NOT LISTED FOR SALE

408 Ben Oaks Dr W Severna Park, MD 21146

Estimated Value: $781,000 - $898,000

5 Beds
3 Baths
2,651 Sq Ft
$317/Sq Ft Est. Value

Last Sold March 29, 2024

Last sale price $820,000 $309 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $4,943/month

Highlights

  • Boat Ramp
  • Beach
  • Canoe or Kayak Water Access
  • Benfield Elementary School Rated A-
  • Home fronts navigable water
  • Gourmet Kitchen

About This Home

As of March 2024

WELCOME to Ben Oaks on the Severn! This newly renovated home features 5 bedrooms and 3 full bathrooms. The large gourmet kitchen will not disappoint. It features a large breakfast peninsula with plenty of countertop space and cabinet storage. Each of the full bathrooms has been beautifully designed and has plenty of room for everyone. The master bedroom includes its own en-suite bathroom and plenty of closet space, including a walk-in closet. Not a single detail was missed in the renovation. You will love living here. On top of the beautiful home and lot, the new owners will have access to the private water privileges that come with living here. The community amenities are one of the best in Anne Arundel County. Severna Park schools. Come see it today!

Last Agent to Sell the Property

Heather Frees

(443) 906-3494 hfreesrealtor@gmail.com Keller Williams Flagship Listed on: 04/03/2024

Keller Williams Flagship

Last Buyer's Agent

Eric McPhee

(410) 804-8432 eric@cummingsrealtors.com Cummings & Co. Realtors License #614458

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,743

Year Built

  • Built in 1960 | Remodeled in 2023

Lot Details

  • 0.3 Acre Lot
  • Home fronts navigable water
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $32 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Split Level Home
  • Block Foundation

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Brick Fireplace
  • Combination Kitchen and Living
  • Dining Area
  • Finished Basement

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Swimming Allowed
  • Lake Privileges

Schools

  • Severna Park High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 020311916127020

Community Details

Overview

  • Association fees include pier/dock maintenance, pool(s), recreation facility
  • Ben Oaks Civic Assocation HOA
  • Ben Oaks On Severn Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Mooring Area
  • Beach
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,743

Year Built

Built in 1960 | Remodeled in 2023

Lot Details

0

HOA Fees

$32 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1960
  • Year Renovated: 2023
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Breakfast Area, Combination Kitchen/Living, Dining Area, Floor Plan - Open, Kitchen - Gourmet
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 4
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2821
  • Living Area Sq Ft: 2651
  • Price Per Sq Ft: 376.15
  • Above Grade Finished Sq Ft: 2180
  • Above Grade Unfinished Sq Ft: 170
  • Below Grade Finished Sq Ft: 471
  • Total Below Grade Sq Ft: 471
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block
  • Water Access Features: Private Access, Swimming Allowed, Canoe/Kayak
  • Water Access: Yes
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 380.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Basketball Courts, Boat Ramp, Common Grounds, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Pool(s), Recreation Facility
  • HOA Name: BEN OAKS CIVIC ASSOCATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent
  • High School: SEVERNA PARK

Lot Info

  • Lot Size Acres: 0.30
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13072.00
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5743.00
  • Assessor Parcel Number: 020311916127020
  • Tax Lot: 8
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2024
Closed on
Mar 29, 2024
Sold by
Lattatude Llc
Bought by
Urie Matthew and Urie Jessica
Seller's Agent
Heather Frees
Keller Williams Flagship
Buyer's Agent
Eric McPhee
Cummings & Co. Realtors
List Price
$820,000
Sold Price
$820,000
Current Estimated Value
$840,586

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,586
Avg. Annual Appreciation
1.58%
Original Mortgage
$656,000
Outstanding Balance
$645,992
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$194,594

Purchase Details

Listed on
Nov 22, 2022
Closed on
Jan 20, 2023
Sold by
Kavanagh Mary E
Bought by
Lattatude Llc
Seller's Agent
Daniel Billig
A.J. Billig & Company
Buyer's Agent
Heather Frees
Keller Williams Flagship
List Price
$400,000
Sold Price
$530,000
Premium/Discount to List
$130,000
32.5%
Views
17

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.30%
Original Mortgage
$648,000
Interest Rate
6.33%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Urie Matthew $820,000 None Listed On Document
Urie Matthew $820,000 None Listed On Document
Lattatude Llc $530,000 Charter Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Urie Matthew $656,000
Closed Urie Matthew $656,000
Previous Owner Lattatude Llc $648,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/03/2024 04/03/24 For Sale $820,000 0.0% $309 / Sq Ft
03/29/2024 03/29/24 Sold $820,000 +54.7% $309 / Sq Ft
03/04/2024 03/04/24 Pending -- -- --
01/20/2023 01/20/23 Sold $530,000 +32.5% $250 / Sq Ft View Prior Sale
12/20/2022 12/20/22 Pending -- -- --
11/22/2022 11/22/22 For Sale $400,000 -- $189 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,880 $532,233 -- --
2024 $5,880 $491,100 $301,700 $189,400
2023 $5,363 $491,100 $301,700 $189,400
2022 $5,132 $491,100 $301,700 $189,400
2021 $1,947 $508,200 $326,700 $181,500
2020 $3,681 $504,600 $0 $0
2019 $7,100 $501,000 $0 $0
2018 $5,044 $497,400 $326,700 $170,700
2017 $3,343 $467,500 $0 $0
2016 -- $437,600 $0 $0
2015 -- $407,700 $0 $0
2014 -- $407,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2081408

Bright MLS

APN: 03-119-16127020