$500,000
SOLD MAR 28, 2025

409 Emerald Cir Emerald Isle, NC 28594

3 Beds
2 Baths
1,106 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$452 Per Sq Ft

5% Below List Price

105 Days on Market

Highlights

  • Boat Dock
  • Gated Community
  • 1 Fireplace
  • White Oak Elementary School Rated A-
  • Clubhouse
  • Community Pool

About This Home

As of March 2025

Welcome to Island Living! This cozy beach bungalow features 3 beds and 2 recently renovated bathrooms. Located in the highly sought after Emerald Plantation gated community. You will have access to all the island has to offer, sound water access, shopping, dining and easy access to the beach. With no short-term rentals permitted in this community, this is a true opportunity to live among the locals. This community boasts an assortment of amenities to include clubhouse, community pool, playground, tennis court that is also striped for pickleball, boat ramp, day dock and a kayak launch. Make your call today to come tour this charming home with fresh landscaping including firepit, stainless steel appliances and proximity to all the fun of Emerald Isle!

Last Agent to Sell the Property

Wayne Martin

Bluewater Real Estate - EI License #345887 Listed on: 10/29/2024

Last Buyer's Agent

Christy Wallace

eXp Realty License #304523

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $970

Year Built

  • Built in 1992

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 62x124x20x94x49
  • Property fronts a private road

HOA Fees

  • $113 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Stick Built Home
  • Cedar

Interior Spaces

  • 1,106 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Blinds
  • Combination Dining and Living Room
  • Attic Access Panel
  • Fire and Smoke Detector
  • Laundry closet

Kitchen

  • Stove
  • Range Hood
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Schools

  • White Oak Elementary School
  • Broad Creek Middle School
  • Croatan High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Municipal Trash
  • Community Sewer or Septic

Additional Features

  • Accessible Ramps
  • Covered Patio or Porch

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 538307681731000

Community Details

Overview

  • Emerald Plantation Master Association
  • Emerald Plantation Subdivision
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Slip
  • RV or Boat Storage in Community
  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Community Pool

Security

  • Resident Manager or Management On Site
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$970

Year Built

Built in 1992

Lot Details

0

HOA Fees

$113 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: No
  • Stories: 1.0
  • Stories Levels: One
  • Year Built: 1992
  • Trash Collection: City Pick-UP
  • Horses Y N: No
  • PetsAllowedPetsAllowed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Access Only
  • Basement: None
  • Dining Room Type: Combination
  • Fireplace: 1
  • Flooring: Carpet, Vinyl, LVT/LVP
  • Heated Sq Ft: 1000 - 1199
  • Interior Amenities: 1st Floor Master, Smoke Detectors, Pantry, Blinds/Shades
  • Laundry Location: Closet
  • List Price per Sq Ft: 474.68
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedrooms: 3
  • Number Rooms: 5
  • Sq Ft Heated: 1106.00
  • Total Heated Primary Separate Sq Ft: 1106.00

Exterior Features

  • Exterior Finish: Cedar
  • Fencing: None
  • Foundation: Slab
  • Porch Balcony Deck: Covered, Porch
  • Road Type Frontage: Maintained, Private, Paved
  • Roof: Shingle
  • Waterfront: No
  • Waterview: No

Garage/Parking

  • Attached Garage Spaces: 1.00
  • Total Garage Spaces: 1.00
  • Parking Driveway: Garage Door Opener, Paved

Utilities

  • Appliances Equipment: Dishwasher, Stove/Oven - Electric, Vent Hood, Refrigerator
  • Cooling System: Central, Heat Pump
  • Federal Flood Ins Avlbl: Yes
  • Heating System: Fireplace(s), Heat Pump
  • Service Providers Electric Provider: Carteret-Craven Electric Cooperative
  • Service Providers Water Provider: Bogue Banks Water Corp
  • Utilities: Community Sewer, Municipal Water
  • Water Heater: Electric
  • HeatingSystemFuelSource: Electric

Association/Amenities

  • HOA: Yes
  • HOA and Neighborhood Amenities: Boat Dock, Pickleball, Tennis Court(s), Street Lights, RV/Boat Storage, Ramp, Playground, Maint - Grounds, Management, Maint - Roads, Gated, Community Pool, Clubhouse, Boat Slip - Not Assigned
  • HOAAssociationFee1Year: 1360.00
  • HOAAssociationName: Emerald Plantation Master Association
  • HOAAssociationPhone: 919-523-41

Lot Info

  • Deed Page: 367.00
  • Lot Acres: 0.13
  • Lot Dimensions: 62x124x20x94x49
  • Lot Number: 27
  • Lot Sq Ft: 5663.00
  • Plat Book: 27
  • Plat Page: 19
  • Zoning: Residential

Tax Info

  • Tax Identifier: 538307681731000
  • Tax Year: 2023
  • Total Real Estate Property Taxes: 969.72

MLS Schools

  • Elementary School: White Oak Elementary
  • High School: Croatan
  • Middle School: Broad Creek

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2024
Closed on
Mar 19, 2025
Sold by
Pratt Paul J & Christ Christine
Bought by
Nix Stuart and Nix Stephanie
Seller's Agent
Wayne Martin
Bluewater Real Estate - EI
Buyer's Agent
Christy Wallace
eXp Realty
List Price
$525,000
Sold Price
$500,000
Premium/Discount to List
-$25,000
-4.76%
Views
116
Current Estimated Value
$500,210

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$210
Avg. Annual Appreciation
0.08%
Original Mortgage
$375,000
Outstanding Balance
$373,081
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$127,129
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $500,000 None Listed On Document
Warranty Deed $500,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $375,000 New Conventional
Closed $375,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/28/2025 03/28/25 Sold $500,000 -4.8% $452 / Sq Ft
02/27/2025 02/27/25 Pending -- -- --
11/14/2024 11/14/24 For Sale $525,000 0.0% $475 / Sq Ft
09/17/2022 09/17/22 Rented $2,125 0.0% --
09/08/2022 09/08/22 For Rent $2,125 +25.4% --
10/07/2021 10/07/21 Rented $1,695 0.0% --
09/03/2021 09/03/21 For Rent $1,695 0.0% --
03/17/2021 03/17/21 Rented $1,695 0.0% --
03/17/2021 03/17/21 For Rent $1,695 +44.3% --
06/08/2013 06/08/13 Rented $1,175 0.0% --
05/09/2013 05/09/13 Under Contract -- -- --
04/23/2013 04/23/13 For Rent $1,175 -- --
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,099 $504,721 $251,896 $252,825
2024 $1,353 $189,053 $78,039 $111,014
2023 $1,265 $189,053 $78,039 $111,014
2022 $1,226 $189,053 $78,039 $111,014
2021 $1,197 $189,053 $78,039 $111,014
2020 $1,187 $189,053 $78,039 $111,014
2019 $618 $194,475 $74,917 $119,558
2017 $618 $194,475 $74,917 $119,558
2016 $618 $194,475 $74,917 $119,558
2015 $598 $194,475 $74,917 $119,558
2014 $576 $187,121 $53,158 $133,963
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Hive MLS

MLS Number: 100473359

Hive MLS

APN: 5383.07.68.1731000