Seller's Agent in 2025
Julie Kim
RealtySouth
(205) 222-9000
50 in this area
103 Total Sales
409 Ramsay Rd Birmingham, AL 35242
Greystone NeighborhoodEstimated Value: $801,904
4
Beds
4.5
Baths
4,877
Sq Ft
$164/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Gated with Attendant
- Sitting Area In Primary Bedroom
- Greystone Elementary School Rated A+
- Media Room
- Heavily Wooded Lot
About This Home
As of April 2025Beautifully updated home features 4BR, 4.5BA, approx 4800 sf, soaring great room w/stone fp & floor to ceiling windows, opens to updated chef's kitchen w/extra large quartz island, custom cabinets & Bosch dishwasher & oven, Thermador commercial grade cooktop, king size master bedroom, new master bath w/quartz vanities, marble tile, 4 jet Rain shower head & custom designed walk-in closet, m/l office & dining room. Upstairs has 3 bedrooms and 2 baths. Daylight basement has large media room, bonus room & full bath. Quiet cul-de-sac. Roof is 7 yrs old, main hvac 6 yrs, 2nd floor hvac 2 yrs old. all the lighting has been updated. Ready to move in
Home Details
Home Type
- Single Family
Year Built
- Built in 2002
Lot Details
- 20,038 Sq Ft Lot
- Cul-De-Sac
- Fenced Yard
- Interior Lot
- Irregular Lot
- Sprinkler System
- Heavily Wooded Lot
HOA Fees
- $138 Monthly HOA Fees
Parking
- 2 Car Garage
- Basement Garage
- Side Facing Garage
Home Design
- Poured Concrete
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Central Vacuum
- Crown Molding
- Smooth Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- French Doors
- Insulated Doors
- Great Room with Fireplace
- Dining Room
- Media Room
- Home Office
- Home Security System
Kitchen
- Convection Oven
- Electric Oven
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Stone Countertops
- Disposal
Flooring
- Wood
- Carpet
- Stone
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Sitting Area In Primary Bedroom
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- Split Vanities
- Bathtub and Shower Combination in Primary Bathroom
- Garden Bath
- Separate Shower
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Attic
- Walk-In Attic
- Pull Down Stairs to Attic
Finished Basement
- Basement Fills Entire Space Under The House
- Natural lighting in basement
Outdoor Features
- Deck
- Covered Patio or Porch
- Exterior Lighting
- Outdoor Storage
Schools
- Greystone Elementary School
- Berry Middle School
- Spain Park High School
Utilities
- Two cooling system units
- Central Heating and Cooling System
- Two Heating Systems
- Heat Pump System
- Heating System Uses Gas
- Underground Utilities
- Gas Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 03-5-22-1-003-015.000
Community Details
Overview
- Association fees include common grounds mntc
Recreation
- Golf Course Community
- Tennis Courts
- Community Playground
- Park
- Trails
Security
- Gated with Attendant
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2024
Closed on
Apr 1, 2025
Sold by
Bought by
Seller's Agent
Julie Kim
RealtySouth-Inverness Office
Buyer's Agent
Justin Ridgeway
Norluxe Realty Birmingham LLC
List Price
$799,900
Sold Price
$799,900
Views
569
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,004
Avg. Annual Appreciation
0.21%
Original Mortgage
$719,910
Outstanding Balance
$713,030
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$88,874
Purchase Details
Listed on
Jan 9, 2015
Closed on
Feb 21, 2015
Sold by
Bought by
Seller's Agent
Julie Kim
RealtySouth-Inverness Office
Buyer's Agent
Jason Secor
Keller Williams Realty Vestavia
List Price
$469,000
Sold Price
$425,000
Premium/Discount to List
-$44,000
-9.38%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.49%
Original Mortgage
$403,750
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 4, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,000
Interest Rate
6.06%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 9, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$422,600
Interest Rate
7.37%
Purchase Details
Closed on
Nov 29, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,150
Interest Rate
7.82%
Mortgage Type
Construction
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $799,900 | None Listed On Document | ||
| $425,000 | None Available | ||
| $486,000 | None Available | ||
| $82,600 | -- | ||
| $75,050 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $719,910 | ||
| Previous Owner | $403,750 | ||
| Previous Owner | $151,000 | ||
| Previous Owner | $422,600 | ||
| Previous Owner | $67,150 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/02/2025 04/02/25 | Sold | $799,900 | 0.0% | $164 / Sq Ft | |
| 10/24/2024 10/24/24 | For Sale | $799,900 | +88.2% | $164 / Sq Ft | |
| 03/17/2015 03/17/15 | Sold | $425,000 | -9.4% | $139 / Sq Ft | View Prior Sale |
| 02/09/2015 02/09/15 | Pending | -- | -- | -- | |
| 01/09/2015 01/09/15 | For Sale | $469,000 | -- | $153 / Sq Ft |
Source: Greater Alabama MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,111 | $61,820 | $0 | $0 |
| 2024 | $4,107 | $61,760 | $0 | $0 |
| 2023 | $4,148 | $62,840 | $0 | $0 |
| 2022 | $3,582 | $54,480 | $0 | $0 |
| 2021 | $3,285 | $50,020 | $0 | $0 |
| 2020 | $3,167 | $0 | $0 | $0 |
| 2019 | $3,174 | $48,340 | $0 | $0 |
| 2017 | $3,176 | $48,380 | $0 | $0 |
| 2015 | $3,110 | $47,380 | $0 | $0 |
| 2014 | $2,977 | $45,380 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Julie Kim
-
Justin Ridgeway
Buyer's Agent in 2025
Justin Ridgeway
Norluxe Realty Birmingham LLC
(205) 613-7076
1 in this area
25 Total Sales
-
Jason Secor
Buyer's Agent in 2015
Jason Secor
Keller Williams Realty Vestavia
(205) 281-6641
2 in this area
129 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 21399811
APN: 03-5-22-1-003-015-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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