$340,000
SOLD MAY 28, 2025

409 Garfield St Chelsea, MI 48118

4 Beds
2 Baths
1,568 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$217 Per Sq Ft

10% Below List Price

41 Days on Market

Highlights

  • Victorian Architecture
  • Mud Room
  • Window Unit Cooling System
  • South Meadows Elementary School Rated A-
  • 1 Car Detached Garage
  • Shed

About This Home

As of May 2025

A Perfect Blend of Character and Modern Updates in this 4-Bed, 2-Bath Home in the Heart of Chelsea!On a quiet street just a 5-minute walk from downtown Chelsea, this delightful home offers a perfect combination of historic charm and modern convenience. From its inviting covered front porch to its lovely interior, this home is perfect for those who appreciate classic character but want the peace of mind that comes with updated features.Key Features:• Main floor master• Updates include a new roof in 2024, new 200AMP electrical panel/GFIs, radon system, all new electric and plumbing in upstairs bath, new sewer line 2021• Clean and spacious attic with new electric• One block from the new Main Street Park• Single car detached garage and large driveway offer plenty of parking

Last Agent to Sell the Property

Steven Parker

Parker Real Estate Group, LLC License #6502432765 Listed on: 03/14/2025

Last Buyer's Agent

Carson Alexander-White

Bob White Realty License #6501398319

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,001

Year Built

  • Built in 1900

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66 x 132
  • Level Lot
  • Property is zoned RS3 TW, RS3 TW

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Victorian Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,568 Sq Ft Home
  • 2-Story Property
  • Mud Room

Kitchen

  • Range
  • Freezer

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Michigan Basement
  • Partial Basement
  • Laundry in Basement
  • Crawl Space

Outdoor Features

  • Shed
  • Storage Shed

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Window Unit Heating System
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,001

Year Built

Built in 1900

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Victorian
  • Stories: 2
  • Year Built: 1900
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66 x 132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1568.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 6001.21
  • Tax Info:Zoning3: RS3 TW
  • Heat Type:Forced Air: Yes
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • General Property Info:Fireplace: No
  • Roofing:Shingle: Yes
  • Water Heater:Natural Gas4: Yes
  • Air Conditioning:Window Unit(s): Yes
  • Substructure:Michigan Basement: Yes
  • Substructure:Crawl Space: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1568.0
  • Laundry Features In Basement: Yes
  • Laundry Features Sink: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Architectural Style Victorian: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Freezer, Range, Refrigerator
  • Flooring: Carpet, Vinyl
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space, Full, Michigan Basement, Partial
  • LivingArea: 1568.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 537.0
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Appliances:Freezer: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 345000.0
  • Lot Features: Level, Sidewalk
  • Other Structures: Shed(s)
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Garage Door Opener, Detached
  • Parking Features:Detached2: Yes
  • Parking Features Garage Door Opener2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement, Sink
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 66 x 132
  • Lot Size Sq Ft: 8712.0
  • Zoning Description: RS3 TW
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6001.21
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2025
Closed on
May 28, 2025
Sold by
Peter Costany
Bought by
Costany Peter and Costany Noura Lily
Seller's Agent
Steven Parker
Parker Real Estate Group, LLC
Buyer's Agent
Carson Alexander-White
Bob White Realty
List Price
$379,000
Sold Price
$340,000
Premium/Discount to List
-$39,000
-10.29%
Views
129

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.23%
Original Mortgage
$323,000
Outstanding Balance
$322,728
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$20,989

Purchase Details

Listed on
May 14, 2021
Closed on
Jul 16, 2021
Sold by
Koch Nadine
Bought by
Phillips Catherine Ann
Seller's Agent
Todd Koch
Preview Properties.com
Buyer's Agent
No Member
Non Member Sales
List Price
$234,500
Sold Price
$227,000
Premium/Discount to List
-$7,500
-3.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.03%
Original Mortgage
$229,292
Interest Rate
2.96%
Mortgage Type
New Conventional
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- First Title Agency Llc
Quit Claim Deed -- First Title Agency Llc
Warranty Deed $340,000 Reputation First Title
Warranty Deed $340,000 Reputation First Title
Warranty Deed $227,000 Liberty Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $323,000 New Conventional
Closed $323,000 New Conventional
Previous Owner $229,292 New Conventional
Previous Owner $8,000 Future Advance Clause Open End Mortgage
Previous Owner $100,000 New Conventional
Previous Owner $75,000 Closed End Mortgage
Previous Owner $60,000 New Conventional
Previous Owner $55,000 New Conventional
Previous Owner $35,000 Unknown
Previous Owner $15,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/28/2025 05/28/25 Sold $340,000 -1.4% $217 / Sq Ft
04/24/2025 04/24/25 Pending -- -- --
04/24/2025 04/24/25 Price Changed $345,000 -3.9% $220 / Sq Ft
04/08/2025 04/08/25 Price Changed $359,000 -5.3% $229 / Sq Ft
03/14/2025 03/14/25 For Sale $379,000 +67.0% $242 / Sq Ft
07/19/2021 07/19/21 Sold $227,000 -3.2% $145 / Sq Ft
07/07/2021 07/07/21 Pending -- -- --
05/14/2021 05/14/21 For Sale $234,500 -- $150 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,585 $128,300 $0 $0
2024 $3,236 $129,100 $0 $0
2023 $3,083 $118,400 $0 $0
2022 $2,936 $112,400 $0 $0
2021 $3,472 $108,200 $0 $0
2020 $3,427 $102,600 $0 $0
2019 $3,345 $91,600 $91,600 $0
2018 $3,244 $81,100 $0 $0
2017 $0 $75,700 $0 $0
2016 $0 $63,651 $0 $0
2015 -- $63,461 $0 $0
2014 -- $61,440 $0 $0
2013 -- $61,440 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25009538

Southwestern Michigan Association of REALTORS®

APN: 06-12-434-014