408 N Spring St Elgin, IL 60120
Northeast Elgin Neighborhood
4
Beds
2
Baths
2,254
Sq Ft
7,841
Sq Ft Lot
Highlights
- Wood Flooring
- Walk-In Pantry
- Porch
- Queen Anne Architecture
- Detached Garage
- Patio
About This Home
As of July 2024This charming Queen Anne home oozes with eclectic character. Located on the south end of Elgin's famed Gold Coast neighborhood, 408 N Spring St is a gem waiting to be yours. The Queen Anne style floods the senses with typical characteristics, such as asymmetry, contrast, and decorative details throughout the home. You'll enter the home through a huge enclosed front porch with HW floors, which then leads you to the expansive entryway and other features of the home: High ceilings | Pocket doors | Oversized base | HW | Leaded glass windows | Crown | Original wood-burning fire place | Butler's pantry | Turret room in the large unfinished attic | Dual staircases | Rear balcony off kitchen | Laundry chute | Mud room at rear entrance | NEW plumbing to full bath (2015) | NEW appliances (2015-2018) | 2 WIC | and much more. The back yard is a private oasis for gardening, relaxing, or entertaining. Just minutes from downtown Elgin, RT 90, RT 25, and RT 31.
Last Agent to Sell the Property
Stoll Real Estate License #471018925 Listed on: 06/07/2018
Last Buyer's Agent
Silva Eggers
Ardain Real Estate Inc. License #475166979
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,854
Year Built
- 1892
Parking
- Detached Garage
- Carport
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Queen Anne Architecture
- Stone Foundation
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Wood Burning Fireplace
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Storm Screens
Kitchen
- Walk-In Pantry
- Butlers Pantry
- Oven or Range
Flooring
- Wood
- Laminate
Outdoor Features
- Patio
- Porch
Location
- Property is near a bus stop
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 17, 2024
Closed on
Jul 17, 2024
Sold by
Melchers Erik J and Melchers Alivia B
Bought by
Correa Alyssa
Seller's Agent
Teresa Stultz
Premier Living Properties
Buyer's Agent
Claudia Goehner
Redfin Corporation
List Price
$375,000
Sold Price
$365,000
Premium/Discount to List
-$10,000
-2.67%
Views
2718
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,439
Avg. Annual Appreciation
3.41%
Original Mortgage
$346,750
Outstanding Balance
$344,370
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$33,069
Purchase Details
Closed on
Sep 15, 2020
Sold by
Melchers Erik J and Melchers Alivia B
Bought by
Melchers Erik J and Melchers Alivia B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
2.62%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 7, 2018
Closed on
Jul 12, 2018
Sold by
Fruman Justin D and Dixon Jennifer
Bought by
Melchers Erik J and Dehaan Alivia B
Seller's Agent
Andrew Stoll
Stoll Real Estate
Buyer's Agent
Silva Eggers
Ardain Real Estate Inc.
List Price
$219,900
Sold Price
$205,000
Premium/Discount to List
-$14,900
-6.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.07%
Original Mortgage
$194,750
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 15, 2010
Sold by
Union National Bank
Bought by
Furman Justin D and Dixon Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,196
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Closed on
May 22, 1995
Sold by
Koch Helen M
Bought by
Union National Bank & Trust Compan Elgin
Similar Homes in Elgin, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $365,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Old Republic Natl Ttl Ins Co | |
| Warranty Deed | $205,000 | Chicago Title Ins Co | |
| Deed | $210,000 | None Available | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $346,750 | New Conventional | |
| Previous Owner | $188,000 | New Conventional | |
| Previous Owner | $194,750 | New Conventional | |
| Previous Owner | $206,196 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/26/2024 07/26/24 | Sold | $365,000 | -2.7% | $146 / Sq Ft |
| 06/24/2024 06/24/24 | Pending | -- | -- | -- |
| 06/14/2024 06/14/24 | For Sale | $375,000 | 0.0% | $150 / Sq Ft |
| 06/06/2024 06/06/24 | Pending | -- | -- | -- |
| 05/17/2024 05/17/24 | For Sale | $375,000 | +82.9% | $150 / Sq Ft |
| 07/17/2018 07/17/18 | Sold | $205,000 | -6.8% | $91 / Sq Ft |
| 06/12/2018 06/12/18 | Pending | -- | -- | -- |
| 06/07/2018 06/07/18 | For Sale | $219,900 | -- | $98 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,854 | $93,645 | $13,556 | $80,089 |
| 2023 | $6,530 | $84,601 | $12,247 | $72,354 |
| 2022 | $6,169 | $77,141 | $11,167 | $65,974 |
| 2021 | $5,899 | $72,121 | $10,440 | $61,681 |
| 2020 | $5,732 | $68,851 | $9,967 | $58,884 |
| 2019 | $5,565 | $65,585 | $9,494 | $56,091 |
| 2018 | $4,669 | $53,225 | $8,944 | $44,281 |
| 2017 | $4,558 | $50,316 | $8,455 | $41,861 |
| 2016 | $4,339 | $46,680 | $7,844 | $38,836 |
| 2015 | -- | $42,787 | $7,190 | $35,597 |
| 2014 | -- | $42,259 | $7,101 | $35,158 |
| 2013 | -- | $49,741 | $7,288 | $42,453 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Teresa Stultz
Premier Living Properties
(630) 205-5568
10 in this area
384 Total Sales
-
C
Buyer's Agent in 2024
Claudia Goehner
Redfin Corporation
-
Seller's Agent in 2018
Andrew Stoll
Stoll Real Estate
(847) 214-1619
3 in this area
171 Total Sales
-
S
Buyer's Agent in 2018
Silva Eggers
Ardain Real Estate Inc.
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09976920
APN: 06-11-487-010
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