NOT LISTED FOR SALE

408 Loma Ave Unit A Capitola, CA 95010

Estimated Value: $1,539,000 - $1,632,000

3 Beds
2 Baths
1,400 Sq Ft
$1,121/Sq Ft Est. Value

Sale Details

Date Sold: January 30, 2015

Last sale price $895,000 $639 Per Sq Ft

Est. 75% increase in value since last sale

Current estimated payment $9,595 / mo

78 Days on Market

Highlights

  • Neighborhood Views
  • Dining Room
  • Wood Burning Fireplace
  • Main Street Elementary School Rated A-
  • Level Lot
  • 3-minute walk to Noble Gulch Park

About This Home

As of January 2015

GREAT BEACH HIDEAWAY WITH ATTACHED RENTAL UNIT. LEGAL DUPLEX REDONE FROM THE SHEETROCK OUT. NEW WINDOWS, DOOR, FLOORS, TEXTURE, CABINETS, GRANITE, BATHS, TRIM, CROWN MOULDING, INSIDE AND OUTSIDE PAINT, NEW LANDSCAPING, ON DEMAND WATER HEATER, OUTSIDE SHOWER, FIREPLACE IN REAR, 2 BEDROOM 1 BATH UNIT. FRONT UNIT IS 1 BD 1 BATH. WALK TO GAYLES, CAPITOLA VILLAGE, BEACH, PARKS, CAPITOL SCHOOLS.

Last Agent to Sell the Property

Bill McKown

Bailey Properties License #01259337 Listed on: 09/21/2014

Last Buyer's Agent

Jill Newgren

David Lyng Real Estate License #01258443

David Lyng Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1958

Lot Details

  • Level Lot
  • Zoning described as R4

Parking

  • 1 Carport Space

Home Design

  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,400 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Vinyl Flooring
  • Neighborhood Views

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Wall Furnace
  • Sewer Within 50 Feet

Listing and Financial Details

  • Assessor Parcel Number 036-093-004

Home Details

Home Type

Single Family

Year Built

Built in 1958

Lot Details

4,530 Sq Ft Lot

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 1400
  • Incorporated: Yes
  • Map Book Page: 32
  • Map Side Coordinate: 6
  • Map Top Coordinate: C
  • Thomas Bros Page: 32
  • Thomas Brothers: C6
  • Year Built: 1958
  • Zoning Description: R4
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room, No Separate Family Room
  • Fireplace: Living Room, Wood Burning, Yes
  • Dining Room: No Formal Dining Room, No Informal Dining Room
  • Living Sq Ft: 1400
  • Stories: 1
  • Flooring: Vinyl / Linoleum
  • Maximum Bathrooms: 2
  • Minimum Bathrooms: 2
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter and Slab
  • Pool Description: Pool - No
  • Roof: Composition
  • View: Local/Neighborhood

Garage/Parking

  • Carport Max: 1
  • Carport Min: 1

Utilities

  • Heating System: Wall Furnace
  • Sewer/Septic System: Sewer in Street, Sewer Connected

Lot Info

  • Lot Description: Grade - Level
  • Parcel Number: 036-093-004
  • List Price per Sq Ft: 642.14
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 4530.00
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Max Search: 4530.00
  • Lot Size Area Min Search: 4530.00
  • Maximum Lot Size: 4530.00
  • Map Book: Thomas Bros

Multi Family

  • Maximum Building Height: 1
  • Minimum Building Height: 1

MLS Schools

  • High School District Text: Santa Cruz City High

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 11, 2020
Sold by
Bought by
Current Estimated Value
$1,569,399

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$581,000
Outstanding Balance
$514,435
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$1,054,964

Purchase Details

Closed on
Sep 13, 2017
Sold by
Bought by

Purchase Details

Closed on
Jan 27, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 21, 2014
Closed on
Jan 22, 2015
Sold by
Bought by
Seller's Agent
Bill McKown
Bailey Properties
Buyer's Agent
Jill Newgren
David Lyng Real Estate
List Price
$989,000
Sold Price
$895,000
Premium/Discount to List
-$94,000
-9.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.08%
Original Mortgage
$272,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 22, 2014
Sold by
Bought by

Purchase Details

Closed on
Apr 19, 2011
Sold by
Bought by

Purchase Details

Closed on
Oct 31, 2008
Sold by
Bought by

Purchase Details

Closed on
Mar 2, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
4.29%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Feb 20, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
4.29%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Nov 26, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$60,000 Chicago Title Insurance Co
-- None Available
$315,000 First American Title Company
$895,000 Stewart Title Of Ca Inc
$678,000 Stewart Title Of Ca Inc
-- None Available
-- None Available
-- Santa Cruz Title Company
-- --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $581,000
Previous Owner $600,000
Previous Owner $272,000
Previous Owner $275,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/30/2015 01/30/15 Sold $895,000 0.0% $639 / Sq Ft
12/08/2014 12/08/14 Pending -- -- --
12/08/2014 12/08/14 Off Market $895,000 -- --
10/29/2014 10/29/14 Price Changed $899,000 -3.2% $642 / Sq Ft
10/27/2014 10/27/14 Price Changed $929,000 -2.1% $664 / Sq Ft
10/13/2014 10/13/14 Price Changed $949,000 -4.0% $678 / Sq Ft
09/21/2014 09/21/14 For Sale $989,000 -- $706 / Sq Ft
Source: MLSListings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,527 $1,075,657 $655,009 $420,648
2023 $13,205 $1,033,887 $629,574 $404,313
2022 $13,026 $1,013,615 $617,229 $396,386
2021 $12,698 $993,740 $605,127 $388,613
2020 $12,546 $983,550 $598,922 $384,628
2019 $12,250 $964,266 $587,179 $377,087
2018 $12,033 $945,358 $575,665 $369,693
2017 $11,857 $926,822 $564,378 $362,444
2016 $9,936 $908,650 $553,312 $355,338
2015 $8,713 $692,566 $488,570 $203,996
2014 $3,496 $211,832 $111,491 $100,341
Source: Public Records

Agents Affiliated with this Home

  • Bill McKown

    Seller's Agent in 2015

    Bill McKown

    Bailey Properties

    (831) 320-7870

    24 Total Sales

    Bill McKown
    Section Image

  • J

    Buyer's Agent in 2015

    Jill Newgren

    David Lyng Real Estate

    Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81434607

MLSListings

APN: 036-093-04-000

California Santa Cruz County Capitola 95010

408 Loma Ave Unit A, Capitola, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLSListings Property Information © 2026 MLSListings Inc. All rights reserved. Listing information is deemed reliable but not guaranteed. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc. The viewer acknowledges ownership and validity of its copyright. Information provided is for personal, non-commercial use by a viewer with a bona fide interest in the purchase or sale of real estate of the type being offered via this website or other electronic means. The viewer is prohibited from copying, redistributing or retransmitting any of the data or information provided by MLSListing, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.