
408 Merchant St Columbia, KY 42728
Estimated payment $1,278/month
Highlights
- Covered Deck
- Secondary bathroom tub or shower combo
- 1 Car Detached Garage
- Main Floor Primary Bedroom
- Breakfast Area or Nook
- Porch
About This Home
Welcome to this charming 4-bedroom, 2-bath home located in the heart of Columbia, just one mile from Lindsey Wilson College. Nestled on a peaceful lot with mature shade trees, this home offers a warm and inviting atmosphere both inside and out. Step onto the large front porch, perfect for relaxing evenings, or enjoy the privacy of the fenced backyard complete with a pergola that stays with the sale. Inside, you’ll find stylish and durable vinyl waterproof flooring throughout, replacement windows for energy efficiency, and a cozy gas fireplace to gather around. The partially finished basement provides flexible space for a family room, home office, or storage. A blacktop driveway adds convenience, while the spacious back deck is ideal for entertaining. This home combines comfort, location, and charm—don’t miss your chance to make it yours! Call today for your private showing!
Listing Agent
Keller Williams First Choice Realty License #269592 Listed on: 06/24/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $892
Year Built
- Built in 1960
Lot Details
- 7,841 Sq Ft Lot
- Fenced
Parking
- 1 Car Detached Garage
- Driveway
Home Design
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Wood Shingle Exterior
Interior Spaces
- 1.5-Story Property
- Ceiling Fan
- Gas Fireplace
- Replacement Windows
- Blinds
- Fire and Smoke Detector
- Basement
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Secondary bathroom tub or shower combo
Outdoor Features
- Covered Deck
- Porch
Schools
- Adair County Elementary And Middle School
- Adair County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Electric Water Heater
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 000-03-16-017.00
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $892 | $80,000 | $5,000 | $75,000 |
2023 | $907 | $80,000 | $5,000 | $75,000 |
2022 | $902 | $80,000 | $5,000 | $75,000 |
2021 | $908 | $80,000 | $5,000 | $75,000 |
2020 | $893 | $80,000 | $5,000 | $75,000 |
2019 | $1,115 | $99,000 | $5,000 | $94,000 |
2018 | $1,125 | $99,000 | $5,000 | $94,000 |
2017 | $1,120 | $99,000 | $5,000 | $94,000 |
2016 | $1,091 | $99,000 | $5,000 | $94,000 |
2015 | -- | $99,000 | $5,000 | $94,000 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/17/2025 07/17/25 | Pending | -- | -- | -- |
07/07/2025 07/07/25 | Price Changed | $219,900 | -4.3% | $71 / Sq Ft |
06/24/2025 06/24/25 | For Sale | $229,900 | -- | $74 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $99,000 | None Available | |
Deed | $100,000 | Courtsey Title |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $389,000 | Construction | |
Closed | $24,019 | New Conventional | |
Closed | $193,200 | New Conventional | |
Previous Owner | $108,807 | New Conventional | |
Previous Owner | $75,585 | Farmers Home Administration |
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Source: South Central Kentucky Association of REALTORS®
MLS Number: SC46887

APN: 000-03-16-017.00
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