$219,900
PENDING $10K PRICE DROP

408 Merchant St Columbia, KY 42728

Estimated payment $1,278/month

Total Views 2,882
4 Beds
2 Baths
3,106 Sq Ft
$71 Price per Sq Ft

Highlights

  • Covered Deck
  • Secondary bathroom tub or shower combo
  • 1 Car Detached Garage
  • Main Floor Primary Bedroom
  • Breakfast Area or Nook
  • Porch

About This Home

Welcome to this charming 4-bedroom, 2-bath home located in the heart of Columbia, just one mile from Lindsey Wilson College. Nestled on a peaceful lot with mature shade trees, this home offers a warm and inviting atmosphere both inside and out. Step onto the large front porch, perfect for relaxing evenings, or enjoy the privacy of the fenced backyard complete with a pergola that stays with the sale. Inside, you’ll find stylish and durable vinyl waterproof flooring throughout, replacement windows for energy efficiency, and a cozy gas fireplace to gather around. The partially finished basement provides flexible space for a family room, home office, or storage. A blacktop driveway adds convenience, while the spacious back deck is ideal for entertaining. This home combines comfort, location, and charm—don’t miss your chance to make it yours! Call today for your private showing!

Listing Agent

Debbie Murray

Keller Williams First Choice Realty License #269592 Listed on: 06/24/2025

Keller Williams First Choice Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $892

Year Built

  • Built in 1960

Lot Details

  • 7,841 Sq Ft Lot
  • Fenced

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Wood Shingle Exterior

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Replacement Windows
  • Blinds
  • Fire and Smoke Detector
  • Basement

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Secondary bathroom tub or shower combo

Outdoor Features

  • Covered Deck
  • Porch

Schools

  • Adair County Elementary And Middle School
  • Adair County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 000-03-16-017.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$892

Year Built

Built in 1960

Lot Details

0

Parking

1

Listing Details

  • Class: Residential/Farm
  • Type: Single Family
  • Style Of Home: 1-1/2 Story
  • Estimated Above Ground Sq Ft: 2506
  • Estimated Year Built: 1960
  • Disability Access: None
  • New Construction: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1960

Interior Features

  • Interior Amenities: Ceiling Fan(s), Closet Light(s), Walk-in Closet(s)
  • Fireplace Woodstove: Gas
  • Walls: Dry Wall
  • Appliances Equipment: Smoke Detector(s)
  • Floors: Laminate, Vinyl
  • Windows Treatments: Blinds
  • Below Grade Bedrooms YN: No
  • Total Bedrooms: 4
  • Master Bedroom Level: Main
  • Bedroom 2 Level: Main
  • Bedroom 3 Level: Upper
  • Bedroom 4 Level: Upper
  • Bathroom: Tub/Shower Combo
  • Number of Full Bathrooms in the Basement: 0
  • Number of Lower Level Full Bathrooms: 0
  • Number of Main Level Full Bathrooms: 1
  • Total Bathrooms: 2
  • Number Partial Bathrooms in the basement: 0
  • Number of Lower Level Partial Bathrooms: 0
  • Number of Main Level Partial Bathrooms: 0
  • Master Bath Room Level: None
  • Full Bathrooms: 2
  • Utility Room Bsmt: 0
  • Lower Level Utility Room: 0
  • Utility Room Main: 1
  • Upper Level Utility Room: 0
  • Has Basement: None
  • Basement Finished Sq Ft: 600
  • Unfinished Basement Sq Ft: 392
  • Basement YN: Yes
  • Total Basement Sq Ft: 992
  • Dining Room Level: Main
  • Dining Rooms: Eat-in Kitchen
  • Family Room Level: Main
  • Kitchen: Eat-In
  • Kitchen Level: Main
  • Living Room Level: Main
  • Other Rooms: Breakfast Area
  • Price Per S Q F T: 70.8
  • Total Fin Living Sapce: 3106
  • Level1 Sq Ft: 1279
  • Level2 Sq Ft: 1227

Exterior Features

  • Construction: Brick, Wood Shingle
  • Roofing: Shingles
  • ExteriorFeatures: Covered Deck, Deck, Porch
  • Fence: Line Fence
  • Foundation: Block
  • Lake Location: Green River
  • Lake Property Features: None
  • Water Features: None

Garage/Parking

  • Garage Carport: Garage Detached
  • Garage Carport: Yes
  • Number Garage Spaces: 1

Utilities

  • Water: City
  • Water Heater: Electric
  • Air Conditioner: Central Air
  • Heating: Forced Air
  • Sewer: City
  • Utility: Garbage-Public, Internet DSL, Natural Gas

Fee Information

  • Association Fee Includes: None
  • Fees: None

Schools

  • Elementary School: Adair County
  • Middle School: Adair County
  • High School: Adair County

Lot Info

  • Estimated Lot Size: 0.18
  • Deed Book Page: 258/263
  • Parcel Id Tax Id: 000-03-16-017.00
  • Price Per Acre: 1221667

MLS Schools

  • Elementary School: Adair County
  • Middle School: Adair County
  • High School: Adair County

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $892 $80,000 $5,000 $75,000
2023 $907 $80,000 $5,000 $75,000
2022 $902 $80,000 $5,000 $75,000
2021 $908 $80,000 $5,000 $75,000
2020 $893 $80,000 $5,000 $75,000
2019 $1,115 $99,000 $5,000 $94,000
2018 $1,125 $99,000 $5,000 $94,000
2017 $1,120 $99,000 $5,000 $94,000
2016 $1,091 $99,000 $5,000 $94,000
2015 -- $99,000 $5,000 $94,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 Pending -- -- --
07/07/2025 07/07/25 Price Changed $219,900 -4.3% $71 / Sq Ft
06/24/2025 06/24/25 For Sale $229,900 -- $74 / Sq Ft
Source: South Central Kentucky Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $99,000 None Available
Deed $100,000 Courtsey Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $389,000 Construction
Closed $24,019 New Conventional
Closed $193,200 New Conventional
Previous Owner $108,807 New Conventional
Previous Owner $75,585 Farmers Home Administration
Source: Public Records

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Source: South Central Kentucky Association of REALTORS®

MLS Number: SC46887

South Central Kentucky Association of REALTORS®

APN: 000-03-16-017.00