Seller's Agent in 2021
Michelle Hernandez Sarto
LIGHTHOUSE REALTY-Ludington
(231) 690-6801
40 in this area
98 Total Sales
408 S Delia St Ludington, MI 49431
Estimated Value: $189,000 - $220,000
4
Beds
1
Bath
2,088
Sq Ft
$98/Sq Ft
Est. Value
Highlights
- Craftsman Architecture
- Recreation Room
- Mud Room
- Lakeview Elementary School Rated A-
- Wood Flooring
- Den
About This Home
As of July 2021City of Ludington - Situated in walking distance ,just a few blocks from Marina and Downtown. Enjoy the many updates in this adorable 3 bedroom (maybe 4, if you use the upstairs Den) 1 bath home with main floor Bedroom available. Spacious rooms with high ceilings offer all the character and charm of an older home with refinished original hard wood floors, yet boasting many of the new features you are looking for: In 2018-Furnace:NEW motor/heat exchanger,2020-NEW HIGH Efficiency Water Heater; All New Basement windows, and a complete Basement DryLock System.ALL NEW KITCHEN Stainless steel Appliance Package 2020; includes Deep freezer. Outdoor spaces with a spacious covered side porch & privacy fencing around backyard.Huge upper level BONUS room 22x16. This HOME has all the comforts and Charm **2019 -BLOWN INSULATION : ENTIRE HOUSE
Last Agent to Sell the Property
LIGHTHOUSE REALTY-Ludington License #6501400824 Listed on: 05/16/2021
Last Buyer's Agent
Five Star Real Estate - Town Square Group Pentwater License #6506048812
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,220
Year Built
- Built in 1900
Lot Details
- 2,178 Sq Ft Lot
- Lot Dimensions are 40 x 66
- Decorative Fence
- Back Yard Fenced
Parking
- Gravel Driveway
Home Design
- Craftsman Architecture
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Window Treatments
- Garden Windows
- Mud Room
- Family Room
- Living Room
- Dining Room
- Den
- Recreation Room
- Bonus Room
- Wood Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Freezer
- Dishwasher
- Kitchen Island
- Snack Bar or Counter
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Porch
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- High Speed Internet
- Internet Available
- Phone Connected
- Cable TV Available
Listing and Financial Details
- REO, home is currently bank or lender owned
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2021
Closed on
Jul 20, 2021
Sold by
Ziemkowski Kimberly L and Ziemkowski Richard C
Bought by
Ostberg Jeffrey W and Ostberg Angela J
Seller's Agent
Michelle Hernandez Sarto
LIGHTHOUSE REALTY-Ludington
Buyer's Agent
Katie Saunders-Arnouts
Five Star Real Estate - Town Square Group Pentwater
List Price
$179,500
Sold Price
$149,500
Premium/Discount to List
-$30,000
-16.71%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,606
Avg. Annual Appreciation
7.67%
Original Mortgage
$136,345
Outstanding Balance
$123,712
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$81,394
Purchase Details
Closed on
Feb 14, 2020
Sold by
Organ David E
Bought by
Ziemkowski Kimberly L and Ziemkowski Richard C
Purchase Details
Closed on
Nov 17, 2016
Sold by
Sheriff Of Mason County
Bought by
Towd Point Master Funding Trust and Us Bank Trust National Assiciation
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
3.47%
Purchase Details
Closed on
Nov 8, 2006
Sold by
Tenney Kyle J
Bought by
Tenney Kyle J and Burns Tiffany
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,900
Interest Rate
6.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 16, 2004
Sold by
Hathaway Robert L
Bought by
Toole Ricky L and Toole Julie Ann
Purchase Details
Closed on
Aug 10, 2002
Sold by
Spingelt Lee
Bought by
Hathaway Robert
Purchase Details
Closed on
Feb 20, 1999
Sold by
Hathaway Robert L
Bought by
Robert Hathaway and Lee Spingelt
Purchase Details
Closed on
Dec 11, 1998
Sold by
Johnson Patricia
Bought by
Hathaway Robert L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ostberg Jeffrey W | $149,500 | Lakeshore Land & Title | |
| Ziemkowski Kimberly L | -- | None Available | |
| Towd Point Master Funding Trust | -- | None Available | |
| Tenney Kyle J | -- | Metropolitan Title Company | |
| Tenney Kyle J | $69,900 | Metropolitan Title Company | |
| Toole Ricky L | $60,000 | Metropolitan Title Co | |
| Hathaway Robert | -- | -- | |
| Robert Hathaway | $100 | -- | |
| Hathaway Robert L | $30,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ostberg Jeffrey W | $136,345 | |
| Previous Owner | Towd Point Master Funding Trust | $46,800 | |
| Previous Owner | Tenney Kyle J | $69,900 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/20/2021 07/20/21 | Sold | $149,500 | -16.7% | $72 / Sq Ft | |
| 05/16/2021 05/16/21 | For Sale | $179,500 | +420.3% | $86 / Sq Ft | |
| 09/28/2017 09/28/17 | Sold | $34,500 | 0.0% | $19 / Sq Ft | View Prior Sale |
| 09/20/2017 09/20/17 | Pending | -- | -- | -- | |
| 08/30/2017 08/30/17 | For Sale | $34,500 | -- | $19 / Sq Ft |
Source: MichRIC
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,639 | $53,200 | $53,200 | $0 |
| 2024 | -- | $52,700 | $52,700 | $0 |
| 2023 | -- | $43,800 | $43,800 | $0 |
| 2022 | -- | $35,800 | $0 | $0 |
| 2021 | -- | $32,400 | $0 | $0 |
| 2020 | -- | -- | $0 | $0 |
| 2019 | -- | -- | $0 | $0 |
| 2018 | -- | -- | $0 | $0 |
| 2017 | -- | -- | $0 | $0 |
| 2016 | -- | -- | $0 | $0 |
| 2015 | -- | -- | $0 | $0 |
| 2013 | -- | -- | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Hernandez Sarto
-
Katie Saunders-Arnouts
Buyer's Agent in 2021
Katie Saunders-Arnouts
Five Star Real Estate - Town Square Group Pentwater
(231) 873-5600
7 in this area
144 Total Sales
-
K
Buyer's Agent in 2021
Katie Saunders
Coldwell Banker Woodland Schmidt-Hart
-
R
Seller's Agent in 2017
Robert Meloche
Coldwell Banker Woodland Schmidt Muskegon
Map
Source: MichRIC
MLS Number: 21017454
APN: 051-562-007-30
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
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