NOT LISTED FOR SALE

408 John St Union City, MI 49094

Estimated Value: $143,000 - $187,000

3 Beds
1 Bath
1,400 Sq Ft
$115/Sq Ft Est. Value

Last Sold July 22, 2016

Last sale price $38,300 $27 Per Sq Ft

Est. 322% increase in value since last sale

Current estimated payment $981/month

13 Days on Market

Highlights

  • Private Waterfront
  • Recreation Room
  • Porch
  • Deck
  • Traditional Architecture
  • 1 Car Attached Garage

About This Home

As of July 2016

Call Ron Mallernee At (269)209-8027 Or Laurie Paul At (269)317-2324 For More Information. This Traditional 3 Bedroom Home In Union City Backs Up To A Beautiful Setting On The St. Joseph River! Cosmetic Updating Is Needed, But Home Offers Many Nice Features Such As Wrap Around Front Porch, Original Wood Floors And Woodwork, Fireplace In Family Room, Large Living Room, Formal Dining Room And Main Floor Laundry. All Rooms Are Spacious! HUD Homes Sold AS-IS Without Any Guarantee Or Warranty By Seller. For Bidding Info. Go To WWW.HUDHOMESTORE.COM OR SAGEACQ.COM. FHA Case# 263-480242 - Insurability Code (IE). Lead Based Paint Notices Online To Sign.

Last Agent to Sell the Property

Ron Mallernee

Homestyle Realty License #6502365623 Listed on: 06/03/2016

Co-Listed By

Laurinda Mallernee

Homestyle Realty License #6502365633

Last Buyer's Agent

Angie Wages

Midwestern Realty Group License #6501247218

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1882

Lot Details

  • 9,147 Sq Ft Lot
  • Private Waterfront
  • 43 Feet of Waterfront

Parking

  • 1 Car Attached Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,400 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Dining Area
  • Recreation Room
  • Basement
  • Michigan Basement
  • Storm Windows
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Outdoor Features

  • Water Access
  • Deck
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1882

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1882
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 1 X 1
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1400.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • General Property Info:Design: Traditional
  • Tax Info:Annual Property Tax: 2245.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 43.0
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Substructure:Michigan Basement: Yes
  • Sale Conditions:REOBank Owned: Yes
  • Windows:Storms: Yes
  • General Property Info:SqFt Above Grade: 1400.0
  • General Property Info Garage YN: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Michigan Basement
  • LivingArea: 1400.0
  • Window Features: Storms, Screens
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 300.0
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • Exterior Features: Porch(es), Deck(s)
  • List Price: 27000.0
  • Road Surface Type: Paved
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Features:Deck(s): Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Dimensions: 1 X 1
  • Lot Size Sq Ft: 9147.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2245.0
  • Tax Year: 2015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 2, 2021
Sold by
Denning Nolan Ryan
Bought by
Klein William
Current Estimated Value
$161,612

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,600
Outstanding Balance
$37,013
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$136,345

Purchase Details

Listed on
Jun 3, 2016
Closed on
Jul 21, 2016
Sold by
Secretary Of Housing & Urban Development
Bought by
Denning Nolan Ryan
Seller's Agent
Ron Mallernee
Homestyle Realty
Buyer's Agent
Angie Wages
Midwestern Realty Group
List Price
$27,000
Sold Price
$38,300
Premium/Discount to List
$11,300
41.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.90%
Original Mortgage
$36,385
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2015
Sold by
Bank Of America Na
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
May 20, 2010
Sold by
Shattuck Cynthia M
Bought by
Birch Tyler M and Birch Lynnette R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,363
Interest Rate
5.25%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Klein William $128,000 None Available
Denning Nolan Ryan $72,000 Devon Title Agency
Secretary Of Housing & Urban Development $89,679 None Available
Birch Tyler M $85,500 Branch County Abstract & Tit
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Klein William $121,600
Previous Owner Dennign Nolan Rayn $9,400
Previous Owner Denning Nolan Ryan $36,385
Previous Owner Birch Tyler $12,043
Previous Owner Birch Tyler M $84,363
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2016 07/22/16 Sold $38,300 +41.9% $27 / Sq Ft
06/16/2016 06/16/16 Pending -- -- --
06/03/2016 06/03/16 For Sale $27,000 -- $19 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,521 $68,180 $0 $0
2024 $544 $61,690 $0 $0
2023 $494 $52,630 $0 $0
2022 $494 $45,700 $0 $0
2021 -- $39,700 $0 $0
2020 -- $36,200 $0 $0
2019 -- $35,800 $0 $0
2018 -- $36,500 $0 $0
2017 -- $38,100 $0 $0
2016 -- $37,150 $0 $0
2015 -- $35,490 $0 $0
2014 -- $30,450 $0 $0
2013 -- $26,870 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 16027272

Southwestern Michigan Association of REALTORS®

APN: 021-000-009-045-00