$485,000

409 N Creek Ct Richmond, KY 40475

Estimated payment $2,825/month

Total Views 1,240
4 Beds
3.5 Baths
2,989 Sq Ft
$162 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • 2 Car Attached Garage
  • White Hall Elementary School Rated A-
  • Neighborhood Views
  • Brick Veneer

About This Home

Discover this spacious 4-bedroom, 3.5-bath home located in a quiet cul-de-sac within one of Madison County's top-rated school districts. This home offers an open and functional floor plan designed for everyday comfort. The large family room with built-in shelving flows effortlessly into an expansive kitchen featuring abundant counter space—perfect for cooking, entertaining, and family gatherings. A bright dining area sits just off the kitchen for added convenience. The finished basement provides additional living space and includes a bedroom and full bath—ideal for guests, teens, or a private retreat. Enjoy outdoor living in the fenced backyard complete with a generous deck, great for relaxing or hosting. The home also features a first-floor utility room and a 2-car garage upgraded with over $3,000 in premium lighting, making it perfect for hobbies or projects. Located just 19 minutes to Hamburg in Lexington and 14 minutes to downtown Richmond, this property offers the perfect blend of space, comfort, and convenience. Don't miss this exceptional opportunity!

Listing Agent

Jonathan Noel

Noel Auctioneers and Real Estate Advisors License #216755 Listed on: 11/14/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,970

Year Built

  • Built in 2009

Lot Details

  • 0.68 Acre Lot
  • Wood Fence
  • Wire Fence

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Brick Veneer
  • Block Foundation
  • Dimensional Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room
  • Neighborhood Views
  • Finished Basement
  • Walk-Out Basement
  • Laundry on main level

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet

Outdoor Features

  • Deck

Schools

  • Boonesborough Elementary School
  • Michael Caudill Middle School
  • Madison Central High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System

Community Details

  • Shiloh Cove Subdivision
  • Mandatory home owners association
  • On-Site Maintenance

Listing and Financial Details

  • Assessor Parcel Number 0038-0046-0040

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,970

Year Built

Built in 2009

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 2009
  • Above Grade Finished Sq Ft: 2034.0
  • Levels: Two
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Roof:Dimensional Style: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Wood2: Yes
  • Percent Basement Finished: Yes
  • Cooling:Zoned: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Walk-In Closet(s)
  • Flooring: Carpet, Hardwood, Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Finished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 955.0
  • Fireplace: No
  • LivingArea: 2989.0
  • Lot Size Area: 0.68
  • Window Features: Blinds
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Dimensional Style
  • Construction Materials: Vinyl Siding, Brick Veneer
  • Fencing: Wood
  • Foundation Details: Block
  • Horse: No
  • List Price: 485000.0
  • Patio And Porch Features: Deck
  • Pool Private: No
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Faces Front
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Electric, Zoned
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Main Level
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Heating:Zoned2: Yes

Condo/Co-op/Association

  • Association Fee: 250.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Boonesborough
  • High School: Madison Central
  • Middle or Junior School: Michael Caudill

Lot Info

  • Lot Size Acres: 0.68
  • Lot Size Sq Ft: 29620.8
  • Parcel Number: 0038-0046-0040

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,970 $310,000 $0 $0
2023 $3,007 $310,000 $0 $0
2022 $2,627 $270,000 $0 $0
2021 $2,676 $270,000 $0 $0
2020 $2,732 $270,000 $0 $0
2019 $2,745 $270,000 $0 $0
2018 $2,744 $270,000 $0 $0
2017 $2,714 $270,000 $0 $0
2016 $2,488 $249,500 $0 $0
2015 $2,388 $249,500 $0 $0
2014 $2,388 $249,500 $0 $0
2012 $2,388 $249,500 $249,500 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/14/2025 11/14/25 For Sale $485,000 +79.6% $162 / Sq Ft
09/30/2016 09/30/16 Sold $270,000 0.0% -- View Prior Sale
08/11/2016 08/11/16 Pending -- -- --
04/14/2016 04/14/16 For Sale $270,000 -- --
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Deed -- --
Deed $249,500 None Available
Deed $38,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $294,500 New Conventional
Previous Owner $199,600 New Conventional
Previous Owner $199,600 Unknown
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25506199

ImagineMLS (Bluegrass REALTORS®)

APN: 0038-0046-0040