NOT LISTED FOR SALE

408 Island Pointe Dr Unit 128 Saint Joseph, MI 49085

Estimated Value: $519,000 - $637,000

2 Beds
3 Baths
2,197 Sq Ft
$258/Sq Ft Est. Value

Last Sold July 24, 2020

Last sale price $330,000 $150 Per Sq Ft

Est. 72% increase in value since last sale

Current estimated payment $3,988/month

151 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Water Views
  • In Ground Pool
  • Upton Middle School Rated A
  • Docks
  • Clubhouse

About This Home

As of July 2020

A boater's paradise complete with a 40' boat slip just steps from your home. Beautiful open floor plan with just under 2,200 sf of custom designed living space with many upgrades. This unique floor plan was designed with entertaining in mind. The vaulted great room is open to the kitchen & dining areas and has plenty of natural light. The gourmet kitchen offers Cambria quartz counters, snack bar and newer premium stainless steel appliances. The 25 x 17 bonus space is currently one large room but could be divided to make two rooms. Island Pointe Marina is a gated waterfront community that offers a clubhouse, heated pool & spa, playground, gazebo and scenic walking trails along the St. Joseph River.

Last Agent to Sell the Property

Vikki Wade Team

Coldwell Banker Advantage Listed on: 01/17/2020

Last Buyer's Agent

Benjamin Stephen

Cressy & Everett Real Estate License #6501407350

Cressy & Everett Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,800

Year Built

  • Built in 2005

Lot Details

  • 6,882 Sq Ft Lot
  • Property fronts a private road
  • Shrub
  • Corner Lot: Yes
  • Sprinkler System
  • Property is zoned 401, 401

HOA Fees

  • $218 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,197 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Living Room with Fireplace
  • Dining Area
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer

Outdoor Features

  • In Ground Pool
  • Deeded Waterfront Access Rights
  • No Wake Zone
  • Docks
  • Deeded Boat Dock

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include electricity, water, snow removal, lawn/yard care

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,800

Year Built

Built in 2005

Lot Details

0

HOA Fees

$218 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2005
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: irregular
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2197.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 6800.0
  • Tax Info:Zoning3: 401
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • Additional Items:Whirlpool Tub: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • General Property Info:SqFt Above Grade: 2197.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Whirlpool Tub, Eat-in Kitchen
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2197.0
  • Window Features: Insulated Windows
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 339900.0
  • Lot Features: Corner Lot
  • Pool Features: In Ground
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Broadband
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Pool, Spa/Hot Tub
  • Association Fee: 218.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 218.0
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes
  • Water Fea Amenities:Deeded Boat Lot: Yes

Fee Information

  • Association Fee Includes: Electricity, Water, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.16
  • Lot Size Area: 0.16
  • Lot Dimensions: irregular
  • Lot Size Sq Ft: 6882.0
  • Zoning Description: 401
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6800.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2020
Closed on
Jul 24, 2020
Sold by
Genovese Michael L and Genovese Tamra A
Bought by
Rohde Laura
Seller's Agent
Vikki Wade Team
Coldwell Banker Advantage
Buyer's Agent
Benjamin Stephen
Cressy & Everett Real Estate
List Price
$344,900
Sold Price
$330,000
Premium/Discount to List
-$14,900
-4.32%
Current Estimated Value
$567,048

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$237,048
Avg. Annual Appreciation
9.72%
Original Mortgage
$313,500
Outstanding Balance
$280,457
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$248,651

Purchase Details

Listed on
Oct 22, 2014
Closed on
Sep 8, 2015
Sold by
Farley David J and Farley Janet M
Bought by
Genovese Michael L and Genovese Tamra A
Seller's Agent
Chris Marzke
@properties Christie's International R.E.
Buyer's Agent
Vikki Wade
Century 21 Affiliated
List Price
$344,900
Sold Price
$299,500
Premium/Discount to List
-$45,400
-13.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.04%
Original Mortgage
$254,000
Interest Rate
3.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2005
Sold by
Island Pointe Marina Llc
Bought by
Farley David J and Farley Janet M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,700
Interest Rate
5.74%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rohde Laura $330,000 First American Title
Genovese Michael L $299,500 First American Title
Farley David J $59,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rohde Laura $313,500
Previous Owner Genovese Michael L $254,000
Previous Owner Farley David J $50,000
Previous Owner Farley David J $277,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2020 07/24/20 Sold $330,000 -4.3% $150 / Sq Ft
06/16/2020 06/16/20 Pending -- -- --
01/17/2020 01/17/20 For Sale $344,900 +15.2% $157 / Sq Ft
10/08/2015 10/08/15 Sold $299,500 -13.2% $136 / Sq Ft
10/08/2015 10/08/15 Pending -- -- --
10/22/2014 10/22/14 For Sale $344,900 -- $157 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,174 $278,400 $0 $0
2024 $7,929 $246,400 $0 $0
2023 $7,604 $209,700 $0 $0
2022 $7,258 $183,500 $0 $0
2021 $7,393 $182,100 $35,400 $146,700
2020 $6,421 $179,400 $0 $0
2019 $6,372 $157,400 $26,000 $131,400
2018 $6,264 $157,400 $0 $0
2017 $5,619 $155,700 $0 $0
2016 $5,619 $147,100 $0 $0
2015 $6,959 $150,000 $0 $0
2014 $6,702 $148,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20002057

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0039-00-4