$54,227
SOLD JAN 15, 2026

408 E Water St Centerville, IN 47330

2 Beds
1.5 Baths
1,208 Sq Ft
0.32 Acres

Recently Sold

$45 Per Sq Ft

17% Below List Price

187 Days on Market

Highlights

  • Mature Trees
  • Traditional Architecture
  • No HOA
  • Deck
  • Wood Flooring
  • 3 Car Garage

About This Home

As of January 2026

Charming Opportunity in the Heart of Centerville! Welcome to 408 E Water St-a 2-bedroom, 1-bath home full of potential and classic charm. Inside, you'll find a spacious living room and a large kitchen with plenty of room for cooking up those secret family recipes. Just off the front is a cozy three-season enclosed porch-perfect for relaxing with a book or enjoying your morning coffee. Out back, a wood deck overlooks the yard, offering a nice space for outdoor gatherings or peaceful evenings. The home also features a full basement, giving you even more space for storage, a workshop, or future finishing possibilities. You'll love the attached 2-car garage, plus an oversized 1-car detached garage-ideal for tools, hobbies, or extra vehicles. Two additional storage sheds add even more flexibility. This home needs some repairs and cosmetic updates-your TLC will bring out its full potential. A great opportunity for a homeowner or investor ready to create something special!

Last Agent to Sell the Property

Todd Schneider

eXp Realty, LLC License #RB14028716 Listed on: 06/11/2025

eXp Realty, LLC

Last Buyer's Agent

Non-BLC Member

MIBOR REALTOR® Association

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1962

Lot Details

  • 0.32 Acre Lot
  • Mature Trees

Parking

  • 3 Car Garage

Home Design

  • Traditional Architecture
  • Block Foundation
  • Wood Siding

Interior Spaces

  • 1,208 Sq Ft Home
  • 1-Story Property
  • Eat-In Kitchen
  • Unfinished Basement

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms

Outdoor Features

  • Deck
  • Patio

Schools

  • Centerville-Abington Jr High Sch Middle School
  • Centerville Sr High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Centerville City Subdivision

Listing and Financial Details

  • Tax Lot 891020310206000007
  • Assessor Parcel Number 891020310206000007
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Year Built

Built in 1962

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1962
  • Building Area Total: 2168
  • Garage Y N: Yes
  • Lot Size Acres: 0.32
  • Subdivision Name: Centerville City
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Unfinished
  • Appliances: None
  • Levels: One
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Eat-in Kitchen
  • Living Area: 1208
  • Eating Area: None
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1208
  • Basement Half Bathrooms: 1
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 0

Exterior Features

  • Construction Materials: Wood Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached, Detached

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association YN: No

Schools

  • Middle Or Junior School: Centerville-Abington Jr High Sch

Lot Info

  • Lot Features: Mature Trees
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 13939
  • Parcel Number: 891020310206000007
  • Acres: 1/4-1/2 Acre

Tax Info

  • Tax Annual Amount: 1904
  • Tax Lot: 891020310206000007
  • Semi Annual Property Tax Amt: 952

MLS Schools

  • High School: Centerville Sr High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2025
Closed on
Jan 14, 2026
Sold by
Secretary Of Housing And Urban Developme
Bought by
Ingle Jennifer M and Ingle Brian
Seller's Agent
Todd Schneider
eXp Realty, LLC
Buyer's Agent
Non-BLC Member
MIBOR REALTOR® Association
List Price
$65,000
Sold Price
$54,227
Premium/Discount to List
-$10,773
-16.57%
Views
265

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
64513.41%
Original Mortgage
$43,350
Outstanding Balance
$43,350
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$47,650

Purchase Details

Closed on
Jan 15, 2025
Sold by
Quicken Loans Llc and Rocket Mortgage Llc
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Dec 12, 2024
Sold by
Sheriff Of Wayne County
Bought by
Rocket Mortgage Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Listed On Document
Sheriffs Deed $86,260 None Listed On Document
Sheriffs Deed $86,260 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $43,350 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/15/2026 01/15/26 Sold $54,227 -16.6% $45 / Sq Ft
12/15/2025 12/15/25 Pending -- -- --
11/29/2025 11/29/25 For Sale $65,000 0.0% $54 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
09/16/2025 09/16/25 For Sale $65,000 0.0% $54 / Sq Ft
08/14/2025 08/14/25 Pending -- -- --
08/12/2025 08/12/25 For Sale $65,000 0.0% $54 / Sq Ft
06/24/2025 06/24/25 Pending -- -- --
06/11/2025 06/11/25 For Sale $65,000 -- $54 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,904 $95,200 $10,300 $84,900
2023 $8 $85,900 $9,300 $76,600
2022 $924 $90,600 $9,300 $81,300
2021 $841 $83,700 $9,300 $74,400
2020 $794 $82,400 $9,300 $73,100
2019 $722 $80,400 $9,300 $71,100
2018 $670 $78,600 $9,300 $69,300
2017 $626 $77,200 $9,300 $67,900
2016 $610 $77,200 $9,300 $67,900
2014 $538 $74,300 $9,300 $65,000
2013 $538 $72,100 $9,300 $62,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22044559

MIBOR Broker Listing Cooperative®

APN: 89-10-20-310-206.000-007