$334,000
SOLD MAR 17, 2025

408 Elm St Valparaiso, IN 46383

4 Beds
2.5 Baths
1,980 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$169 Per Sq Ft

4% Below List Price

3 Days on Market

Highlights

  • Wooded Lot
  • Whirlpool Bathtub
  • No HOA
  • Central Elementary School Rated A
  • Corner Lot
  • Neighborhood Views

About This Home

As of March 2025

This ol house at the corner of Elm & Locust is part of Valparaiso's history & has stories to tell! According to letters passed down thru time from previous owners, this Turn of the Century 2 Story most likely started out as a one room house (currently the large country kitchen), with later additions on 1st level and a second story completed circa 1925. Perched on a Double Lot w/ mature trees, this home has retained it's modified American Foursquare charm w/original hardwood floors, architectural details like arched entries, extra wide trim & crown moldings, columns, horizontal beams, vaulted ceilings & built -in's. Updates approx* a decade ago include: roof, windows, electric, plumbing, siding, furnace, central air, patio, sidewalks and water line + newer backyard fence, updates to both full baths upstairs. Other features Include: 1980 finished SF = 4 BR's, 2.5 baths, 2.5 car (26x24) detached garage (2013) with finished loft bonus room (286 SF) w/both heat & A/C, handy backyard storage shed (16x10), big concrete patio off 13x6 back porch, a pergola, plus plenty of room for a garden too! 18x8 Covered Font Porch entry off Locust St. (swing stays:) to entry Foyer/Guest Parlor (years ago they used this space as a formal dining room). Stately original wood staircase. Living room off foyer has 2nd entry door from Elm St. and was the location for a wedding ceremony in 1928. Adjacent small den or library or home office off LR. Laundry & guest 1/2 bath off Foyer (washer & dryer stay). Upstairs the 4 bedrooms were once rooms rented to men working for the Grand Trunk Railroad! MBR has 2 closets + ensuite bath. Main hall bath has dual vanities & stained glass inset in bath frame. Michigan style partial basement with 1 window offers plenty of storage space (738 unfinish SF). Great Center Township location close to downtown restaurants, shops & central park activities! Possession day of Closing. This home is for your family to add it's own stories! See Photos & Call Today.

Last Agent to Sell the Property

Jeff Safrin

F.C. Tucker 1st Team Real Esta License #RB14035249 Listed on: 02/21/2025

F.C. Tucker 1st Team Real Esta

Co-Listed By

Jeff Safrin

F.C. Tucker 1st Team Real Esta License #RB14033778

Last Buyer's Agent

Jason Lynn

Realty Executives Premier License #RB22001453

Realty Executives Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,792

Year Built

  • Built in 1925

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66 x 132
  • Back Yard Fenced
  • Landscaped
  • Corner Lot
  • Wooded Lot

Parking

  • 2.5 Car Detached Garage
  • Garage Door Opener

Interior Spaces

  • 1,980 Sq Ft Home
  • 2-Story Property
  • Insulated Windows
  • Window Treatments
  • Wood Frame Window
  • Living Room
  • Neighborhood Views
  • Basement

Kitchen

  • Country Kitchen
  • Oven
  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 640924251008000004

Community Details

Overview

  • No Home Owners Association
  • 1St Add N Valpo Subdivision

Recreation

  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,792

Year Built

Built in 1925

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1925
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Gas Dryer Hookup, Washer Hookup, Main Level, Laundry Room, Inside
  • ResoLotFeatures: Back Yard, Wooded, Subdivided, Rectangular Lot, Landscaped, Level, Front Yard, City Lot, Corner Lot
  • ResoPoolFeatures: None
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Reso View: Neighborhood
  • ResoOtherEquipment: None
  • ResoSecurityFeatures: See Remarks
  • Co List Office Mls Id: NRA1172
  • Co List Office Phone: (219) 309-9930
  • Co List Office Mls Id: NRA1172
  • Subdivision Name: 1st Add N Valpo
  • Above Grade Finished Sq Ft: 1980
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Reso Other Structures: Other, Shed(s), See Remarks, Pergola
  • Property Attached Yn: No
  • ResoWindowFeatures: Insulated Windows, Window Treatments, Wood Frames
  • Financial Info Electric: 200+ Amp Service
  • AuctionYN: No
  • AccessibilityFeaturesYN: No
  • AboveGradeUnfinishedArea: 0.00
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Refrigerator, Washer, Range Hood, Microwave, Oven, Gas Range, Dryer, Disposal
  • Interior Amenities: Beamed Ceilings, Tile Counters, Whirlpool Tub, Walk-In Closet(s), Soaking Tub, Storage, Stone Counters, Natural Woodwork, Recessed Lighting, High Ceilings, His and Hers Closets, Country Kitchen, Entrance Foyer, Eat-in Kitchen, Double Vanity, Crown Molding, Chandelier, Ceiling Fan(s), Built-in Features
  • Basement: Concrete, Unfinished, Partial
  • Flooring: Other, Wood
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Other, Private Yard
  • Fencing: Back Yard, Vinyl, Fenced, Gate
  • Acres: 0.2
  • Waterfront: No
  • Construction Type: Wood Siding
  • Foundation Details: Combination
  • Patio And Porch Features: Covered, Rear Porch, Patio, Front Porch
  • Reso Roof: Asphalt

