NOT LISTED FOR SALE

408 W Hosmer St Saint Charles, MI 48655

Estimated Value: $76,000 - $106,561

2 Beds
1 Bath
908 Sq Ft
$105/Sq Ft Est. Value

Last Sold November 20, 2015

Last sale price $27,750 $31 Per Sq Ft

Est. 245% increase in value since last sale

Current estimated payment $592/month

81 Days on Market

Highlights

  • Bungalow
  • 1-Story Property
  • Forced Air Heating System

About This Home

As of November 2015

HUD Case 262-174650, Home is being sold 'as is'-additional addendums to be signed. FHA financing available with repair escrow. Go to www.HudHomeStore.com for more info. Nice home...attractive inside and out!

Last Agent to Sell the Property

Susan Carter

Berkshire Hathaway Home Services Michigan Real Estate License #SBR-6502350844 Listed on: 07/31/2015

Last Buyer's Agent

Sherry Bliss

RE/MAX New Image License #SBR-6501313692

RE/MAX New Image

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $511

Year Built

  • Built in 1950

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132

Home Design

  • Bungalow

Interior Spaces

  • 908 Sq Ft Home
  • 1-Story Property
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 24-10-3-05-0956-800

Home Details

Home Type

Single Family

Est. Annual Taxes

$511

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board
  • Class: RESIDENTIAL CONDO
  • Type Of Property: Residential
  • Architecture Style: Bungalow
  • Structure Style: 1 Story
  • Year Built: 1950
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Above Grade Finished Sq Ft: 908
  • Total Finished Sq Ft: 908

Exterior Features

  • Foundation: Crawl

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas

Lot Info

  • Assessor Parcel Number: 24-10-3-05-0956-800
  • Lot Dimensions: 66x132
  • Acreage: 0.2
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2015, Amount: $225.00
  • Winter Tax: Year: 2014, Amount: $286.00
  • Taxable Value: 21000
  • SEV Year: 2015

MLS Schools

  • School District: St Charles Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2015
Closed on
Nov 12, 2015
Sold by
Housing And Urban Development
Bought by
Gramling Suann and Kubik Kristy
Seller's Agent
Susan Carter
Berkshire Hathaway Home Services Michigan Real Estate
Buyer's Agent
Sherry Bliss
RE/MAX New Image
List Price
$34,000
Sold Price
$27,750
Premium/Discount to List
-$6,250
-18.38%
Current Estimated Value
$95,640

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$67,890
Avg. Annual Appreciation
13.47%

Purchase Details

Closed on
Apr 24, 2015
Sold by
Matrix Financial Services Corporation
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Sep 26, 2014
Sold by
Pulaski Ronald
Bought by
Matrix Financial Services Corporation

Purchase Details

Closed on
Apr 22, 2008
Sold by
Novastar Mtge Inc
Bought by
Thurston Charlee J

Purchase Details

Closed on
Sep 7, 2007
Sold by
Saginaw County Deputy Sheriff
Bought by
Novastar Mtge Inc

Purchase Details

Closed on
Mar 30, 2005
Bought by
Luplow Nick

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,650
Interest Rate
7.45%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 7, 2005
Sold by
Lake Nicholas
Bought by
Lake Nicholas and Lake Patricia S
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gramling Suann $27,750 --
Secretary Of Housing & Urban Development -- --
Matrix Financial Services Corporation $36,850 --
Thurston Charlee J $34,900 --
Novastar Mtge Inc $51,700 --
Luplow Nick $69,000 --
Luplow Nick $69,000 --
Lake Nicholas -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kubik Kristy $29,150
Previous Owner Luplow Nick $58,650
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/20/2015 11/20/15 Sold $27,750 +0.8% $31 / Sq Ft
10/20/2015 10/20/15 Pending -- -- --
10/16/2015 10/16/15 Price Changed $27,540 -10.0% $30 / Sq Ft
09/16/2015 09/16/15 Price Changed $30,600 -10.0% $34 / Sq Ft
07/31/2015 07/31/15 For Sale $34,000 -- $37 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $867 $35,500 $0 $0
2024 $867 $35,400 $0 $0
2023 $835 $31,700 $0 $0
2022 $1,290 $27,400 $0 $0
2021 $1,206 $25,500 $0 $0
2020 $1,168 $24,700 $0 $0
2019 $628 $23,400 $0 $0
2018 $718 $22,700 $0 $0
2017 $1,036 $21,400 $0 $0
2016 $1,022 $20,700 $0 $0
2014 -- $20,300 $0 $17,100
2013 -- $19,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31255712

Michigan Multiple Listing Service

APN: 24103050956800