$265,500
PENDING

Estimated payment $1,577/month

Total Views 9,387
3 Beds
2 Baths
1,370 Sq Ft
$194 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Eat-In Kitchen
  • Riverwood Middle School Rated A-
  • No HOA
  • Brick Veneer

About This Home

Perfect for First-Time Buyers or Downsizers...Charming Ranch with No HOA in the Heart of Clayton!
Discover the ideal blend of comfort, convenience, and character at 408 N. Stewart Street, a ranch style home nestled in a quiet, established neighborhood with no HOA restrictions that offers freedom and flexibility to make it your own. Whether you're starting your homeownership journey or ready to simplify, this low maintenance one level home features original hardwood floors, an inviting fireplace set within a classic wood burning surround, and a large picture window that fills the living room with natural light and views of blooming rose bushes.
A converted carport adds extra space perfect for a home office, guest room, hobby studio, or fitness nook that is adaptable to your changing needs.
Enjoy a spacious kitchen with durable LVP flooring, plenty of cabinet space, new stainless appliances, and a generous window that looks out over the backyard and deck, ideal for casual mornings or relaxed evenings.
The owner's suite offers a peaceful retreat, complete with a walk-in closet and private bath. Two secondary bedrooms are comfortably sized, with easy access to a full hall bath, great for guests, family, or even a quiet home office setup.
Outside, you'll love the flat perfect for pets, gardening, or entertaining under the stars.
And with a unfinished basement, you'll have bonus space to expand, store, or create the workshop.

Why This Home Stands Out:
•No HOA, enjoy freedom and lower monthly expenses
•All main living on one level
•Bonus finished flex space and basement/workshop
•Move-in ready with updated systems and appliances

Just minutes from downtown Clayton, this is your opportunity to own a home with unmatched value and potential. Whether you're just starting out or starting fresh.

Listing Agent

Vivica D. Smith

NORTH CAROLINA HOMELINK & ASSO License #187715 Listed on: 08/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,559

Year Built

  • Built in 1960

Lot Details

  • 10,019 Sq Ft Lot
  • Level Lot
  • Cleared Lot
  • Few Trees
  • Back Yard

Home Design

  • Brick Veneer
  • Shingle Roof
  • Vinyl Siding
  • Lead Paint Disclosure

Interior Spaces

  • 1,370 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Electric Fireplace
  • Sliding Doors
  • Entrance Foyer
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Security System Owned
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Attic

  • Attic Floors
  • Pull Down Stairs to Attic

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Dirt Floor

Parking

  • 2 Parking Spaces
  • Private Driveway
  • On-Street Parking
  • 2 Open Parking Spaces

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom
  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Closets
  • Accessible Doors

Outdoor Features

  • Deck
  • Rain Gutters

Schools

  • Cooper Academy Elementary School
  • Riverwood Middle School
  • Clayton High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 05030022

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,559

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Year Built: 1960
  • Prop. Type: Residential
  • Road Surface Type: Paved
  • Subdivision Name: Not in a Subdivision
  • Above Grade Finished Sq Ft: 1370.0
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • General Property Information Below Grade Unfinished Area: 1225.0
  • General Property Information Total Unfinished Area2: 1225.0
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Architectural Style Ranch: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Interior Features BathtubShower Combination: Yes
  • Interior Features KitchenDining Room Combination: Yes
  • Laundry Features Laundry Room: Yes
  • Levels One: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Cooling:Electric: Yes
  • Flooring Carpet: Yes
  • Lot Features Hardwood Trees: Yes
  • Lot Features Partially Cleared: Yes
  • Room Types Primary Bedroom Level: Main
  • Flooring Vinyl: Yes
  • Appliances Refrigerators: Yes
  • Flooring Wood: Yes
  • Utilities Cable Available: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Enhanced Accessible2: No
  • Utilities Electricity Available: Yes
  • Utilities Natural Gas Available: Yes
  • Utilities Phone Available: Yes
  • Utilities Water Available: Yes
  • Roof:Shingle: Yes
  • General Property Information Above Grade Finished Area: 1370.0
  • Utilities Electricity Connected: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Natural Gas Connected: Yes
  • Common Walls No Common Walls: Yes
  • Utilities Cable Connected: Yes
  • Disclosures Lead Based Paint: Yes
  • General Property Information Lot Size Square Feet2: 10019.0
  • General Property Information Lot Size Acres: 0.23
  • Security Features Security System Owned: Yes
  • General Property Information Stories2: 1
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Flooring: Carpet, Vinyl, Wood
  • Interior Amenities: Bathtub/Shower Combination, Eat-in Kitchen, Entrance Foyer, Kitchen/Dining Room Combination, Walk-In Shower
  • Basement: Dirt Floor, Full, Unfinished, Walk-Out Access
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Range, Range Hood, Refrigerator, Vented Exhaust Fan, Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Electric, Living Room, Wood Burning
  • Fireplaces: 1
  • Total Bedrooms: 1
  • Stories: 1
  • Appliances Dishwasher: Yes
  • Appliances:Range Hood: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Shower: Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Wood Burning: Yes
  • Fireplace Features:Living Room: Yes
  • Attic Features:Floored: Yes
  • Full Basement: Yes
  • Basement:Unfinished: Yes
  • Appliances Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Vented Exhaust Fan: Yes
  • Basement:Walk-Out Access: Yes
  • Fireplace Features:Electric2: Yes
  • Basement:Dirt Floor: Yes

