NOT LISTED FOR SALE

408 N Delia St Ludington, MI 49431

Estimated Value: $251,000 - $273,000

2 Beds
2 Baths
1,200 Sq Ft
$217/Sq Ft Est. Value

Last Sold September 19, 2022

Last sale price $220,000 $183 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $1,667/month

8 Days on Market

Highlights

  • 1 Car Detached Garage
  • Porch
  • Forced Air Heating System
  • Ludington High School Rated 9+
  • Patio
  • Back Yard Fenced

About This Home

As of September 2022

This cheerful two bedroom, two bath home couples quaint cottage-like charm with the convenience of modern amenities. Beautiful new kitchen with stainless appliances, gorgeous hardwood flooring and main floor laundry. Convenient mudroom off of the kitchen, and a large detached garage with a newer metal roof. The nicely landscaped yard has great outdoor spaces including a sun filled back deck, covered front porch and fire pit area. Conveniently located close to schools, downtown Ludington, and beautiful Stearns Lake Michigan Beach!

Last Agent to Sell the Property

Diana Kovalcik

GREENRIDGE Realty Ludington License #6506043981 Listed on: 08/06/2022

Last Buyer's Agent

Ingrid Wadel

LIGHTHOUSE REALTY-Ludington License #6501296695

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,945

Year Built

  • Built in 1900

Lot Details

  • 8,400 Sq Ft Lot
  • Lot Dimensions are 60 x 140
  • Back Yard Fenced

Parking

  • 1 Car Detached Garage

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,200 Sq Ft Home
  • 1-Story Property

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,945

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1900
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 60 x 140
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1200.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 1945.24
  • Tax Info:Zoning3: Res
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 1200.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Fencing:Fenced Back: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space, Partial
  • LivingArea: 1200.0
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 608.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 225000.0
  • Patio and Porch Features: Patio, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 60 x 140
  • Lot Size Sq Ft: 8400.0
  • Zoning Description: Res
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1945.24
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2022
Closed on
Sep 19, 2022
Sold by
Williams James L and Williams Dawn M
Bought by
Lear Dustin and Martin Hope
Seller's Agent
Diana Kovalcik
GREENRIDGE Realty Ludington
Buyer's Agent
Ingrid Wadel
LIGHTHOUSE REALTY-Ludington
List Price
$225,000
Sold Price
$220,000
Premium/Discount to List
-$5,000
-2.22%
Views
64
Current Estimated Value
$259,894

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$39,894
Avg. Annual Appreciation
5.75%
Original Mortgage
$155,000
Outstanding Balance
$148,464
Interest Rate
5.22%
Mortgage Type
New Conventional
Estimated Equity
$111,430

Purchase Details

Listed on
Jan 30, 2017
Closed on
Mar 10, 2017
Sold by
Greene Meghan E
Bought by
Williams James L and Williams Dawn M
Seller's Agent
Joe Wheaton
Five Star Real Estate - Ludington
Buyer's Agent
Laura Iles
LIGHTHOUSE REALTY-Ludington
List Price
$114,900
Sold Price
$112,000
Premium/Discount to List
-$2,900
-2.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.98%
Original Mortgage
$112,000
Interest Rate
4.17%

Purchase Details

Listed on
Aug 11, 2014
Closed on
Oct 21, 2014
Sold by
Stafford Patricia and Stafford John
Bought by
Greene Meaghan E
Seller's Agent
Mary Jo Pung
CENTURY 21 Bayshore
Buyer's Agent
Robin Koikas
EXIT Real Estate of Ludington
List Price
$85,000
Sold Price
$87,500
Premium/Discount to List
$2,500
2.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.88%
Original Mortgage
$89,820
Interest Rate
4.21%

Purchase Details

Closed on
Apr 21, 2011
Sold by
Stafford John and Stafford Patricia
Bought by
Stafford John and Stafford Parricia

Purchase Details

Closed on
Apr 29, 2002
Sold by
Jabrocki Thomas F and Jabrocki Ruth E
Bought by
Stafford John and Stafford Patricia

Purchase Details

Closed on
Oct 1, 1996
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lear Dustin $220,000 Chicago Title
Williams James L -- Lighthouse Title
Greene Meaghan E -- Lighthouse Title Inc
Stafford John -- None Available
Stafford John $75,000 --
-- $62,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lear Dustin $155,000
Previous Owner Williams James L $112,000
Previous Owner Greene Meaghan E $89,820
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2022 09/19/22 Sold $220,000 -2.2% $183 / Sq Ft
08/14/2022 08/14/22 Pending -- -- --
08/06/2022 08/06/22 For Sale $225,000 +100.9% $188 / Sq Ft
03/10/2017 03/10/17 Sold $112,000 -2.5% $93 / Sq Ft
01/30/2017 01/30/17 Pending -- -- --
01/30/2017 01/30/17 For Sale $114,900 +31.3% $96 / Sq Ft
10/21/2014 10/21/14 Sold $87,500 +2.9% $73 / Sq Ft
08/27/2014 08/27/14 Pending -- -- --
08/11/2014 08/11/14 For Sale $85,000 -- $71 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,143 $92,100 $92,100 $0
2024 -- $84,000 $84,000 $0
2023 -- $72,100 $72,100 $0
2022 -- $60,500 $0 $0
2021 -- $55,800 $0 $0
2020 $1,539 $54,800 $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 22033823

Southwestern Michigan Association of REALTORS®

APN: 051-205-025-00