NOT LISTED FOR SALE

408 Saint Mary's Square Saint Michaels, MD 21663

Estimated Value: $543,000 - $713,000

2 Beds
2 Baths
1,264 Sq Ft
$503/Sq Ft Est. Value

Last Sold June 15, 2021

Last sale price $485,000 $384 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $3,987/month

1 Day on Market

Highlights

  • 1 Fireplace
  • Screened Porch
  • Dining Room
  • No HOA
  • Living Room
  • 1-minute walk to Saint Marys Square

About This Home

As of June 2021

Exceptional opportunity to own a bit of St. Michaels history. This charming home, built c. 1860, is tucked away in a private corner of St. Mary's Sq. Just one block from the center of town, a short stroll to the waterfront, and across the street from the museum and park. Carefully and tastefully renovated and updated with hardwood floors throughout, it boasts a cozy living room with fireplace/wood stove insert, galley kitchen opening to dining area with beamed ceilings. Sunroom/family room and full bath on main level. Screened porch opens to private brick patio. Upper level has 2 bedrooms, full bath. Detached shed.

Last Agent to Sell the Property

Wink Cowee

Benson & Mangold, LLC Listed on: 04/30/2021

Benson & Mangold, LLC

Last Buyer's Agent

Monica Penwell

TTR Sotheby's International Realty

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,560

Year Built

  • Built in 1890

Lot Details

  • 3,600 Sq Ft Lot
  • Historic Home

Parking

  • On-Street Parking

Interior Spaces

  • 1,264 Sq Ft Home
  • Property has 2 Levels
  • 1 Fireplace
  • Living Room
  • Dining Room
  • Screened Porch

Bedrooms and Bathrooms

  • 2 Bedrooms

Schools

  • St. Michaels Elementary And Middle School
  • St. Michaels High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • St Michaels Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2102061287

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,560

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Ownership: Fee Simple
  • Historic Designation ID: ST MICHAELS
  • Historic: Yes
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1890
  • Automatically Close On Close Date: No
  • Remarks Public: Exceptional opportunity to own a bit of St. Michaels history. This charming home, built c. 1860, is tucked away in a private corner of St. Mary's Sq. Just one block from the center of town, a short stroll to the waterfront, and across the street from the museum and park. Carefully and tastefully renovated and updated with hardwood floors throughout, it boasts a cozy living room with fireplace/wood stove insert, galley kitchen opening to dining area with beamed ceilings. Sunroom/family room and full bath on main level. Screened porch opens to private brick patio. Upper level has 2 bedrooms, full bath. Detached shed.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Bedroom 1, Bathroom 1, Bathroom 2, Screened Porch
  • Basement: No
  • Total Sq Ft: 1264
  • Living Area Sq Ft: 1264
  • Price Per Sq Ft: 378.96
  • Above Grade Finished Sq Ft: 1264
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 408

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: TALBOT COUNTY PUBLIC SCHOOLS
  • Elementary School: ST. MICHAELS
  • Middle School: ST. MICHAELS
  • High School: ST. MICHAELS
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138072466
  • School District Source: Listing Agent
  • Elementary School: ST. MICHAELS
  • High School: ST. MICHAELS
  • Middle Or Junior School: ST. MICHAELS

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 122900.00
  • Land Assessed Value: 275000.00
  • Land Use Code: 110
  • Lot Size Acres: 0.08
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3600.00
  • Year Assessed: 2021
  • Zoning: RES
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5291341
  • Tax Annual Amount: 4560.00
  • Assessor Parcel Number: 2102061287
  • Tax Total Finished Sq Ft: 1264
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2021
  • Close Date: 06/15/2021

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 2, 2024
Sold by
Delelle Claire and Delelle Todd
Bought by
Franck Jessica
Current Estimated Value
$643,712

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$492,000
Outstanding Balance
$485,440
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$149,868

Purchase Details

Listed on
Apr 30, 2021
Closed on
Jun 15, 2021
Sold by
Johnson William H and Matson Erin M
Bought by
Delelle Claire and Delelle Todd
Seller's Agent
Wink Cowee
Benson & Mangold, LLC
Buyer's Agent
Monica Penwell
TTR Sotheby's International Realty
List Price
$479,000
Sold Price
$485,000
Premium/Discount to List
$6,000
1.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.72%
Original Mortgage
$436,451
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 14, 1987
Sold by
Burress James M and Burress Elaine P
Bought by
Brambley Michael I and Brambley Patricia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,600
Interest Rate
9.43%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Franck Jessica $615,000 First American Title
Franck Jessica $615,000 First American Title
Delelle Claire $485,000 Venture Title Company Llc
Brambley Michael I $99,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Franck Jessica $492,000
Closed Franck Jessica $492,000
Previous Owner Delelle Claire $436,451
Previous Owner Johnson William H $292,000
Previous Owner Brambley Michael I $79,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/15/2021 06/15/21 Sold $485,000 +1.3% $384 / Sq Ft
05/01/2021 05/01/21 Pending -- -- --
04/30/2021 04/30/21 For Sale $479,000 +31.2% $379 / Sq Ft
05/13/2016 05/13/16 Sold $365,000 -6.2% $289 / Sq Ft
03/14/2016 03/14/16 Pending -- -- --
02/23/2016 02/23/16 For Sale $389,000 -- $308 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,556 $449,967 $0 $0
2023 $5,035 $423,933 $0 $0
2022 $4,562 $397,900 $275,000 $122,900
2021 $4,462 $397,900 $275,000 $122,900
2020 $4,561 $397,900 $275,000 $122,900
2019 $4,723 $415,800 $275,000 $140,800
2018 $4,474 $404,833 $0 $0
2017 $3,799 $393,867 $0 $0
2016 $1,902 $382,900 $0 $0
2015 $2,078 $382,900 $0 $0
2014 $2,078 $382,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA141046

Bright MLS

APN: 02-061287