390 | $390 | $0 |
| 2015 | $23 | $390 | $390 | $0 |
| 2014 | $369 | $380 | $380 | $0 |
| 2013 | $22 | $380 | $380 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debra Foreback
Seller's Agent in 2019
Debra Foreback
RE/MAX
(216) 373-2882
53 Total Sales
-
Carol Gallardo
Buyer's Agent in 2019
Carol Gallardo
House to Home Real Estate Professionals, LLC.
(440) 667-7514
57 Total Sales
Map
Source: MLS Now
MLS Number: 4127174
APN: 03-00-106-105-036
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