Exterior Features

  • Roof: Shingle
  • Exterior Features: Rain Gutters
  • Fencing: None
  • Acres: 0.23
  • Disclosures: Lead Based Paint, Seller Disclosure
  • Common Walls: No Common Walls
  • Construction Type: Brick Veneer, Vinyl Siding
  • Foundation Details: Other
  • Patio And Porch Features: Deck
  • Accessibility Features:Accessible Door(s): Yes
  • Exterior Features:Rain Gutters: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck2: Yes
  • Construction Materials:Brick Veneer: Yes
  • Lot Features:Level: Yes
  • Lot Features:Back Yard2: Yes
  • Accessibility Features:Accessible Bedroom: Yes
  • Accessibility Features:Accessible Full Bath: Yes
  • Accessibility Features:Accessible Hallway(s): Yes
  • Accessibility Features:Central Living Area: Yes
  • Lot Features:Few Trees: Yes
  • Door Features:Sliding Doors: Yes
  • Accessibility Features:Accessible Kitchen: Yes
  • Accessibility Features:Accessible Closets: Yes

Garage/Parking

  • Attached Garage: No
  • Open Parking Spaces: 2.0
  • Open Parking: Yes
  • Parking Features: Driveway, On Street
  • Total Parking Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:On Street: Yes
  • General Property Information:Parking Total: 2.0
  • General Property Information:Open Parking YN2: Yes
  • General Property Information:Open Parking Spaces2: 2.0

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Sewer Connected, Water Available
  • Heating: Electric, Heat Pump
  • Cooling: Electric, Heat Pump
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric4: Yes
  • Heating:Heat Pump2: Yes
  • HeatingCooling:Heat Pump: Yes
  • Water Heater: Yes

Condo/Co-op/Association

  • Community Features: Street Lights
  • Senior Community: No
  • Association: No

Association/Amenities

  • Association Amenities:None: Yes
  • General Property Information:Association YN: No

Schools

  • Ninth Grade High School: Johnston - Clayton
  • Middle Or Junior School: Johnston - Riverwood

Lot Info

  • Lot Size Sq Ft: 10019.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 05030022

Tax Info

  • Tax Annual Amount: 1559.0
  • Tax Year: 2024
  • Tax Map Number: 12A

MLS Schools

  • Elementary School: Johnston - Cooper Academy

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,560 $118,150 $34,000 $84,150
2023 $1,524 $118,150 $34,000 $84,150
2022 $1,571 $0 $0 $0
2021 $1,548 $118,150 $34,000 $84,150
2020 $1,583 $118,150 $34,000 $84,150
2019 $1,583 $118,150 $34,000 $84,150
2018 $1,373 $100,940 $33,480 $67,460
2017 $1,384 $100,340 $33,480 $66,860
2016 $1,401 $100,340 $33,480 $66,860
2015 $890 $100,340 $33,480 $66,860
2014 $934 $100,340 $33,480 $66,860
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Pending -- -- --
08/06/2025 08/06/25 For Sale $265,500 -- $194 / Sq Ft
Source: Doorify MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $118,000 None Available
Special Warranty Deed -- None Available
Trustee Deed $62,000 None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $59,000 New Conventional
Source: Public Records

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Source: Doorify MLS

MLS Number: 10114096

Doorify MLS

APN: 05030022