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Additional Parking, Detached, On Street, Garage Faces Side, Garage Door Opener, Driveway

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Connected, Water Connected, Phone Available, Sewer Connected, Natural Gas Connected, Electricity Connected
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks, Street Lights, Playground, Park, Other
  • Association: No

Lot Info

  • Lot Dimensions: 66 x 132
  • Lot Size Sq Ft: 8712
  • Additional Parcels: No
  • Parcel #: 640924251008000004
  • Zoning Description: residential

Tax Info

  • Year: 2023
  • Tax Annual Amount: 3792

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2025
Closed on
Mar 21, 2025
Sold by
Thompson Emily M
Bought by
Westley Catherine
Seller's Agent
Jeff Safrin
F.C. Tucker 1st Team Real Esta
Buyer's Agent
Jason Lynn
Realty Executives Premier
List Price
$349,000
Sold Price
$334,000
Premium/Discount to List
-$15,000
-4.3%
Views
47
Current Estimated Value
$337,224

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,224
Avg. Annual Appreciation
1.70%

Purchase Details

Listed on
Feb 9, 2017
Closed on
Apr 6, 2017
Sold by
Myers Janet S and Myers Phillip F
Bought by
Thompson Emily M
Seller's Agent
Dorothea Snyder
Coldwell Banker Real Estate Gr
List Price
$222,000
Sold Price
$222,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.27%
Original Mortgage
$210,900
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 9, 2012
Closed on
Dec 17, 2012
Sold by
Berg Matthew A and Berg Marlo T
Bought by
Myers Janet S and Myers Phillip F
Seller's Agent
Lynda Anderson
Boulder Bay Realty Group
Buyer's Agent
Dorothea Snyder
Coldwell Banker Real Estate Gr
List Price
$190,000
Sold Price
$190,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.69%
Original Mortgage
$95,000
Interest Rate
3.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 17, 2005
Sold by
Conner Kirk C and Conner Caroline H
Bought by
Berg V Matthew A and Berg Marlo T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
6.13%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Near North Title Group
Warranty Deed $222,000 Chicago Title Insurance Co
Warranty Deed -- Chicago Title Insurance Comp
Warranty Deed -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $210,900 New Conventional
Previous Owner $95,000 New Conventional
Previous Owner $154,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/17/2025 03/17/25 Sold $334,000 -4.3% $169 / Sq Ft
02/21/2025 02/21/25 For Sale $349,000 +57.2% $176 / Sq Ft
04/06/2017 04/06/17 Sold $222,000 0.0% $112 / Sq Ft View Prior Sale
03/01/2017 03/01/17 Pending -- -- --
02/09/2017 02/09/17 For Sale $222,000 +16.8% $112 / Sq Ft
12/17/2012 12/17/12 Sold $190,000 0.0% $96 / Sq Ft View Prior Sale
12/17/2012 12/17/12 Pending -- -- --
11/09/2012 11/09/12 For Sale $190,000 -- $96 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,812 $345,800 $41,600 $304,200
2023 $3,792 $311,800 $36,300 $275,500
2022 $3,625 $289,800 $36,300 $253,500
2021 $3,656 $282,600 $36,300 $246,300
2020 $3,376 $257,700 $33,000 $224,700
2019 $3,235 $244,400 $33,000 $211,400
2018 $3,147 $233,600 $33,000 $200,600
2017 $3,108 $230,900 $33,000 $197,900
2016 $2,523 $203,500 $39,500 $164,000
2014 $1,979 $190,800 $37,300 $153,500
2013 -- $157,200 $37,500 $119,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 816380

Northwest Indiana Association of REALTORS®

APN: 64-09-24-251-008.000-004