409 E Madison St Pontiac, IL 61764
3
Beds
2
Baths
2,042
Sq Ft
6,970
Sq Ft Lot
About This Home
As of April 2025SHORT SALE FAMILY HOME WAS UPDATED INSIDE OUT IN 2015. ROOF,SIDING,WINDOWS,FURNACE,CENTRAL AIR,WATER HEATER, , ALL FLOOR COVERING, KITCHEN CABINETS, COUNTER TOPS,BATHROOM FIXTURES, INTERIOR AND EXTERIOR DOORS, DRYWALL, TRIM, ,BACK DECK AND LIGHT FIXTURES WERE ALL UPDATED 4 YEARS AGO. HOME IS IN MOVE IN CONDITION. THE GARAGE WAS UPDATED WITH NEW SIDING, NEW GARAGE DOOR,OPENER AND NEW CONCRETE FLOOR PLUS A CONCRETE SIDEWALK TO BACK DOOR. HOME OFFERS 3 BEDROOMS,2 FULL BATHROOMS,FORMAL DINING ROOM FAMILY ROOM AND FULL BASEMENT. NOTHING TO DO BUT MOVE IN. PRICED AT $129000.CHECK OUT THE USDA DIRECT AND GUARANTEED LOANS THAT OFFER 100% LOANS TO QUALIFIED BUYERS.THIS IS A SHORT SALE SO ANY OFFER ACCEPTED HAS TO BE APPROVED BY CALIBER MORTGAGE. MAKE AN OFFER ON THIS FAMILY HOME THAT LOOKS NEW INSIDE AND OUT.
Last Agent to Sell the Property
Rick Campbell
Panno Realty License #475123342 Listed on: 09/13/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,017
Year Built
- 1920
Parking
- Detached Garage
- Garage Is Owned
Home Design
- Vinyl Siding
Unfinished Basement
- Basement Fills Entire Space Under The House
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
- $3,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2021
Closed on
Jul 2, 2021
Sold by
Grom Melissa J
Bought by
Schopp Matthew and Keene-Schopp Jessica
Seller's Agent
Lisa Martin
Panno Realty
Buyer's Agent
Chelsey Stacy
Eppel Realty
List Price
$135,000
Sold Price
$131,000
Premium/Discount to List
-$4,000
-2.96%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,205
Avg. Annual Appreciation
2.34%
Original Mortgage
$121,500
Outstanding Balance
$110,481
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$33,724
Purchase Details
Listed on
Sep 13, 2019
Closed on
Feb 18, 2020
Sold by
Morfey Robby J
Bought by
Grom Melissa J
Seller's Agent
Rick Campbell
Panno Realty
Buyer's Agent
Lisa Martin
Panno Realty
List Price
$129,000
Sold Price
$120,000
Premium/Discount to List
-$9,000
-6.98%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.61%
Original Mortgage
$121,212
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 23, 2015
Closed on
Dec 21, 2015
Sold by
Russow Paul A
Bought by
Morfey Robby J
Seller's Agent
Gina Manker
LCBR Conversion Office
Buyer's Agent
Gina Manker
LCBR Conversion Office
List Price
$119,900
Sold Price
$112,500
Premium/Discount to List
-$7,400
-6.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.56%
Original Mortgage
$110,461
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Listed on
Nov 10, 2014
Closed on
Dec 12, 2014
Bought by
Russow Paul
Seller's Agent
Tamela Climer
TLC Real Estate Services
Buyer's Agent
Non Member
NON MEMBER
List Price
$15,000
Sold Price
$14,000
Premium/Discount to List
-$1,000
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
671.40%
Purchase Details
Closed on
Sep 5, 2014
Bought by
The Secretary Of Veteran'S Affairs
Similar Homes in Pontiac, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $131,000 | None Available | |
| Warranty Deed | $120,000 | None Available | |
| Warranty Deed | $112,500 | None Available | |
| Interfamily Deed Transfer | $14,000 | -- | |
| Sheriffs Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $121,500 | New Conventional | |
| Previous Owner | $121,212 | New Conventional | |
| Previous Owner | $110,461 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/09/2025 04/09/25 | Sold | $150,000 | +3.4% | $73 / Sq Ft |
| 03/08/2025 03/08/25 | Pending | -- | -- | -- |
| 03/05/2025 03/05/25 | For Sale | $145,000 | +10.7% | $71 / Sq Ft |
| 07/02/2021 07/02/21 | Sold | $131,000 | -3.0% | $64 / Sq Ft |
| 04/07/2021 04/07/21 | Pending | -- | -- | -- |
| 03/31/2021 03/31/21 | For Sale | $135,000 | +12.5% | $66 / Sq Ft |
| 02/18/2020 02/18/20 | Sold | $120,000 | -7.0% | $59 / Sq Ft |
| 01/08/2020 01/08/20 | Pending | -- | -- | -- |
| 09/13/2019 09/13/19 | For Sale | $129,000 | +14.7% | $63 / Sq Ft |
| 12/21/2015 12/21/15 | Sold | $112,500 | -6.2% | $55 / Sq Ft |
| 12/15/2015 12/15/15 | Pending | -- | -- | -- |
| 09/23/2015 09/23/15 | For Sale | $119,900 | +756.4% | $59 / Sq Ft |
| 12/12/2014 12/12/14 | Sold | $14,000 | -6.7% | $7 / Sq Ft |
| 11/21/2014 11/21/14 | Pending | -- | -- | -- |
| 11/10/2014 11/10/14 | For Sale | $15,000 | -- | $7 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,017 | $38,632 | $4,629 | $34,003 |
| 2023 | $2,902 | $36,138 | $4,330 | $31,808 |
| 2022 | $3,119 | $37,011 | $4,330 | $32,681 |
| 2021 | $3,010 | $35,587 | $4,163 | $31,424 |
| 2020 | $2,964 | $34,517 | $4,038 | $30,479 |
| 2019 | $2,870 | $33,005 | $3,861 | $29,144 |
| 2018 | $2,988 | $34,324 | $3,900 | $30,424 |
| 2017 | $2,976 | $34,290 | $3,896 | $30,394 |
| 2016 | $2,997 | $34,706 | $3,943 | $30,763 |
| 2015 | $2,228 | $21,128 | $3,943 | $17,185 |
| 2013 | $3,179 | $31,710 | $4,225 | $27,485 |
Source: Public Records
Agents Affiliated with this Home
-
Jeffrey Hamilton
J
Seller's Agent in 2025
Jeffrey Hamilton
Joan Bullard Realty, Inc.
(815) 674-7174
46 Total Sales
-
Tristina Thompson
T
Buyer's Agent in 2025
Tristina Thompson
RE/MAX
(815) 674-1967
27 Total Sales
-
Lisa Martin
Seller's Agent in 2021
Lisa Martin
Panno Realty
(815) 674-4007
132 Total Sales
-
C
Buyer's Agent in 2021
Chelsey Stacy
Eppel Realty
-
R
Seller's Agent in 2020
Rick Campbell
Panno Realty
-
G
Seller's Agent in 2015
Gina Manker
LCBR Conversion Office
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10517684
APN: 15-15-22-429-006
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