NOT LISTED FOR SALE

408 Harbour Cove Somers Point, NJ 08244

Estimated Value: $390,000 - $452,000

2 Beds
1 Bath
-- Sq Ft
479 Sq Ft Lot

Last Sold January 29, 2021

Last sale price $212,500

Est. 100% increase in value since last sale

Current estimated payment $2,846/month

Highlights

  • Property is near a marina
  • Deck
  • Community Pool
  • Mainland Regional High School Rated A-
  • Main Floor Bedroom
  • Laundry Room

About This Home

As of January 2021

This home is located at 408 Harbour Cove, Somers Point, NJ 08244 since 22 October 2020 and is currently estimated at $425,255. 408 Harbour Cove is a home located in Atlantic County with nearby schools including Mainland Regional High School, ChARTer TECH High School for the Performing Arts, and Saint Joseph Regional School.

Last Agent to Sell the Property

Cathy Laltrello

RE/MAX ATLANTIC License #RB-8036281 Listed on: 10/22/2020

RE/MAX ATLANTIC

Last Buyer's Agent

SUZANNE WALTER

CENTURY 21 ALLIANCE-O1O4J

CENTURY 21 ALLIANCE-O1O4J

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,091

Lot Details

  • 479

Home Design

  • Cedar Siding
  • Vinyl Siding

Interior Spaces

  • 3-Story Property
  • Wood Burning Fireplace
  • Dining Area
  • Carpet

Kitchen

  • Self-Cleaning Oven
  • Stove
  • Microwave
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Carport

Outdoor Features

  • Property is near a marina
  • Deck

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

Overview

  • Association fees include amenities, insurance, maintenance, management, sewer, trash, water, pool
  • Harbour Cove Condos

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,091

Lot Details

0

Listing Details

  • Class: Condominium
  • Type: Condo
  • Lvt Date: 10/23/2020
  • Number Of Levels In Unit: One
  • Number Of Stories In Bldg: Three To Five
  • Unit Location: Second Floor
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Appliances: Disposal, Dryer, Electric Stove, Microwave, Refrigerator, Self Cleaning Oven, Washer
  • Fireplace: Built-In, Wood Burning
  • Bedrooms: 2
  • Bedroom 1: On Level: Main
  • Bedroom 2: On Level: Main
  • Full Bathrooms: 1
  • Bathroom 1 Level: Main
  • Dining Room: Size: area, On Level: Main
  • Kitchen: On Level: Main
  • Living Room: On Level: Main
  • Other Rooms: Dining Area, Laundry/Utility Room
  • Common Area Features: Bulkheaded, Deck/Porch, Pool

Exterior Features

  • Siding Exterior: Cedar, Vinyl

Garage/Parking

  • Parking Exterior: Two Car, Carport

Utilities

  • Air Conditioner: Central
  • Heating: Gas-Natural
  • Sewer: Public Sewer
  • Water: Public Water
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Includes: Amenities, Insurance, Maintenance, Management, Sewer, Trash, Water, Pool
  • Condo Name: Harbour Cove
  • Management: On-Site Professionals

Lot Info

  • Location: Marina

Rental Info

  • Pets: Yes

Multi Family

  • Unit Features: Fireplace(s), Master Bath, Pets Allowed, Wall To Wall Carpet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 22, 2020
Closed on
Jan 29, 2021
Sold by
Scarborough Christopher D
Bought by
Ciaciak Eugene J and Ciaciak Maureen
Seller's Agent
Cathy Laltrello
RE/MAX ATLANTIC
Buyer's Agent
SUZANNE WALTER
CENTURY 21 ALLIANCE-O1O4J
List Price
$245,000
Sold Price
$212,500
Premium/Discount to List
-$32,500
-13.27%
Current Estimated Value
$425,255

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$212,755
Avg. Annual Appreciation
15.98%
Original Mortgage
$191,250
Outstanding Balance
$170,904
Interest Rate
2.65%
Mortgage Type
New Conventional
Estimated Equity
$254,351

Purchase Details

Closed on
Jun 30, 1999
Sold by
Zarett Kathryn A and Zarett Eliott
Bought by
Scarborough Christopher D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ciaciak Eugene J $212,500 Group 21 Title
Scarborough Christopher D $90,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ciaciak Eugene J $191,250
Previous Owner Scarborough Christopher D $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/29/2021 01/29/21 Sold $212,500 -3.0% --
12/15/2020 12/15/20 Pending -- -- --
12/07/2020 12/07/20 Price Changed $219,000 -10.6% --
10/22/2020 10/22/20 For Sale $245,000 -- --
Source: South Jersey Shore Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,091 $198,300 $85,000 $113,300
2024 $7,091 $198,300 $85,000 $113,300
2023 $6,625 $198,300 $85,000 $113,300
2022 $6,625 $198,300 $85,000 $113,300
2021 $6,526 $198,300 $85,000 $113,300
2020 $6,393 $198,300 $85,000 $113,300
2019 $6,213 $198,300 $85,000 $113,300
2018 $6,082 $198,300 $85,000 $113,300
2017 $5,864 $198,300 $85,000 $113,300
2016 $5,598 $198,300 $85,000 $113,300
2015 $5,541 $198,300 $85,000 $113,300
2014 $5,354 $198,300 $85,000 $113,300
Source: Public Records

Agents Affiliated with this Home

  • Cathy Laltrello

    Seller's Agent in 2021

    Cathy Laltrello

    RE/MAX

    (609) 927-1063

    22 in this area

    29 Total Sales

    Cathy Laltrello
    Section Image

  • S

    Buyer's Agent in 2021

    SUZANNE WALTER

    CENTURY 21 ALLIANCE-O1O4J

    (609) 412-3782

    2 in this area

    8 Total Sales

    SUZANNE WALTER
    Section Image
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Map

Source: South Jersey Shore Regional MLS

MLS Number: 543860

South Jersey Shore Regional MLS

APN: 21-01211-0000-00001-0000-C2408

New Jersey Atlantic County Somers Point 08244

408 Harbour Cove, Somers Point, NJ

This home is located at 408 Harbour Cove, Somers Point, NJ 08244 since 22 October 2020 and is currently estimated at $425,255. 408 Harbour Cove is a home located in Atlantic County with nearby schools including Mainland Regional High School, ChARTer TECH High School for the Performing Arts, and Saint Joseph Regional School.

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